Stock Ratings / Consumer Discretionary / LOCO / financials

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El Pollo Loco Holdings Inc. (LOCO) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$15.37 +2.40% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

El Pollo Loco Holdings Inc. (LOCO) carries a Roarable Rating of C+ (Hold) with 66/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $467.8M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LOCO)Realized 20D OHLCV Swing Band: ±6.5%

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How LOCO Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$25.4M (0.6% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $4.00B

FY24

Rev $4.00B

FY25

Rev $4.00B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$4.00B	52%	1.1%	$26.5M	$25.4M	11.7%
FY 2024	$4.00B	52%	1%	$25.7M	$27.7M	12.6%
FY 2023	$4.00B	52%	1%	$25.6M	$40.7M	11.7%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LOCO)

✓Walkthrough of LOCO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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LOCO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.68%▼ DESCENDING CHANNEL

2026-10-30O $15.50H $15.64L $15.25C $15.37VOL 178.9K

RES: $16.45SUP: $13.38SMA50: $15.00SMA200: $14.09

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LOCO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LOCO Butterfly Map → + Track LOCO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

10.8%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LOCO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LOCO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LOCO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LOCO)

Consumer Discretionary Rank #267 of 1011 ⚔️ DIN vs LOCO Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (LOCO vs. DIN, KRUS, BRCB, PTLO)

Industry: Restaurants (51 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, El Pollo Loco Holdings Inc. (LOCO) ranks #267 by composite RQD confidence (66/100, grade C+) and #595 by equity capitalization ($467.8M). Within this direct 5-issuer industry benchmark cohort, LOCO leads on earnings valuation at 17.7x trailing P/E, while LOCO leads on capital efficiency and profitability with 11.7% ROIC and — gross margin. LOCO currently leads its immediate peer cohort in composite quantitative strength at 66/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LOCO ACTIVE El Pollo Loco Holdings Inc.	C+	66/100	17.7x	—	11.7%	+2.40%	$467.8M	Benchmark Subject
DIN Dine Brands Global Inc.	C-	61/100	26.0x	40.9%	—	+1.38%	$445.1M	/din-vs-loco →
KRUS Kura Sushi USA Inc. (Class A)	D-	36/100	—	—	-1.9%	+6.59%	$424.4M	/krus-vs-loco →
BRCB Black Rock Coffee Bar Inc. (Class A)	D	44/100	—	—	1.6%	+3.82%	$530.3M	/brcb-vs-loco →
PTLO Portillo's Inc. (Class A)	D	46/100	17.9x	—	4.9%	+10.96%	$376.7M	/ptlo-vs-loco →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001606366

In its most recent audited fiscal period (FY2025, filed 2025-12-31), El Pollo Loco Holdings Inc. (LOCO) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $26.5M, operating cash flow of $48.1M, and free cash flow of $25.4M (-8.2% YoY). On the balance sheet, LOCO closed FY2025 with $606.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$26.5M	$48.1M	$25.4M	$606.6M	—
FY2024 (FY)	2024-12-25	$0	$25.7M	$46.8M	$27.7M	$592.0M	—
FY2023 (FY)	2023-12-27	$0	$25.6M	$40.7M	$40.7M	—	—

3. LOCO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LOCO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, El Pollo Loco Holdings Inc. (NASDAQ: LOCO) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 66/100 at a spot price of $15.37 (+2.40% 1D, market cap $467.8M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 14/20. Across 1011 tracked Consumer Discretionary issuers, LOCO ranks #267 in composite RQD confidence.

How does LOCO compare to DIN and KRUS in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Restaurants), LOCO carries a Roarable C+ (66/100 RQD), trailing P/E of 17.7x, gross margin of —, and ROIC of 11.7%. By comparison, DIN (Dine Brands Global Inc.) holds a C- grade (61/100 RQD, P/E 26.0x, ROIC —, cap $445.1M) and KRUS (Kura Sushi USA Inc. (Class A)) posts a D- grade (36/100 RQD, P/E N/A, ROIC -1.9%, cap $424.4M). Among the 5-stock peer group, LOCO leads on earnings multiple (17.7x) while LOCO leads on capital efficiency (11.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for LOCO?

Per LOCO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001606366), El Pollo Loco Holdings Inc. generated $0 in revenue, $26.5M in net income, and $25.4M in free cash flow against $606.6M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is LOCO trading relative to its 50-day, 200-day, and 52-week technical levels?

LOCO last traded at $15.37 (+2.40% on volume of 174,069 shares), positioning the stock +2.47% above its 50-day simple moving average ($15.00) and +9.08% above its 200-day simple moving average ($14.09). Across its 52-week range of $9.84 to $17.40, LOCO sits at the 73.1% percentile with a 14-day RSI of 53.4 (NEUTRAL RANGE) and an implied next-earnings move of ±6.5% ($14.37 to $16.37).