MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why PMTS Stock surged +2.14% Today — RQD Quant Desk Flash
$26.23 +2.14% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $26.39
CPI Card Group Inc. (PMTS) earns a Roarable Rating of B (Buy) with 75/100 RQD Confidence. High-quality cash engine (31% profit margin, 18% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B • BUY
Cap $304.1M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $26.40 (+0.63%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 7.6% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 75/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.4% avg 90D alpha vs SPY • 69.7% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw B · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+7.7% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for PMTS)Realized 20D OHLCV Swing Band: ±7%
Deterministic 5-Pillar Attribution (75/100 Composite)
🔍 WHY PMTS SCORES 75/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+17/20 pts (23% of score)
SEC XBRL FY 2025 (10-K): 7.6% FCF Margin ($41.3M FCF) & 31.3% Gross Margin
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (23% of score)
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade B-$25.54-2.8% Next Q
67
Q2 (-2Q)Grade B$24.82+8.3% Next Q
70
Q3 (-1Q)Grade B$26.89-2.5% Next Q
72
CurrentGrade B$26.23+7.4% Hist 90D α
75
Trajectory: B- (67) → B (75)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the PMTS Bull Thesis Could Fail
Even with a 75/100 (B) score, PMTS faces multiple-compression risk if 20.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 28.8% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($26.12) or 200D SMA ($19.50) invalidates the momentum regime and cuts Target Base ($28.24) toward Bear Floor ($21.51).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $PMTS• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “PMTS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why PMTS Stock surged +2.14% Today — RQD Quant Desk Flash
CPI Card Group Inc. (PMTS) surged +2.14% to $26.23, trading at 75% of its 52-week range ($10.81 – $31.25). High-quality cash engine (31% profit margin, 18% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 75% of its 52-week range ($10.81 – $31.25) with RSI-14 at 52.4 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±7% around $26.23 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B (Buy) backed by 31.3% gross margin and $41.3M annual free cash flow.
Live PMTS Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (PMTS Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
PMTS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +48.11%⚡ TESTING RESISTANCE
2026-10-30O $26.23H $26.23L $25.69C $26.23VOL 68.1K
RES: $27.47SUP: $24.65SMA50: $26.12SMA200: $19.50
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
PMTS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
13.9%/yr Implied 5Y Growth
vs. +13.1% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on PMTS today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for PMTS. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for PMTS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (PMTS)
Consumer Discretionary Rank #87 of 1011
⚔️ QUAD vs PMTS Full Matrix →
1. Head-to-Head Consumer Discretionary Peer Comparison (PMTS vs. QUAD, ACCO, DLX, WBTN)
Industry: Publishing (11 Tracked Issuers)Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, CPI Card Group Inc. (PMTS) ranks #87 by composite RQD confidence (75/100, grade B) and #646 by equity capitalization ($304.1M). Within this direct 5-issuer industry benchmark cohort, ACCO leads on earnings valuation at 9.7x trailing P/E, while QUAD leads on capital efficiency and profitability with 19.7% ROIC and 21.6% gross margin. PMTS currently leads its immediate peer cohort in composite quantitative strength at 75/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| PMTS
ACTIVE
CPI Card Group Inc. | B | 75/100 | 20.3x | 31.3% | 17.5% | +2.14% | $304.1M | Benchmark Subject |
| QUAD Quad Graphics Inc (Class A) | D | 47/100 | 14.7x | 21.6% | 19.7% | -18.08% | $396.3M | /quad-vs-pmts → |
| ACCO Acco Brands Corporation | C | 62/100 | 9.7x | 32.8% | 5.0% | -0.46% | $402.5M | /acco-vs-pmts → |
| DLX Deluxe Corporation | C+ | 68/100 | 12.8x | 53.0% | — | 0.00% | $1.05B | /dlx-vs-pmts → |
| WBTN WEBTOON Entertainment Inc. | D | 48/100 | — | 23.3% | -8.5% | +0.11% | $1.29B | /wbtn-vs-pmts → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001641614In its most recent audited fiscal period (FY2025, filed 2025-12-31), CPI Card Group Inc. (PMTS) reported GAAP revenue of $543.5M (+13.1% vs. FY2024 revenue of $480.6M , and +22.3% cumulative change since FY2023) , GAAP net income of $14.9M, operating cash flow of $59.5M, and free cash flow of $41.3M (+21.4% YoY). On the balance sheet, PMTS closed FY2025 with $403.2M in total assets against $286.7M in total debt (Altman Z-Score: 2.88, Piotroski F-Score: 7/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $543.5M | $14.9M | $59.5M | $41.3M | $403.2M | $286.7M |
| FY2024 (FY) | 2024-12-31 | $480.6M | $19.5M | $43.3M | $34.1M | $349.7M | $280.4M |
| FY2023 (FY) | 2023-12-31 | $444.5M | $24.0M | $34.0M | $34.0M | — | — |
3. PMTS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs PMTS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, CPI Card Group Inc. (NASDAQ: PMTS) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 75/100 at a spot price of $26.23 (+2.14% 1D, market cap $304.1M). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1011 tracked Consumer Discretionary issuers, PMTS ranks #87 in composite RQD confidence.
How does PMTS compare to QUAD and ACCO in the Consumer Discretionary sector?
Within the Consumer Discretionary sector (Publishing), PMTS carries a Roarable B (75/100 RQD), trailing P/E of 20.3x, gross margin of 31.3%, and ROIC of 17.5%. By comparison, QUAD (Quad Graphics Inc (Class A)) holds a D grade (47/100 RQD, P/E 14.7x, ROIC 19.7%, cap $396.3M) and ACCO (Acco Brands Corporation) posts a C grade (62/100 RQD, P/E 9.7x, ROIC 5.0%, cap $402.5M). Among the 5-stock peer group, ACCO leads on earnings multiple (9.7x) while QUAD leads on capital efficiency (19.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for PMTS?
Per PMTS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001641614), CPI Card Group Inc. generated $543.5M in revenue (+13.1% YoY), $14.9M in net income, and $41.3M in free cash flow against $403.2M in total assets and $286.7M in total debt. Key quantitative strengths: Strong cash generator (31% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is PMTS trading relative to its 50-day, 200-day, and 52-week technical levels?
PMTS last traded at $26.23 (+2.14% on volume of 66,381 shares), positioning the stock +0.42% above its 50-day simple moving average ($26.12) and +34.51% above its 200-day simple moving average ($19.50). Across its 52-week range of $10.81 to $31.25, PMTS sits at the 75.4% percentile with a 14-day RSI of 52.4 (NEUTRAL RANGE) and an implied next-earnings move of ±7.0% ($24.39 to $28.07).
PMTS Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is PMTS stock moving today?
Why PMTS Stock surged +2.14% Today — RQD Quant Desk Flash. High-quality cash engine (31% profit margin, 18% return on capital) with steady institutional support.