Stock Ratings / Financials / PRHI / financials

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Presurance Holdings Inc. (PRHI) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$7.25 +2.98% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.28

Presurance Holdings Inc. (PRHI) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $27.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $7.28 (+0.35%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 7/20 (D-) • 1.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PRHI)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (45/100 Composite)

🔍 WHY PRHI SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Whale & Options Positioning+10/20 pts (22% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution7/20 pts (-13 pt drag)

Disciplined Float (+0.16% YoY Shares) & executive Form 4 sales trim 13 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$8.28-4.5% Next Q

Q2 (-2Q)

Grade C-$7.91-11.9% Next Q

Q3 (-1Q)

Grade D$6.97+4% Next Q

Current

Grade D$7.25-6.3% Hist 90D α

Trajectory: C- (53) → D (45)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a PRHI Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While PRHI currently carries a cautious 45/100 (D) rating due to Insider Conviction & Share Dilution (7/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.45) and Max Pain ($7.61) forces dealer call-delta covering toward $11.32.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.16% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PRHI• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PRHI Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 45%NO 55%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How PRHI Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$760.5K (1.8% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $90.5M

FY24

Rev $67.3M

FY25

Rev $43.3M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$43.3M	52%	-59.8%	$0	$0	-45%
FY 2024	$67.3M	52%	-55.4%	$0	$0	-45%
FY 2023	$90.5M	52%	-33.7%	-$25.9M	-$13.4M	-35%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring PRHI)

✓Walkthrough of PRHI's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PRHI // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +52.31%📐 HORIZONTAL RANGE

2026-10-30O $7.02H $7.31L $6.95C $7.25VOL 23.5K

RES: $11.07SUP: $3.80SMA50: $7.45SMA200: $5.60

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PRHI Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PRHI Butterfly Map → + Track PRHI →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -35.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PRHI today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PRHI. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PRHI today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PRHI)

Financials Rank #941 of 1096 ⚔️ FGC vs PRHI Full Matrix →

1. Head-to-Head Financials Peer Comparison (PRHI vs. FGC, KG, OXBR, JRVR)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Presurance Holdings Inc. (PRHI) ranks #941 by composite RQD confidence (45/100, grade D) and #1041 by equity capitalization ($27.2M). Within this direct 5-issuer industry benchmark cohort, JRVR leads on earnings valuation at 3.8x trailing P/E, while KG leads on capital efficiency and profitability with 36.4% ROIC and — gross margin. KG currently holds the highest overall quantitative score in the immediate peer group at 47/100 (D) compared with PRHI at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PRHI ACTIVE Presurance Holdings Inc.	D	45/100	—	—	-35.0%	+2.98%	$27.2M	Benchmark Subject
FGC FG Communities Holdings Inc.	E	29/100	—	—	-35.0%	-10.53%	$23.4M	/fgc-vs-prhi →
KG Kestrel Group Ltd.	D	47/100	—	—	36.4%	-1.19%	$32.5M	/kg-vs-prhi →
OXBR Oxbridge Re Holdings Limited	E	32/100	—	—	-35.0%	-4.82%	$5.9M	/oxbr-vs-prhi →
JRVR James River Group Holdings Inc.	D	46/100	3.8x	—	8.8%	+1.82%	$181.3M	/jrvr-vs-prhi →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001502292

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Presurance Holdings Inc. (PRHI) reported GAAP revenue of $43.3M (-35.6% vs. FY2024 revenue of $67.3M , and -52.2% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of $0, and free cash flow of $0 . On the balance sheet, PRHI closed FY2025 with $239.3M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: N/A).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$43.3M	$0	—	—	$239.3M	—
FY2024 (FY)	2024-12-31	$67.3M	$0	—	—	$281.7M	—
FY2023 (FY)	2023-12-31	$90.5M	-$25.9M	-$13.4M	-$13.4M	—	—

3. PRHI Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PRHI stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Presurance Holdings Inc. (NASDAQ: PRHI) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $7.25 (+2.98% 1D, market cap $27.2M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, PRHI ranks #941 in composite RQD confidence.

How does PRHI compare to FGC and KG in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), PRHI carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, FGC (FG Communities Holdings Inc.) holds a E grade (29/100 RQD, P/E N/A, ROIC -35.0%, cap $23.4M) and KG (Kestrel Group Ltd.) posts a D grade (47/100 RQD, P/E N/A, ROIC 36.4%, cap $32.5M). Among the 5-stock peer group, JRVR leads on earnings multiple (3.8x) while KG leads on capital efficiency (36.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PRHI?

Per PRHI's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001502292), Presurance Holdings Inc. generated $43.3M in revenue (-35.6% YoY), $0 in net income, and $0 in free cash flow against $239.3M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PRHI trading relative to its 50-day, 200-day, and 52-week technical levels?

PRHI last traded at $7.25 (+2.98% on volume of 22,158 shares), positioning the stock -2.68% below its 50-day simple moving average ($7.45) and +29.46% above its 200-day simple moving average ($5.60). Across its 52-week range of $3.36 to $10.78, PRHI sits at the 52.4% percentile with a 14-day RSI of 45.2 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($6.34 to $8.16).

PRHI Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Presurance Holdings Inc. (PRHI)?

In FY 2025 (10-K), PRHI converted $43.3M of revenue into a 52% gross margin, 0% operating margin, and $760457 in free cash flow (1.8% FCF margin).

Direct Sub-Reports: PRHI RQD Cockpit PRHI 12M Forecast PRHI Earnings & Move PRHI Dividends & DRIP PRHI Insiders & 13F PRHI Whale Options PRHI Profit Sankey PRHI News & Why