Stock Ratings / Financials / NBBK / options

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NB Bancorp Inc. (NBBK) Options Positioning, Max Pain & Unusual Sweeps

$22.56 +0.45% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

NB Bancorp Inc. (NBBK) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $988.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NBBK)Realized 20D OHLCV Swing Band: ±5.3%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.3%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (NBBK)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for NBBK.

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Whale Flow & Momentum Playbook: Evaluating NBBK & AI Leaders Without Chasing Tops

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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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NBBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.93%📐 HORIZONTAL RANGE

2026-10-30O $22.59H $22.63L $22.03C $22.56VOL 245.6K

RES: $23.28SUP: $21.21SMA50: $22.50SMA200: $21.49

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

NBBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 NBBK Butterfly Map → + Track NBBK →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

13.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on NBBK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for NBBK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for NBBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NBBK)

Financials Rank #187 of 1096 ⚔️ HFWA vs NBBK Full Matrix →

1. Head-to-Head Financials Peer Comparison (NBBK vs. HFWA, SMBC, TCBX, HIFS)

Industry: Banks (24 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, NB Bancorp Inc. (NBBK) ranks #187 by composite RQD confidence (69/100, grade C+) and #559 by equity capitalization ($988.5M). Within this direct 5-issuer industry benchmark cohort, TCBX leads on earnings valuation at 10.2x trailing P/E, while TCBX leads on capital efficiency and profitability with 12.5% ROIC and — gross margin. NBBK currently leads its immediate peer cohort in composite quantitative strength at 69/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
NBBK ACTIVE NB Bancorp Inc.	C+	69/100	19.7x	—	5.9%	+0.45%	$988.5M	Benchmark Subject
HFWA Heritage Financial Corporation	C+	68/100	17.5x	—	7.3%	+0.80%	$1.18B	/hfwa-vs-nbbk →
SMBC Southern Missouri Bancorp Inc.	C	63/100	13.5x	—	10.3%	-0.25%	$791.2M	/smbc-vs-nbbk →
TCBX Third Coast Bancshares Inc.	C	63/100	10.2x	—	12.5%	+0.35%	$673.0M	/tcbx-vs-nbbk →
HIFS Hingham Institution for Savings	D	51/100	—	—	—	+1.22%	$657.3M	/hifs-vs-nbbk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001979330

In its most recent audited fiscal period (FY2025, filed 2025-12-31), NB Bancorp Inc. (NBBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $50.3M, operating cash flow of $60.8M, and free cash flow of $57.4M (+39.1% YoY). On the balance sheet, NBBK closed FY2025 with $7.01B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$50.3M	$60.8M	$57.4M	$7.01B	—
FY2024 (FY)	2024-12-31	$0	$42.1M	$43.2M	$41.3M	$5.16B	—
FY2023 (FY)	2023-12-31	$0	$9.8M	$52.9M	$52.9M	—	—

3. NBBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is NBBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, NB Bancorp Inc. (NASDAQ: NBBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $22.56 (+0.45% 1D, market cap $988.5M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, NBBK ranks #187 in composite RQD confidence.

How does NBBK compare to HFWA and SMBC in the Financials sector?

Within the Financials sector (Banks), NBBK carries a Roarable C+ (69/100 RQD), trailing P/E of 19.7x, gross margin of —, and ROIC of 5.9%. By comparison, HFWA (Heritage Financial Corporation) holds a C+ grade (68/100 RQD, P/E 17.5x, ROIC 7.3%, cap $1.18B) and SMBC (Southern Missouri Bancorp Inc.) posts a C grade (63/100 RQD, P/E 13.5x, ROIC 10.3%, cap $791.2M). Among the 5-stock peer group, TCBX leads on earnings multiple (10.2x) while TCBX leads on capital efficiency (12.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for NBBK?

Per NBBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001979330), NB Bancorp Inc. generated $0 in revenue, $50.3M in net income, and $57.4M in free cash flow against $7.01B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is NBBK trading relative to its 50-day, 200-day, and 52-week technical levels?

NBBK last traded at $22.56 (+0.45% on volume of 362,305 shares), positioning the stock +0.27% above its 50-day simple moving average ($22.50) and +4.98% above its 200-day simple moving average ($21.49). Across its 52-week range of $17.16 to $23.47, NBBK sits at the 85.6% percentile with a 14-day RSI of 44.7 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($21.36 to $23.76).

NBBK Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is NBBK's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for NBBK.

Direct Sub-Reports: NBBK RQD Cockpit NBBK 12M Forecast NBBK Earnings & Move NBBK Dividends & DRIP NBBK Insiders & 13F NBBK Whale Options NBBK Profit Sankey NBBK News & Why