Stock Ratings / Consumer Discretionary / JILL / financials

SGC (68) VRA (43) GOOS (63) REF (63) ⌘ Pro Terminal →

J. Jill Inc. (JILL) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$23.78 +4.07% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $24.01

J. Jill Inc. (JILL) earns a Roarable Rating of B (Buy) with 74/100 RQD Confidence. High-quality cash engine (69% profit margin, 26% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate) →

ROARABLE B • BUY Cap $353.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $24.01 (+0.97%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 4.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 74/100 (B) historically ranked in the Top 12% of excess returns over the next 90 days (+7.3% avg 90D alpha vs SPY • 69.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+7.2% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JILL)Realized 20D OHLCV Swing Band: ±7%

Deterministic 5-Pillar Attribution (74/100 Composite)

🔍 WHY JILL SCORES 74/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+17/20 pts (23% of score)

FRED Regime × Technicals: 91% of 52W Range • RSI-14 at 56 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: SEC 10-K Forensic Risk13/20 pts (-7 pt drag)

Balance-sheet & 10-K footnote risk deducts 7 pts from forensic ceiling

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade A$24.51+0.1% Next Q

Q2 (-2Q)

Grade A-$24.53-7.9% Next Q

Q3 (-1Q)

Grade B+$22.60+5.2% Next Q

Current

Grade B$23.78+7.3% Hist 90D α

Trajectory: A (82) → B (74)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the JILL Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 74/100 (B) score, JILL faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 66.2% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.93) or 200D SMA ($17.15) invalidates the momentum regime and cuts Target Base ($25.49) toward Bear Floor ($19.50).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JILL• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JILL Beats Next Quarter EPS Consensus (Jan 30, 2027) & Holds Above 200D SMA”

YES 74%NO 26%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How JILL Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$25.2M (4.2% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $608.0M

FY24

Rev $610.9M

FY25

Rev $596.5M

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$596.5M	68.7%	8.5%	$27.9K	$25.2M	26.3%
FY 2024	$610.9M	70.4%	12.4%	$39.5K	$50.8M	85%
FY 2023	$608.0M	68.7%	14.2%	$36.2K	$63.3M	26.3%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring JILL)

✓Walkthrough of JILL's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

JILL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +86.66%🛡️ HOLDING TREND SUPPORT

2026-10-30O $23.90H $24.06L $23.33C $23.78VOL 75.2K

RES: $27.42SUP: $22.62SMA50: $22.93SMA200: $17.15

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JILL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JILL Butterfly Map → + Track JILL →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-7.0%/yr Implied 5Y Growth

vs. -2.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JILL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JILL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JILL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JILL)

Consumer Discretionary Rank #100 of 1011 ⚔️ SGC vs JILL Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (JILL vs. SGC, VRA, GOOS, REF)

Industry: Apparel (27 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, J. Jill Inc. (JILL) ranks #100 by composite RQD confidence (74/100, grade B) and #633 by equity capitalization ($353.4M). Within this direct 5-issuer industry benchmark cohort, SGC leads on earnings valuation at 28.7x trailing P/E, while JILL leads on capital efficiency and profitability with 26.3% ROIC and 68.7% gross margin. JILL currently leads its immediate peer cohort in composite quantitative strength at 74/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JILL ACTIVE J. Jill Inc.	B	74/100	—	68.7%	26.3%	+4.07%	$353.4M	Benchmark Subject
SGC Superior Group of Companies Inc.	C+	68/100	28.7x	37.6%	3.6%	+0.96%	$201.2M	/sgc-vs-jill →
VRA Vera Bradley Inc.	D-	43/100	—	46.4%	-22.3%	+4.08%	$190.5M	/vra-vs-jill →
GOOS Canada Goose Holdings Inc. Subordinate Voting Shares	C	63/100	—	—	—	+3.34%	$785.2M	/goos-vs-jill →
REF Reformation Inc.	C	63/100	—	—	—	+2.66%	$958.3M	/ref-vs-jill →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-01-31 • CIK 0001687932

In its most recent audited fiscal period (FY2025, filed 2026-01-31), J. Jill Inc. (JILL) reported GAAP revenue of $596.5M (-2.3% vs. FY2024 revenue of $610.9M , and -1.9% cumulative change since FY2023) , GAAP net income of $27.9K, operating cash flow of $42.1M, and free cash flow of $25.2M (-50.4% YoY). On the balance sheet, JILL closed FY2025 with $450.2M in total assets against $71.4M in total debt (Altman Z-Score: 2.03, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-01-31	$596.5M	$27.9K	$42.1M	$25.2M	$450.2M	$71.4M
FY2024 (FY)	2025-02-01	$610.9M	$39.5K	$65.0M	$50.8M	$417.7M	—
FY2023 (FY)	2024-02-03	$608.0M	$36.2K	$63.3M	$63.3M	—	—

3. JILL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JILL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, J. Jill Inc. (NYSE: JILL) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 74/100 at a spot price of $23.78 (+4.07% 1D, market cap $353.4M). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 17/20, and SEC Balance-Sheet Forensics 16/20. Across 1011 tracked Consumer Discretionary issuers, JILL ranks #100 in composite RQD confidence.

How does JILL compare to SGC and VRA in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Apparel), JILL carries a Roarable B (74/100 RQD), trailing P/E of N/A, gross margin of 68.7%, and ROIC of 26.3%. By comparison, SGC (Superior Group of Companies Inc.) holds a C+ grade (68/100 RQD, P/E 28.7x, ROIC 3.6%, cap $201.2M) and VRA (Vera Bradley Inc.) posts a D- grade (43/100 RQD, P/E N/A, ROIC -22.3%, cap $190.5M). Among the 5-stock peer group, SGC leads on earnings multiple (28.7x) while JILL leads on capital efficiency (26.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for JILL?

Per JILL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-01-31, CIK 0001687932), J. Jill Inc. generated $596.5M in revenue (-2.3% YoY), $27.9K in net income, and $25.2M in free cash flow against $450.2M in total assets and $71.4M in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is JILL trading relative to its 50-day, 200-day, and 52-week technical levels?

JILL last traded at $23.78 (+4.07% on volume of 374,476 shares), positioning the stock +3.71% above its 50-day simple moving average ($22.93) and +38.66% above its 200-day simple moving average ($17.15). Across its 52-week range of $10.41 to $25.14, JILL sits at the 90.8% percentile with a 14-day RSI of 56.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.0% ($22.12 to $25.44).

JILL Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is J. Jill Inc. (JILL)?

In FY 2025 (10-K), JILL converted $596.5M of revenue into a 68.7% gross margin, 8.5% operating margin, and $25.2M in free cash flow (4.2% FCF margin).

Direct Sub-Reports: JILL RQD Cockpit JILL 12M Forecast JILL Earnings & Move JILL Dividends & DRIP JILL Insiders & 13F JILL Whale Options JILL Profit Sankey JILL News & Why