APEI (66) PXED (45) GOTU (50) AFYA (46) ⌘ Pro Terminal →

Lincoln Educational Services Corporation (LINC) — RQD Stock Rating Cockpit

$22.13 +1.89% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $22.16

Lincoln Educational Services Corporation (LINC) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $702.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on LINC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is LINC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

▼

As of 2026-11-02, Lincoln Educational Services Corporation (NASDAQ: LINC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $22.13 (+1.89% 1D, market cap $702.0M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, Executive Insider Alignment 14/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 9/20. Across 51 tracked Real Estate issuers, LINC ranks #30 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does LINC compare to APEI and PXED in the Real Estate sector?

▼

Within the Real Estate sector (Other Consumer Services), LINC carries a Roarable D (45/100 RQD), trailing P/E of 35.1x, gross margin of 60.4%, and ROIC of 14.0%. By comparison, APEI (American Public Education Inc.) holds a C+ grade (66/100 RQD, P/E 25.7x, ROIC 17.6%, cap $810.8M) and PXED (Phoenix Education Partners Inc.) posts a D grade (45/100 RQD, P/E N/A, ROIC —, cap $896.5M). Among the 5-stock peer group, APEI leads on earnings multiple (25.7x) while APEI leads on capital efficiency (17.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for LINC?

▼

Per LINC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001286613), Lincoln Educational Services Corporation generated $518.2M in revenue (+17.8% YoY), $20.0M in net income, and -$27.3M in free cash flow against $493.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $22.16 (+0.15%)🧬 Disciplined Float (+0.80% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for LINC)Realized 20D OHLCV Swing Band: ±8.7%

Deterministic 5-Pillar Attribution (45/100 Composite)

🔍 WHY LINC SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+14/20 pts (31% of score)

Altman Z-Score 2.94 (WATCH ZONE (1.8–3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+9/20 pts (20% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 60.4% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning5/20 pts (-15 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$23.63-5.3% Next Q

Q2 (-2Q)

Grade C-$22.37-5% Next Q

Q3 (-1Q)

Grade D$21.26+4.1% Next Q

Current

Grade D$22.13-6.3% Hist 90D α

Trajectory: C- (53) → D (45)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a LINC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While LINC currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($23.46) and Max Pain ($23.24) forces dealer call-delta covering toward $59.16.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.80% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $LINC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “LINC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 45%NO 55%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

46.330 Oversold · 70 Hot

ALTMAN-Z SHIELDWATCH ZONE (1.8–3.0)

2.94>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE12% OF RANGE

L: $17$22.13H: $56

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 14 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on LINC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (45)

14.0% ROIC with 60.4% gross margin and -3.89% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (70)

Altman-Z 2.94 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (37)

14/40 institutional & smart-money positioning score with 8/20 macro alignment.

Bull Case: Why Buyers Like LINC

✓Established market leader in Real Estate with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring LINC)

✓Walkthrough of LINC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

LINC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -46.10%📐 HORIZONTAL RANGE

2026-11-02O $21.72H $22.13L $21.72C $22.13VOL 522.7K

RES: $62.63SUP: $12.97SMA50: $23.46SMA200: $35.88

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

LINC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 LINC Butterfly Map → + Track LINC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

27.1%/yr Implied 5Y Growth

vs. +17.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on LINC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for LINC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for LINC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (LINC)

Real Estate Rank #30 of 51 ⚔️ APEI vs LINC Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (LINC vs. APEI, PXED, GOTU, AFYA)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Lincoln Educational Services Corporation (LINC) ranks #30 by composite RQD confidence (45/100, grade D) and #20 by equity capitalization ($702.0M). Within this direct 5-issuer industry benchmark cohort, APEI leads on earnings valuation at 25.7x trailing P/E, while APEI leads on capital efficiency and profitability with 17.6% ROIC and 54.2% gross margin. APEI currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with LINC at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
LINC ACTIVE Lincoln Educational Services Corporation	D	45/100	35.1x	60.4%	14.0%	+1.89%	$702.0M	Benchmark Subject
APEI American Public Education Inc.	C+	66/100	25.7x	54.2%	17.6%	+0.64%	$810.8M	/apei-vs-linc →
PXED Phoenix Education Partners Inc.	D	45/100	—	—	—	+2.30%	$896.5M	/pxed-vs-linc →
GOTU Gaotu Techedu Inc.	D	50/100	—	67.4%	-35.0%	-3.81%	$541.3M	/gotu-vs-linc →
AFYA Afya Limited (Class A)	D	46/100	—	—	—	-0.68%	$953.2M	/afya-vs-linc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001286613

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Lincoln Educational Services Corporation (LINC) reported GAAP revenue of $518.2M (+17.8% vs. FY2024 revenue of $440.1M , and +37.1% cumulative change since FY2023) , GAAP net income of $20.0M, operating cash flow of $59.3M, and free cash flow of -$27.3M (+0.9% YoY). On the balance sheet, LINC closed FY2025 with $493.2M in total assets against $0 in total debt (Altman Z-Score: 2.94, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$518.2M	$20.0M	$59.3M	-$27.3M	$493.2M	$0
FY2024 (FY)	2024-12-31	$440.1M	$9.9M	$29.3M	-$27.6M	$436.6M	$0
FY2023 (FY)	2023-12-31	$378.1M	$26.0M	$25.6M	$25.6M	—	—

3. LINC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is LINC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does LINC compare to APEI and PXED in the Real Estate sector?

What are the biggest fundamental strengths and SEC risk factors for LINC?

Where is LINC trading relative to its 50-day, 200-day, and 52-week technical levels?

LINC last traded at $22.13 (+1.89% on volume of 522,719 shares), positioning the stock -5.67% below its 50-day simple moving average ($23.46) and -38.32% below its 200-day simple moving average ($35.88). Across its 52-week range of $17.29 to $56.34, LINC sits at the 12.4% percentile with a 14-day RSI of 46.3 (NEUTRAL RANGE) and an implied next-earnings move of ±8.7% ($20.20 to $24.06).

LINC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell LINC stock right now?

Lincoln Educational Services Corporation (LINC) currently earns a Roarable Rating of D (Sell — SELL) with 45/100 RQD Confidence. Stretched risk/reward at 35x P/E (14% return on capital) under elevated 10-year interest-rate pressure.

What is LINC's 12-month price target and RQD AI Jury consensus?

LINC's 12-month base price target is $20.84 (range $16.26 to $59.16), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: LINC RQD Cockpit LINC 12M Forecast LINC Earnings & Move LINC Dividends & DRIP LINC Insiders & 13F LINC Whale Options LINC Profit Sankey LINC News & Why