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Equity Bancshares Inc. (Class A) (EQBK) — RQD Stock Rating Cockpit

$49.11 +0.99% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $49.10

Equity Bancshares Inc. (Class A) (EQBK) carries a Roarable Rating of C- (Hold) with 59/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $1.01B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EQBK Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EQBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Equity Bancshares Inc. (Class A) (NYSE: EQBK) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 59/100 at a spot price of $49.11 (+0.99% 1D, market cap $1.01B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 11/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, EQBK ranks #464 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EQBK compare to EGBN and SBSI in the Financials sector?

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Within the Financials sector (Major Banks), EQBK carries a Roarable C- (59/100 RQD), trailing P/E of 44.5x, gross margin of —, and ROIC of 3.1%. By comparison, EGBN (Eagle Bancorp Inc.) holds a D+ grade (55/100 RQD, P/E N/A, ROIC -12.2%, cap $1.02B) and SBSI (Southside Bancshares Inc.) posts a C grade (64/100 RQD, P/E 14.3x, ROIC 8.2%, cap $992.3M). Among the 5-stock peer group, BFST leads on earnings multiple (11.8x) while BFST leads on capital efficiency (9.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EQBK?

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Per EQBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001227500), Equity Bancshares Inc. (Class A) generated $0 in revenue, $22.7M in net income, and $38.1M in free cash flow against $6.37B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Priced at 45x earnings—high expectations leave less room for a lukewarm quarter.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $49.11 (-0.01%)🧬 Cannibal Buyback (-0.96% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 59/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.2% avg 90D alpha vs SPY • 53.1% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C-

Each axis scored 0–20

12M PRICE TARGET CONE+0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EQBK)Realized 20D OHLCV Swing Band: ±4.6%

Deterministic 5-Pillar Attribution (59/100 Composite)

🔍 WHY EQBK SCORES 59/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+13/20 pts (22% of score)

20D Institutional Volume Accumulation (±4.6% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution11/20 pts (-9 pt drag)

Cannibal Buyback (-0.96% YoY Shares) & executive Form 4 sales trim 9 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$47.23+0% Next Q

Q2 (-2Q)

Grade C-$47.23+3.3% Next Q

Q3 (-1Q)

Grade C$48.80+0.6% Next Q

Current

Grade C-$49.11+0.2% Hist 90D α

Trajectory: C- (51) → C- (59)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EQBK Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 59/100 (C-) score, EQBK faces multiple-compression risk if 44.5x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Priced at 45x earnings—high expectations leave less room for a lukewarm quarter.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-0.96% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($48.59) or 200D SMA ($47.34) invalidates the momentum regime and cuts Target Base ($49.33) toward Bear Floor ($38.48).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EQBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “EQBK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 59%NO 41%Trade / Inspect Odds →

RSI-14 MOMENTUMBULLISH MOMENTUM

58.130 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

4 / 99-Pt Accounting

52-WEEK LASER RANGE74% OF RANGE

L: $40$49.11H: $52

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: D+RQD 11 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: C-RQD 24 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: C-RQD 24 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on EQBK

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (55)

3.1% ROIC with 42.0% gross margin and 3.77% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 4/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (58)

24/40 institutional & smart-money positioning score with 11/20 macro alignment.

Bull Case: Why Buyers Like EQBK

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Priced at 45x earnings—high expectations leave less room for a lukewarm quarter.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (EQBK Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

EQBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.93%📐 HORIZONTAL RANGE

2026-11-02O $48.63H $49.11L $48.63C $49.11VOL 129.5K

RES: $52.42SUP: $46.01SMA50: $48.59SMA200: $47.34

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EQBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EQBK Butterfly Map → + Track EQBK →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

33.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EQBK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EQBK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EQBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EQBK)

Financials Rank #464 of 1096 ⚔️ EGBN vs EQBK Full Matrix →

1. Head-to-Head Financials Peer Comparison (EQBK vs. EGBN, SBSI, CAC, BFST)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Equity Bancshares Inc. (Class A) (EQBK) ranks #464 by composite RQD confidence (59/100, grade C-) and #554 by equity capitalization ($1.01B). Within this direct 5-issuer industry benchmark cohort, BFST leads on earnings valuation at 11.8x trailing P/E, while BFST leads on capital efficiency and profitability with 9.8% ROIC and — gross margin. BFST currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with EQBK at 59/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EQBK ACTIVE Equity Bancshares Inc. (Class A)	C-	59/100	44.5x	—	3.1%	+0.99%	$1.01B	Benchmark Subject
EGBN Eagle Bancorp Inc.	D+	55/100	—	—	-12.2%	+1.30%	$1.02B	/egbn-vs-eqbk →
SBSI Southside Bancshares Inc.	C	64/100	14.3x	—	8.2%	+5.25%	$992.3M	/sbsi-vs-eqbk →
CAC Camden National Corporation	C+	68/100	15.2x	—	9.4%	+0.43%	$989.2M	/cac-vs-eqbk →
BFST Business First Bancshares Inc.	B-	70/100	11.8x	—	9.8%	+0.41%	$1.03B	/bfst-vs-eqbk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001227500

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Equity Bancshares Inc. (Class A) (EQBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $22.7M, operating cash flow of $51.4M, and free cash flow of $38.1M (-41.7% YoY). On the balance sheet, EQBK closed FY2025 with $6.37B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$22.7M	$51.4M	$38.1M	$6.37B	—
FY2024 (FY)	2024-12-31	$0	$62.6M	$73.8M	$65.4M	$5.33B	—
FY2023 (FY)	2023-12-31	$0	$7.8M	$76.5M	$76.5M	—	—

3. EQBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EQBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does EQBK compare to EGBN and SBSI in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for EQBK?

Where is EQBK trading relative to its 50-day, 200-day, and 52-week technical levels?

EQBK last traded at $49.11 (+0.99% on volume of 129,503 shares), positioning the stock +1.07% above its 50-day simple moving average ($48.59) and +3.74% above its 200-day simple moving average ($47.34). Across its 52-week range of $39.98 to $52.27, EQBK sits at the 74.3% percentile with a 14-day RSI of 58.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.6% ($46.85 to $51.37).

EQBK Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell EQBK stock right now?

Equity Bancshares Inc. (Class A) (EQBK) currently earns a Roarable Rating of C- (Hold — HOLD) with 59/100 RQD Confidence. Solid steady margins (3% return on capital), mixed timing at 45x P/E—hold if owned, no rush to chase.

What is EQBK's 12-month price target and RQD AI Jury consensus?

EQBK's 12-month base price target is $49.33 (range $38.48 to $58.21), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: EQBK RQD Cockpit EQBK 12M Forecast EQBK Earnings & Move EQBK Dividends & DRIP EQBK Insiders & 13F EQBK Whale Options EQBK Profit Sankey EQBK News & Why