MARKET WIRESeekingAlpha • 7d ago
Kingstone Company: Reduction In Reinsurance Will Improve MarginsKingstone Company is growing fast in New York City and boosting margins with reinsurance strategy shifts. Click for more on KINS stock.
Why KINS Stock advanced +1.73% Today — RQD Quant Desk Flash
$20.04 +1.73% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $20.15
Kingstone Companies Inc. (KINS) earns a Roarable Rating of B (Buy) with 73/100 RQD Confidence. High-quality cash engine (steady margins, 33% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B • BUY
Cap $290.1M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $20.15 (+0.55%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 19/20 (A+) • 34% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 73/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.1% avg 90D alpha vs SPY • 69.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw B · Rk B-
Each axis scored 0–20
12M PRICE TARGET CONE+6.7% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KINS)Realized 20D OHLCV Swing Band: ±5.4%
Deterministic 5-Pillar Attribution (73/100 Composite)
🔍 WHY KINS SCORES 73/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+19/20 pts (26% of score)
SEC XBRL FY 2025 (10-K): 34% FCF Margin ($73.1M FCF) & 52% Gross Margin
▲ #2 Bullish Driver: Macro Regime Fit+15/20 pts (21% of score)
FRED Regime × Technicals: 88% of 52W Range • RSI-14 at 62.3 (BULLISH MOMENTUM)
▼ #1 Drag / Risk Factor: Whale & Options Positioning12/20 pts (-8 pt drag)
Put hedging (50% put share) caps near-term gamma upside (-8 pts vs max)
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$18.49+1.1% Next Q
65
Q2 (-2Q)Grade B-$18.69+7.2% Next Q
68
Q3 (-1Q)Grade B$20.04+0% Next Q
70
CurrentGrade B$20.04+7.1% Hist 90D α
73
Trajectory: C+ (65) → B (73)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the KINS Bull Thesis Could Fail
Even with a 73/100 (B) score, KINS faces multiple-compression risk if 7.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($19.24) or 200D SMA ($17.43) invalidates the momentum regime and cuts Target Base ($21.39) toward Bear Floor ($16.43).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $KINS• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “KINS Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why KINS Stock advanced +1.73% Today — RQD Quant Desk Flash
Kingstone Companies Inc. (KINS) advanced +1.73% to $20.04, trading at 88% of its 52-week range ($13.83 – $20.9). High-quality cash engine (steady margins, 33% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 88% of its 52-week range ($13.83 – $20.9) with RSI-14 at 62.3 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.4% around $20.04 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B (Buy) backed by 52% gross margin and $73.1M annual free cash flow.
Live KINS Headlines & Catalysts
CATALYSTYahoo • 9d ago
Kingstone Declares Quarterly Cash Dividend of $0.06 Per ShareKINGSTON, N.Y., Oct. 23, 2026 (GLOBE NEWSWIRE) -- Kingstone Companies, Inc. (Nasdaq: KINS) ("Kingstone" or the "Company"), a regional property and casualty insurance holding company, today announced that its Board of Dir
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (KINS Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
KINS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +20.22%⚡ TESTING RESISTANCE
2026-10-30O $20.12H $20.39L $20.04C $20.04VOL 72.3K
RES: $20.06SUP: $16.78SMA50: $19.24SMA200: $17.43
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
KINS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
-7.7%/yr Implied 5Y Growth
vs. +38.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on KINS today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for KINS. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for KINS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KINS)
Financials Rank #81 of 1096
⚔️ KWY vs KINS Full Matrix →
1. Head-to-Head Financials Peer Comparison (KINS vs. KWY, NODK, GBLI, MBI)
Industry: Property-Casualty Insurers (68 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Kingstone Companies Inc. (KINS) ranks #81 by composite RQD confidence (73/100, grade B) and #816 by equity capitalization ($290.1M). Within this direct 5-issuer industry benchmark cohort, KINS leads on earnings valuation at 7.1x trailing P/E, while KINS leads on capital efficiency and profitability with 33.2% ROIC and — gross margin. KINS currently leads its immediate peer cohort in composite quantitative strength at 73/100 (B).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| KINS
ACTIVE
Kingstone Companies Inc. | B | 73/100 | 7.1x | — | 33.2% | +1.73% | $290.1M | Benchmark Subject |
| KWY Kingsway Corporation | D- | 40/100 | — | — | -13.6% | -0.41% | $278.3M | /kwy-vs-kins → |
| NODK NI Holdings Inc. | D- | 35/100 | — | — | -4.3% | +1.55% | $308.5M | /nodk-vs-kins → |
| GBLI Global Indemnity Group LLC (Class A) | D+ | 55/100 | 14.2x | — | 3.6% | +1.03% | $358.7M | /gbli-vs-kins → |
| MBI MBIA Inc. | C- | 59/100 | — | — | — | -0.22% | $227.0M | /mbi-vs-kins → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000033992In its most recent audited fiscal period (FY2025, filed 2025-12-31), Kingstone Companies Inc. (KINS) reported GAAP revenue of $214.9M (+38.5% vs. FY2024 revenue of $155.1M , and +49.0% cumulative change since FY2023) , GAAP net income of $40.8M, operating cash flow of $75.9M, and free cash flow of $73.1M (+31.4% YoY). On the balance sheet, KINS closed FY2025 with $453.4M in total assets against $3.1M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $214.9M | $40.8M | $75.9M | $73.1M | $453.4M | $3.1M |
| FY2024 (FY) | 2024-12-31 | $155.1M | $18.4M | $57.9M | $55.6M | $374.9M | $4.3M |
| FY2023 (FY) | 2023-12-31 | $144.2M | $6.2M | -$11.3M | -$11.3M | — | — |
3. KINS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs KINS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Kingstone Companies Inc. (NASDAQ: KINS) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 73/100 at a spot price of $20.04 (+1.73% 1D, market cap $290.1M). Pillar breakdown: Fundamental Cash Engine 19/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, KINS ranks #81 in composite RQD confidence.
How does KINS compare to KWY and NODK in the Financials sector?
Within the Financials sector (Property-Casualty Insurers), KINS carries a Roarable B (73/100 RQD), trailing P/E of 7.1x, gross margin of —, and ROIC of 33.2%. By comparison, KWY (Kingsway Corporation) holds a D- grade (40/100 RQD, P/E N/A, ROIC -13.6%, cap $278.3M) and NODK (NI Holdings Inc.) posts a D- grade (35/100 RQD, P/E N/A, ROIC -4.3%, cap $308.5M). Among the 5-stock peer group, KINS leads on earnings multiple (7.1x) while KINS leads on capital efficiency (33.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for KINS?
Per KINS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000033992), Kingstone Companies Inc. generated $214.9M in revenue (+38.5% YoY), $40.8M in net income, and $73.1M in free cash flow against $453.4M in total assets and $3.1M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is KINS trading relative to its 50-day, 200-day, and 52-week technical levels?
KINS last traded at $20.04 (+1.73% on volume of 88,796 shares), positioning the stock +4.16% above its 50-day simple moving average ($19.24) and +14.97% above its 200-day simple moving average ($17.43). Across its 52-week range of $13.83 to $20.90, KINS sits at the 87.8% percentile with a 14-day RSI of 62.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.4% ($18.96 to $21.12).
KINS Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is KINS stock moving today?
Why KINS Stock advanced +1.73% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 33% return on capital) with steady institutional support.