Merchants Bancorp (MBIN) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Merchants Bancorp (MBIN) surged +5.84% to $52.00, trading at 82% of its 52-week range ($30.37 – $56.87). Stretched risk/reward at 11x P/E (10% return on capital) under elevated 10-year interest-rate pressure.
Why Merchants Bancorp’s latest quarter is drawing attention Merchants Bancorp (MBIN) has put up a third quarter that blends higher net interest income, stronger net earnings and sharply lower charge offs, giving investor
Shares of diversified bank holding company Merchants Bancorp (NASDAQCM:MBIN) jumped 6.9% in the afternoon session after the company reported third-quarter diluted earnings per common share and revenue above analyst expec
Piper Sandler analyst Nathan Rice reiterates Merchants Bancorp (NASDAQ:MBIN) with a Overweight and raises the price target from $63 to $68.
Diversified bank holding company Merchants Bancorp (NASDAQCM:MBIN) announced better-than-expected revenue in Q3 2026, with revenue up 31.5% year on year to $224.9 million. Its GAAP profit of $2.06 per share was 47.1% abo
Although the revenue and EPS for Merchants Bancorp (MBIN) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estima
Merchants Bancorp (MBIN) delivered earnings and revenue surprises of +48.20% and +22.17%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
(AP) — Merchants Bancorp (MBIN) on Wednesday reported third-quarter profit of $105.The Carmel, Indiana-based bank said it had earnings of $2.
Merchants Bancorp (NASDAQ:MBIN) reported quarterly earnings of $2.06 per share which beat the analyst consensus estimate of $1.40 by 47.14 percent. This is a 112.37 percent increase over earnings of $0.97 per share from
Diversified bank holding company Merchants Bancorp (NASDAQCM:MBIN) will be announcing earnings results tomorrow after the bell. Here’s what to expect.
Farmers & Merchants Bancorp earnings trigger fresh look at the stock Farmers & Merchants Bancorp (FMCB) has put fresh numbers on the table, releasing third quarter and nine month results that show higher net interest inc
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on MBIN today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for MBIN. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Merchants Bancorp (MBIN) ranks #759 by composite RQD confidence (52/100, grade D+) and #408 by equity capitalization ($2.39B). Within this direct 5-issuer industry benchmark cohort, MBIN leads on earnings valuation at 10.9x trailing P/E, while SYBT leads on capital efficiency and profitability with 13.0% ROIC and — gross margin. SYBT currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with MBIN at 52/100 (D+).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| MBIN
ACTIVE
Merchants Bancorp | D+ | 52/100 | 10.9x | — | 9.6% | +5.84% | $2.39B | Benchmark Subject |
| SYBT Stock Yards Bancorp Inc. | B | 73/100 | 17.4x | — | 13.0% | +2.46% | $2.44B | /sybt-vs-mbin → |
| BUSE First Busey Corporation (Class A) | C+ | 69/100 | 18.1x | — | 5.5% | +0.79% | $2.45B | /buse-vs-mbin → |
| EFSC Enterprise Financial Services Corporation | C+ | 66/100 | 11.2x | — | 9.9% | +0.08% | $2.26B | /efsc-vs-mbin → |
| BANR Banner Corporation | D+ | 57/100 | — | — | 3.8% | +0.93% | $2.54B | /banr-vs-mbin → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Merchants Bancorp (MBIN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $218.8M, operating cash flow of -$341.2M, and free cash flow of -$362.2M (+57.6% YoY). On the balance sheet, MBIN closed FY2025 with $19.45B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $218.8M | -$341.2M | -$362.2M | $19.45B | — |
| FY2024 (FY) | 2024-12-31 | $0 | $320.4M | -$835.3M | -$853.7M | $18.81B | — |
| FY2023 (FY) | 2023-12-31 | $0 | $279.2M | -$356.4M | -$356.4M | — | — |
As of 2026-11-01, Merchants Bancorp (NASDAQ: MBIN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $52.00 (+5.84% 1D, market cap $2.39B). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, MBIN ranks #759 in composite RQD confidence.
Within the Financials sector (Major Banks), MBIN carries a Roarable D+ (52/100 RQD), trailing P/E of 10.9x, gross margin of —, and ROIC of 9.6%. By comparison, SYBT (Stock Yards Bancorp Inc.) holds a B grade (73/100 RQD, P/E 17.4x, ROIC 13.0%, cap $2.44B) and BUSE (First Busey Corporation (Class A)) posts a C+ grade (69/100 RQD, P/E 18.1x, ROIC 5.5%, cap $2.45B). Among the 5-stock peer group, MBIN leads on earnings multiple (10.9x) while SYBT leads on capital efficiency (13.0% ROIC).
Per MBIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001629019), Merchants Bancorp generated $0 in revenue, $218.8M in net income, and -$362.2M in free cash flow against $19.45B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
MBIN last traded at $52.00 (+5.84% on volume of 324,267 shares), positioning the stock +1.78% above its 50-day simple moving average ($51.09) and +9.22% above its 200-day simple moving average ($47.61). Across its 52-week range of $30.37 to $56.87, MBIN sits at the 81.6% percentile with a 14-day RSI of 62.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.3% ($48.72 to $55.28).
Why MBIN Stock surged +5.84% Today — RQD Quant Desk Flash. Stretched risk/reward at 11x P/E (10% return on capital) under elevated 10-year interest-rate pressure.