MARKET WIRECNBC • 2h ago
Here are 3 big things we're watching in the stock market in the week aheadThe market could use a few victories in the days ahead, which will be filled with more earnings, an election, and jobs data.
Why NBBK Stock advanced +0.45% Today — RQD Quant Desk Flash
$22.56 +0.45% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $22.54
NB Bancorp Inc. (NBBK) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
ROARABLE C+ • HOLD / WATCH
Cap $988.5M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $22.54 (-0.11%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 1.4% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 69/100 (C+) historically posted market-perform odds over rolling 90-day windows (+2.0% avg 90D alpha vs SPY • 57.3% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →RQD QUANT TACHOMETERHOLD / WATCH • C+
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C+ · Rk B
Each axis scored 0–20
12M PRICE TARGET CONE+5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for NBBK)Realized 20D OHLCV Swing Band: ±5.3%
Deterministic 5-Pillar Attribution (69/100 Composite)
🔍 WHY NBBK SCORES 69/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Macro Regime Fit+16/20 pts (23% of score)
FRED Regime × Technicals: 86% of 52W Range • RSI-14 at 44.7 (NEUTRAL RANGE)
▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (22% of score)
SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)
▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C$22.12-1.2% Next Q
61
Q2 (-2Q)Grade C+$21.86+5.4% Next Q
64
Q3 (-1Q)Grade B-$23.03-2% Next Q
66
CurrentGrade C+$22.56+2% Hist 90D α
69
Trajectory: C (61) → C+ (69)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the NBBK Bull Thesis Could Fail
Even with a 69/100 (C+) score, NBBK faces multiple-compression risk if 19.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.50) or 200D SMA ($21.49) invalidates the momentum regime and cuts Target Base ($23.68) toward Bear Floor ($18.47).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $NBBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “NBBK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why NBBK Stock advanced +0.45% Today — RQD Quant Desk Flash
NB Bancorp Inc. (NBBK) advanced +0.45% to $22.56, trading at 86% of its 52-week range ($17.16 – $23.47). Solid steady margins (6% return on capital), mixed timing at 20x P/E—hold if owned, no rush to chase.
- ▸Technical Tape: Trading at 86% of its 52-week range ($17.16 – $23.47) with RSI-14 at 44.7 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.3% around $22.56 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $57.4M annual free cash flow.
Live NBBK Headlines & Catalysts
MARKET WIRECNBC • 3h ago
Democratic Rep. Stevens endorses Rogers over El-Sayed in Michigan Senate electionHaley Stevens had lost the Democratic nomination for Senate in Michigan to Abdul El-Sayed earlier this year.
RISK WATCHReuters • 4h ago
Israeli strikes kill eight people in Gaza - medics say - ReutersIsraeli strikes kill eight people in Gaza - medics say Reuters
MARKET WIREReuters • 5h ago
Russia's FSB says minor detained over park attack threat after US tip-off - ReutersRussia's FSB says minor detained over park attack threat after US tip-off Reuters
MARKET WIREReuters • 6h ago
Iran, Qatari mediators hold third day of talks to end US-Iran war - ReutersIran, Qatari mediators hold third day of talks to end US-Iran war Reuters
CATALYSTReuters • 7h ago
Qatar surges, bucking Gulf market slide on Iran war concerns - ReutersQatar surges, bucking Gulf market slide on Iran war concerns Reuters
MARKET WIREReuters • 7h ago
OPEC+ keeps December oil output targets steady ahead of tougher call for 2027 - ReutersOPEC+ keeps December oil output targets steady ahead of tougher call for 2027 Reuters
MARKET WIREReuters • 7h ago
German ministers pledge tough action after rioters damage stores in Frankfurt - ReutersGerman ministers pledge tough action after rioters damage stores in Frankfurt Reuters
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (NBBK Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
NBBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.93%📐 HORIZONTAL RANGE
2026-10-30O $22.59H $22.63L $22.03C $22.56VOL 245.6K
RES: $23.28SUP: $21.21SMA50: $22.50SMA200: $21.49
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
NBBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
13.2%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on NBBK today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for NBBK. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for NBBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (NBBK)
Financials Rank #187 of 1096
⚔️ HFWA vs NBBK Full Matrix →
1. Head-to-Head Financials Peer Comparison (NBBK vs. HFWA, SMBC, TCBX, HIFS)
Industry: Banks (24 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, NB Bancorp Inc. (NBBK) ranks #187 by composite RQD confidence (69/100, grade C+) and #559 by equity capitalization ($988.5M). Within this direct 5-issuer industry benchmark cohort, TCBX leads on earnings valuation at 10.2x trailing P/E, while TCBX leads on capital efficiency and profitability with 12.5% ROIC and — gross margin. NBBK currently leads its immediate peer cohort in composite quantitative strength at 69/100 (C+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| NBBK
ACTIVE
NB Bancorp Inc. | C+ | 69/100 | 19.7x | — | 5.9% | +0.45% | $988.5M | Benchmark Subject |
| HFWA Heritage Financial Corporation | C+ | 68/100 | 17.5x | — | 7.3% | +0.80% | $1.18B | /hfwa-vs-nbbk → |
| SMBC Southern Missouri Bancorp Inc. | C | 63/100 | 13.5x | — | 10.3% | -0.25% | $791.2M | /smbc-vs-nbbk → |
| TCBX Third Coast Bancshares Inc. | C | 63/100 | 10.2x | — | 12.5% | +0.35% | $673.0M | /tcbx-vs-nbbk → |
| HIFS Hingham Institution for Savings | D | 51/100 | — | — | — | +1.22% | $657.3M | /hifs-vs-nbbk → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001979330In its most recent audited fiscal period (FY2025, filed 2025-12-31), NB Bancorp Inc. (NBBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $50.3M, operating cash flow of $60.8M, and free cash flow of $57.4M (+39.1% YoY). On the balance sheet, NBBK closed FY2025 with $7.01B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $50.3M | $60.8M | $57.4M | $7.01B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $42.1M | $43.2M | $41.3M | $5.16B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $9.8M | $52.9M | $52.9M | — | — |
3. NBBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs NBBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, NB Bancorp Inc. (NASDAQ: NBBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $22.56 (+0.45% 1D, market cap $988.5M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, NBBK ranks #187 in composite RQD confidence.
How does NBBK compare to HFWA and SMBC in the Financials sector?
Within the Financials sector (Banks), NBBK carries a Roarable C+ (69/100 RQD), trailing P/E of 19.7x, gross margin of —, and ROIC of 5.9%. By comparison, HFWA (Heritage Financial Corporation) holds a C+ grade (68/100 RQD, P/E 17.5x, ROIC 7.3%, cap $1.18B) and SMBC (Southern Missouri Bancorp Inc.) posts a C grade (63/100 RQD, P/E 13.5x, ROIC 10.3%, cap $791.2M). Among the 5-stock peer group, TCBX leads on earnings multiple (10.2x) while TCBX leads on capital efficiency (12.5% ROIC).
What are the biggest fundamental strengths and SEC risk factors for NBBK?
Per NBBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001979330), NB Bancorp Inc. generated $0 in revenue, $50.3M in net income, and $57.4M in free cash flow against $7.01B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is NBBK trading relative to its 50-day, 200-day, and 52-week technical levels?
NBBK last traded at $22.56 (+0.45% on volume of 362,305 shares), positioning the stock +0.27% above its 50-day simple moving average ($22.50) and +4.98% above its 200-day simple moving average ($21.49). Across its 52-week range of $17.16 to $23.47, NBBK sits at the 85.6% percentile with a 14-day RSI of 44.7 (NEUTRAL RANGE) and an implied next-earnings move of ±5.3% ($21.36 to $23.76).
NBBK Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is NBBK stock moving today?
Why NBBK Stock advanced +0.45% Today — RQD Quant Desk Flash. Solid steady margins (6% return on capital), mixed timing at 20x P/E—hold if owned, no rush to chase.