James River Group Holdings Inc. (JRVR) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
FRED Regime × Technicals: 15% of 52W Range • RSI-14 at 54.3 (NEUTRAL RANGE)
20D Institutional Volume Accumulation (±7.2% realized swing band)
Capital intensity & 0% operating margin leave 14 pts on the table
While JRVR currently carries a cautious 46/100 (D) rating due to Cash Engine Quality (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.81) and Max Pain ($4.12) forces dealer call-delta covering toward $7.56.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.36% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
James River Group Holdings Inc. (JRVR) advanced +1.82% to $3.92, trading at 15% of its 52-week range ($3.36 – $7.2). Stretched risk/reward at 4x P/E (9% return on capital) under elevated 10-year interest-rate pressure.
CHAPEL HILL, N.C., Oct. 22, 2026 (GLOBE NEWSWIRE) -- James River Group Holdings, Inc. ("James River" or the "Company") (NASDAQ: JRVR) will release third quarter earnings after the market closes on Monday, November 9, 202
If you had backed the bullish case on James River Group at the start of 2026, the result has been painful. Holding James River Group from the start of the year would have meant a 36.8% loss, including dividends. That dro
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. -2.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on JRVR today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for JRVR. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, James River Group Holdings Inc. (JRVR) ranks #926 by composite RQD confidence (46/100, grade D) and #903 by equity capitalization ($181.3M). Within this direct 5-issuer industry benchmark cohort, JRVR leads on earnings valuation at 3.8x trailing P/E, while KINS leads on capital efficiency and profitability with 33.2% ROIC and — gross margin. KINS currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with JRVR at 46/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| JRVR
ACTIVE
James River Group Holdings Inc. | D | 46/100 | 3.8x | — | 8.8% | +1.82% | $181.3M | Benchmark Subject |
| OSG Octave Specialty Group Inc. | D- | 35/100 | — | — | -35.0% | +3.77% | $223.0M | /osg-vs-jrvr → |
| MBI MBIA Inc. | C- | 59/100 | — | — | — | -0.22% | $227.0M | /mbi-vs-jrvr → |
| KWY Kingsway Corporation | D- | 40/100 | — | — | -13.6% | -0.41% | $278.3M | /kwy-vs-jrvr → |
| KINS Kingstone Companies Inc. | B | 73/100 | 7.1x | — | 33.2% | +1.73% | $290.1M | /kins-vs-jrvr → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), James River Group Holdings Inc. (JRVR) reported GAAP revenue of $687.6M (-2.8% vs. FY2024 revenue of $707.6M , and -15.3% cumulative change since FY2023) , GAAP net income of $47.4M, operating cash flow of -$18.8M, and free cash flow of -$23.6M (+90.6% YoY). On the balance sheet, JRVR closed FY2025 with $4.86B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $687.6M | $47.4M | -$18.8M | -$23.6M | $4.86B | — |
| FY2024 (FY) | 2024-12-31 | $707.6M | -$81.1M | -$247.1M | -$252.0M | $5.01B | — |
| FY2023 (FY) | 2023-12-31 | $812.0M | -$107.7M | $88.0M | $88.0M | — | — |
As of 2026-11-01, James River Group Holdings Inc. (NASDAQ: JRVR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $3.92 (+1.82% 1D, market cap $181.3M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, JRVR ranks #926 in composite RQD confidence.
Within the Financials sector (Property-Casualty Insurers), JRVR carries a Roarable D (46/100 RQD), trailing P/E of 3.8x, gross margin of —, and ROIC of 8.8%. By comparison, OSG (Octave Specialty Group Inc.) holds a D- grade (35/100 RQD, P/E N/A, ROIC -35.0%, cap $223.0M) and MBI (MBIA Inc.) posts a C- grade (59/100 RQD, P/E N/A, ROIC —, cap $227.0M). Among the 5-stock peer group, JRVR leads on earnings multiple (3.8x) while KINS leads on capital efficiency (33.2% ROIC).
Per JRVR's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001620459), James River Group Holdings Inc. generated $687.6M in revenue (-2.8% YoY), $47.4M in net income, and -$23.6M in free cash flow against $4.86B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
JRVR last traded at $3.92 (+1.82% on volume of 222,132 shares), positioning the stock +2.89% above its 50-day simple moving average ($3.81) and -21.76% below its 200-day simple moving average ($5.01). Across its 52-week range of $3.36 to $7.20, JRVR sits at the 14.6% percentile with a 14-day RSI of 54.3 (NEUTRAL RANGE) and an implied next-earnings move of ±7.2% ($3.64 to $4.20).
Why JRVR Stock advanced +1.82% Today — RQD Quant Desk Flash. Stretched risk/reward at 4x P/E (9% return on capital) under elevated 10-year interest-rate pressure.
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