Stock Ratings / Financials / PRHI / insiders

FGC (28) KG (44) OXBR (23) JRVR (37) ⌘ Pro Terminal →

Presurance Holdings Inc. (PRHI) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$7.25 +2.98% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.28

Presurance Holdings Inc. (PRHI) carries a Roarable Rating of D (Sell) with 49/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $27.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on PRHI Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is PRHI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Presurance Holdings Inc. (NASDAQ: PRHI) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $7.25 (+2.98% 1D, market cap $27.2M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, PRHI ranks #703 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does PRHI compare to FGC and KG in the Financials sector?

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Within the Financials sector (Property-Casualty Insurers), PRHI carries a Roarable D (49/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, FGC (FG Communities Holdings Inc.) holds a E grade (28/100 RQD, P/E N/A, ROIC -35.0%, cap $23.4M) and KG (Kestrel Group Ltd.) posts a D grade (44/100 RQD, P/E N/A, ROIC 36.4%, cap $32.5M). Among the 5-stock peer group, JRVR leads on earnings multiple (3.8x) while KG leads on capital efficiency (36.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for PRHI?

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Per PRHI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001502292), Presurance Holdings Inc. generated $43.3M in revenue (-35.6% YoY), $0 in net income, and $0 in free cash flow against $239.3M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $7.28 (+0.35%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 7/20 (D-) • 1.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PRHI)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (49/100 Composite)

🔍 WHY PRHI SCORES 49/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (27% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (24% of score)

FRED Regime × Technicals: 52% of 52W Range • RSI-14 at 48.7 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution7/20 pts (-13 pt drag)

Disciplined Float (+0.16% YoY Shares) & executive Form 4 sales trim 13 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$8.13-6.9% Next Q

Q2 (-2Q)

Grade C-$7.57-7.9% Next Q

Q3 (-1Q)

Grade C-$6.97+4% Next Q

Current

Grade D$7.25-5.4% Hist 90D α

Trajectory: C (57) → D (49)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PRHI Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PRHI currently carries a cautious 49/100 (D) rating due to Insider Conviction & Share Dilution (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.44) and Max Pain ($7.61) forces dealer call-delta covering toward $11.32.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PRHI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PRHI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 49%NO 51%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

PRHI Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (PRHI)

No recent open-market Form 4 cluster sales or emergency dumps flagged on PRHI. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PRHI)

✓Walkthrough of PRHI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PRHI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +48.26%🛡️ HOLDING TREND SUPPORT

2026-11-02O $7.04H $7.25L $7.04C $7.25VOL 22.2K

RES: $11.11SUP: $6.87SMA50: $7.44SMA200: $5.61

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PRHI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PRHI Butterfly Map → + Track PRHI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -35.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PRHI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PRHI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PRHI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PRHI)

Financials Rank #703 of 1096 ⚔️ FGC vs PRHI Full Matrix →

1. Head-to-Head Financials Peer Comparison (PRHI vs. FGC, KG, OXBR, JRVR)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Presurance Holdings Inc. (PRHI) ranks #703 by composite RQD confidence (49/100, grade D) and #1041 by equity capitalization ($27.2M). Within this direct 5-issuer industry benchmark cohort, JRVR leads on earnings valuation at 3.8x trailing P/E, while KG leads on capital efficiency and profitability with 36.4% ROIC and — gross margin. PRHI currently leads its immediate peer cohort in composite quantitative strength at 49/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PRHI ACTIVE Presurance Holdings Inc.	D	49/100	—	—	-35.0%	+2.98%	$27.2M	Benchmark Subject
FGC FG Communities Holdings Inc.	E	28/100	—	—	-35.0%	-10.53%	$23.4M	/fgc-vs-prhi →
KG Kestrel Group Ltd.	D	44/100	—	—	36.4%	-1.19%	$32.5M	/kg-vs-prhi →
OXBR Oxbridge Re Holdings Limited	E	23/100	—	—	-35.0%	-4.82%	$5.9M	/oxbr-vs-prhi →
JRVR James River Group Holdings Inc.	D-	37/100	3.8x	—	8.8%	+1.82%	$181.3M	/jrvr-vs-prhi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001502292

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Presurance Holdings Inc. (PRHI) reported GAAP revenue of $43.3M (-35.6% vs. FY2024 revenue of $67.3M , and -52.2% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, PRHI closed FY2025 with $239.3M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$43.3M	$0	—	—	$239.3M	—
FY2024 (FY)	2024-12-31	$67.3M	$0	—	—	$281.7M	—
FY2023 (FY)	2023-12-31	$90.5M	-$25.9M	-$13.4M	-$13.4M	—	—

3. PRHI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PRHI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does PRHI compare to FGC and KG in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for PRHI?

Where is PRHI trading relative to its 50-day, 200-day, and 52-week technical levels?

PRHI last traded at $7.25 (+2.98% on volume of 22,158 shares), positioning the stock -2.55% below its 50-day simple moving average ($7.44) and +29.23% above its 200-day simple moving average ($5.61). Across its 52-week range of $3.36 to $10.78, PRHI sits at the 52.4% percentile with a 14-day RSI of 48.7 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($6.34 to $8.16).

PRHI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are PRHI insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies PRHI leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

Direct Sub-Reports: PRHI RQD Cockpit PRHI 12M Forecast PRHI Earnings & Move PRHI Dividends & DRIP PRHI Insiders & 13F PRHI Whale Options PRHI Profit Sankey PRHI News & Why