Stock Ratings / Consumer Discretionary / PMTS / options

QUAD (47) ACCO (62) DLX (68) WBTN (48) ⌘ Pro Terminal →

CPI Card Group Inc. (PMTS) Options Positioning, Max Pain & Unusual Sweeps

$26.23 +2.14% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $26.39

CPI Card Group Inc. (PMTS) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (31% profit margin, 18% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 75/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.4% avg 90D alpha vs SPY • 69.7% hit rate) →

ROARABLE B • BUY Cap $304.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $26.40 (+0.63%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 7.6% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 75/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.4% avg 90D alpha vs SPY • 69.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+7.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PMTS)Realized 20D OHLCV Swing Band: ±7%

Deterministic 5-Pillar Attribution (75/100 Composite)

🔍 WHY PMTS SCORES 75/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+17/20 pts (23% of score)

SEC XBRL FY 2025 (10-K): 7.6% FCF Margin ($41.3M FCF) & 31.3% Gross Margin

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$25.54-2.8% Next Q

Q2 (-2Q)

Grade B$24.82+8.3% Next Q

Q3 (-1Q)

Grade B$26.89-2.5% Next Q

Current

Grade B$26.23+7.4% Hist 90D α

Trajectory: B- (67) → B (75)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the PMTS Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 75/100 (B) score, PMTS faces multiple-compression risk if 20.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 28.8% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.12) or 200D SMA ($19.50) invalidates the momentum regime and cuts Target Base ($28.24) toward Bear Floor ($21.51).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $PMTS• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “PMTS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 75%NO 25%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±7%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (PMTS)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for PMTS.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating PMTS & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on PMTS
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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PMTS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +48.11%⚡ TESTING RESISTANCE

2026-10-30O $26.23H $26.23L $25.69C $26.23VOL 68.1K

RES: $27.47SUP: $24.65SMA50: $26.12SMA200: $19.50

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

PMTS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 PMTS Butterfly Map → + Track PMTS →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

13.9%/yr Implied 5Y Growth

vs. +13.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on PMTS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for PMTS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for PMTS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PMTS)

Consumer Discretionary Rank #87 of 1011 ⚔️ QUAD vs PMTS Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (PMTS vs. QUAD, ACCO, DLX, WBTN)

Industry: Publishing (11 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, CPI Card Group Inc. (PMTS) ranks #87 by composite RQD confidence (75/100, grade B) and #646 by equity capitalization ($304.1M). Within this direct 5-issuer industry benchmark cohort, ACCO leads on earnings valuation at 9.7x trailing P/E, while QUAD leads on capital efficiency and profitability with 19.7% ROIC and 21.6% gross margin. PMTS currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
PMTS ACTIVE CPI Card Group Inc.	B	75/100	20.3x	31.3%	17.5%	+2.14%	$304.1M	Benchmark Subject
QUAD Quad Graphics Inc (Class A)	D	47/100	14.7x	21.6%	19.7%	-18.08%	$396.3M	/quad-vs-pmts →
ACCO Acco Brands Corporation	C	62/100	9.7x	32.8%	5.0%	-0.46%	$402.5M	/acco-vs-pmts →
DLX Deluxe Corporation	C+	68/100	12.8x	53.0%	—	0.00%	$1.05B	/dlx-vs-pmts →
WBTN WEBTOON Entertainment Inc.	D	48/100	—	23.3%	-8.5%	+0.11%	$1.29B	/wbtn-vs-pmts →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001641614

In its most recent audited fiscal period (FY2025, filed 2025-12-31), CPI Card Group Inc. (PMTS) reported GAAP revenue of $543.5M (+13.1% vs. FY2024 revenue of $480.6M , and +22.3% cumulative change since FY2023) , GAAP net income of $14.9M, operating cash flow of $59.5M, and free cash flow of $41.3M (+21.4% YoY). On the balance sheet, PMTS closed FY2025 with $403.2M in total assets against $286.7M in total debt (Altman Z-Score: 2.88, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$543.5M	$14.9M	$59.5M	$41.3M	$403.2M	$286.7M
FY2024 (FY)	2024-12-31	$480.6M	$19.5M	$43.3M	$34.1M	$349.7M	$280.4M
FY2023 (FY)	2023-12-31	$444.5M	$24.0M	$34.0M	$34.0M	—	—

3. PMTS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is PMTS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, CPI Card Group Inc. (NASDAQ: PMTS) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $26.23 (+2.14% 1D, market cap $304.1M). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, PMTS ranks #87 in composite RQD confidence.

How does PMTS compare to QUAD and ACCO in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Publishing), PMTS carries a Roarable B (75/100 RQD), trailing P/E of 20.3x, gross margin of 31.3%, and ROIC of 17.5%. By comparison, QUAD (Quad Graphics Inc (Class A)) holds a D grade (47/100 RQD, P/E 14.7x, ROIC 19.7%, cap $396.3M) and ACCO (Acco Brands Corporation) posts a C grade (62/100 RQD, P/E 9.7x, ROIC 5.0%, cap $402.5M). Among the 5-stock peer group, ACCO leads on earnings multiple (9.7x) while QUAD leads on capital efficiency (19.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for PMTS?

Per PMTS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001641614), CPI Card Group Inc. generated $543.5M in revenue (+13.1% YoY), $14.9M in net income, and $41.3M in free cash flow against $403.2M in total assets and $286.7M in total debt. Key quantitative strengths: Strong cash generator (31% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is PMTS trading relative to its 50-day, 200-day, and 52-week technical levels?

PMTS last traded at $26.23 (+2.14% on volume of 66,381 shares), positioning the stock +0.42% above its 50-day simple moving average ($26.12) and +34.51% above its 200-day simple moving average ($19.50). Across its 52-week range of $10.81 to $31.25, PMTS sits at the 75.4% percentile with a 14-day RSI of 52.4 (NEUTRAL RANGE) and an implied next-earnings move of ±7.0% ($24.39 to $28.07).

PMTS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is PMTS's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for PMTS.

Direct Sub-Reports: PMTS RQD Cockpit PMTS 12M Forecast PMTS Earnings & Move PMTS Dividends & DRIP PMTS Insiders & 13F PMTS Whale Options PMTS Profit Sankey PMTS News & Why