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MetroCity Bankshares Inc. (MCBS) Options Positioning, Max Pain & Unusual Sweeps

$36.03 +0.59% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

MetroCity Bankshares Inc. (MCBS) carries a Roarable Rating of C (Hold) with 65/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $1.04B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+3.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MCBS)Realized 20D OHLCV Swing Band: ±4.6%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.6%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (MCBS)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for MCBS.

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Whale Flow & Momentum Playbook: Evaluating MCBS & AI Leaders Without Chasing Tops

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✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

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MCBS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +12.63%▲ ASCENDING TRIANGLE

2026-10-30O $36.24H $36.24L $35.77C $36.03VOL 62.1K

RES: $36.72SUP: $34.14SMA50: $35.10SMA200: $32.74

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MCBS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MCBS Butterfly Map → + Track MCBS →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

7.3%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MCBS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MCBS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MCBS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MCBS)

Financials Rank #321 of 1096 ⚔️ BFST vs MCBS Full Matrix →

1. Head-to-Head Financials Peer Comparison (MCBS vs. BFST, MBWM, EGBN, CCNE)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, MetroCity Bankshares Inc. (MCBS) ranks #321 by composite RQD confidence (65/100, grade C) and #546 by equity capitalization ($1.04B). Within this direct 5-issuer industry benchmark cohort, BFST leads on earnings valuation at 11.8x trailing P/E, while MCBS leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. BFST currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with MCBS at 65/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MCBS ACTIVE MetroCity Bankshares Inc.	C	65/100	15.1x	—	12.6%	+0.59%	$1.04B	Benchmark Subject
BFST Business First Bancshares Inc.	C+	69/100	11.8x	—	9.8%	+0.41%	$1.03B	/bfst-vs-mcbs →
MBWM Mercantile Bank Corporation	D+	58/100	11.8x	—	12.2%	+0.53%	$1.05B	/mbwm-vs-mcbs →
EGBN Eagle Bancorp Inc.	D	45/100	—	—	-12.2%	+1.30%	$1.02B	/egbn-vs-mcbs →
CCNE CNB Financial Corporation	C+	67/100	16.0x	—	7.6%	+0.56%	$1.05B	/ccne-vs-mcbs →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001747068

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MetroCity Bankshares Inc. (MCBS) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $68.5M, operating cash flow of $37.7M, and free cash flow of $37.0M (-40.5% YoY). On the balance sheet, MCBS closed FY2025 with $4.77B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$68.5M	$37.7M	$37.0M	$4.77B	—
FY2024 (FY)	2024-12-31	$0	$64.5M	$63.5M	$62.2M	$3.59B	—
FY2023 (FY)	2023-12-31	$0	$51.6M	$82.1M	$82.1M	—	—

3. MCBS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MCBS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, MetroCity Bankshares Inc. (NASDAQ: MCBS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 65/100 at a spot price of $36.03 (+0.59% 1D, market cap $1.04B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, MCBS ranks #321 in composite RQD confidence.

How does MCBS compare to BFST and MBWM in the Financials sector?

Within the Financials sector (Major Banks), MCBS carries a Roarable C (65/100 RQD), trailing P/E of 15.1x, gross margin of —, and ROIC of 12.6%. By comparison, BFST (Business First Bancshares Inc.) holds a C+ grade (69/100 RQD, P/E 11.8x, ROIC 9.8%, cap $1.03B) and MBWM (Mercantile Bank Corporation) posts a D+ grade (58/100 RQD, P/E 11.8x, ROIC 12.2%, cap $1.05B). Among the 5-stock peer group, BFST leads on earnings multiple (11.8x) while MCBS leads on capital efficiency (12.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MCBS?

Per MCBS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001747068), MetroCity Bankshares Inc. generated $0 in revenue, $68.5M in net income, and $37.0M in free cash flow against $4.77B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MCBS trading relative to its 50-day, 200-day, and 52-week technical levels?

MCBS last traded at $36.03 (+0.59% on volume of 67,819 shares), positioning the stock +2.65% above its 50-day simple moving average ($35.10) and +10.05% above its 200-day simple moving average ($32.74). Across its 52-week range of $24.53 to $37.46, MCBS sits at the 88.9% percentile with a 14-day RSI of 56.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.6% ($34.37 to $37.69).

MCBS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is MCBS's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for MCBS.

Direct Sub-Reports: MCBS RQD Cockpit MCBS 12M Forecast MCBS Earnings & Move MCBS Dividends & DRIP MCBS Insiders & 13F MCBS Whale Options MCBS Profit Sankey MCBS News & Why