Stock Ratings / Financials / MBBC / insiders

TCBS (57) FNWB (35) BSBK (59) WSBK (53) ⌘ Pro Terminal →

Marathon Bancorp Inc. (MBBC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$14.52 0.00% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $14.49

Marathon Bancorp Inc. (MBBC) carries a Roarable Rating of D+ (Sell) with 56/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $43.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MBBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MBBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Marathon Bancorp Inc. (NASDAQ: MBBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 56/100 at a spot price of $14.52 (0.00% 1D, market cap $43.7M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, MBBC ranks #549 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MBBC compare to TCBS and FNWB in the Financials sector?

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Within the Financials sector (Banks), MBBC carries a Roarable D+ (56/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.1%. By comparison, TCBS (Texas Community Bancshares Inc.) holds a D+ grade (57/100 RQD, P/E 17.5x, ROIC 5.3%, cap $49.6M) and FNWB (First Northwest Bancorp) posts a D- grade (35/100 RQD, P/E N/A, ROIC -2.7%, cap $98.1M). Among the 5-stock peer group, TCBS leads on earnings multiple (17.5x) while TCBS leads on capital efficiency (5.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MBBC?

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Per MBBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001835385), Marathon Bancorp Inc. generated $0 in revenue, $42.0K in net income, and $1.3M in free cash flow against $248.0M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $14.49 (-0.19%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 56/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.4% avg 90D alpha vs SPY • 51.8% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk C+

Each axis scored 0–20

12M PRICE TARGET CONE-0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MBBC)Realized 20D OHLCV Swing Band: ±1.8%

Deterministic 5-Pillar Attribution (56/100 Composite)

🔍 WHY MBBC SCORES 56/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+14/20 pts (25% of score)

FRED Regime × Technicals: 76% of 52W Range • RSI-14 at 39.4 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$15.02-2.5% Next Q

Q2 (-2Q)

Grade C$14.65+0.1% Next Q

Q3 (-1Q)

Grade C$14.67-1% Next Q

Current

Grade D+$14.52-0.4% Hist 90D α

Trajectory: C+ (64) → D+ (56)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MBBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 56/100 (D+) score, MBBC faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($14.97) or 200D SMA ($14.40) invalidates the momentum regime and cuts Target Base ($14.39) toward Bear Floor ($11.22).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MBBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “MBBC Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 56%NO 44%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

MBBC Smart-Money Thermometer: BALANCED INSTITUTIONAL POSITIONING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (MBBC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on MBBC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MBBC)

✓Walkthrough of MBBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

MBBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.82%📐 HORIZONTAL RANGE

2026-11-02O $14.52H $14.52L $14.52C $14.52VOL 83

RES: $15.17SUP: $14.06SMA50: $14.97SMA200: $14.40

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MBBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MBBC Butterfly Map → + Track MBBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MBBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MBBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MBBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MBBC)

Financials Rank #549 of 1096 ⚔️ TCBS vs MBBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (MBBC vs. TCBS, FNWB, BSBK, WSBK)

Industry: Banks (24 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Marathon Bancorp Inc. (MBBC) ranks #549 by composite RQD confidence (56/100, grade D+) and #1020 by equity capitalization ($43.7M). Within this direct 5-issuer industry benchmark cohort, TCBS leads on earnings valuation at 17.5x trailing P/E, while TCBS leads on capital efficiency and profitability with 5.3% ROIC and — gross margin. BSBK currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with MBBC at 56/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MBBC ACTIVE Marathon Bancorp Inc.	D+	56/100	—	—	0.1%	0.00%	$43.7M	Benchmark Subject
TCBS Texas Community Bancshares Inc.	D+	57/100	17.5x	—	5.3%	0.00%	$49.6M	/tcbs-vs-mbbc →
FNWB First Northwest Bancorp	D-	35/100	—	—	-2.7%	-0.78%	$98.1M	/fnwb-vs-mbbc →
BSBK Bogota Financial Corp.	C-	59/100	56.3x	—	1.5%	-1.08%	$117.8M	/bsbk-vs-mbbc →
WSBK Winchester Bancorp Inc.	D+	53/100	—	—	-0.7%	+0.08%	$123.9M	/wsbk-vs-mbbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001835385

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Marathon Bancorp Inc. (MBBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $42.0K, operating cash flow of $1.4M, and free cash flow of $1.3M (+168.7% YoY). On the balance sheet, MBBC closed FY2025 with $248.0M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$0	$42.0K	$1.4M	$1.3M	$248.0M	—
FY2024 (FY)	2024-06-30	$0	-$187.0K	$416.6K	-$1.8M	$217.9M	—
FY2023 (FY)	2023-06-30	$0	$1.7M	$2.0M	$2.0M	—	—

3. MBBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MBBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does MBBC compare to TCBS and FNWB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for MBBC?

Where is MBBC trading relative to its 50-day, 200-day, and 52-week technical levels?

MBBC last traded at $14.52 (0.00% on volume of 178 shares), positioning the stock -3.01% below its 50-day simple moving average ($14.97) and +0.83% above its 200-day simple moving average ($14.40). Across its 52-week range of $10.53 to $15.79, MBBC sits at the 75.9% percentile with a 14-day RSI of 39.4 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($14.26 to $14.78).

MBBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are MBBC insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies MBBC leadership and institutional positioning as: BALANCED INSTITUTIONAL POSITIONING.

Direct Sub-Reports: MBBC RQD Cockpit MBBC 12M Forecast MBBC Earnings & Move MBBC Dividends & DRIP MBBC Insiders & 13F MBBC Whale Options MBBC Profit Sankey MBBC News & Why