Stock Ratings / Financials / JFU / dividends

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9F Inc. (JFU) Dividend Safety Gauge & 10-Year DRIP Compounder

$2.60 -0.76% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

9F Inc. (JFU) carries a Roarable Rating of D (Sell) with 48/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $30.6M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-4.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JFU)Realized 20D OHLCV Swing Band: ±12.5%

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (8.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $22,610

Est. Year-10 Shareholder Yield: $407/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.8K

Yr 1

$11.8K

Yr 2

$12.8K

Yr 3

$13.9K

Yr 4

$15.0K

Yr 5

$16.3K

Yr 6

$17.7K

Yr 7

$19.2K

Yr 8

$20.8K

Yr 9

$22.6K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring JFU)

✓Walkthrough of JFU's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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JFU // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -29.54%▼ DESCENDING CHANNEL

2026-10-30O $2.77H $2.98L $2.29C $2.60VOL 84.2K

RES: $3.06SUP: $0.92SMA50: $2.67SMA200: $3.27

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JFU Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JFU Butterfly Map → + Track JFU →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

2.3%/yr Implied 5Y Growth

vs. +12.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JFU today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JFU. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JFU today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JFU)

Financials Rank #899 of 1096 ⚔️ FLD vs JFU Full Matrix →

1. Head-to-Head Financials Peer Comparison (JFU vs. FLD, RAND, AMTD, GRAN)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, 9F Inc. (JFU) ranks #899 by composite RQD confidence (48/100, grade D) and #1037 by equity capitalization ($30.6M). Within this direct 5-issuer industry benchmark cohort, JFU leads on earnings valuation at N/A trailing P/E, while AMTD leads on capital efficiency and profitability with 4.9% ROIC and — gross margin. AMTD currently holds the highest overall quantitative score in the immediate peer group at 59/100 (C-) compared with JFU at 48/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JFU ACTIVE 9F Inc.	D	48/100	—	—	0.3%	-0.76%	$30.6M	Benchmark Subject
FLD Fold Holdings Inc. (Class A)	D-	41/100	—	—	-35.0%	+1.13%	$29.0M	/fld-vs-jfu →
RAND Rand Capital Corporation	D	50/100	—	—	-15.4%	+5.21%	$28.5M	/rand-vs-jfu →
AMTD AMTD IDEA Group each representing three hundred sixty (360) (Class A)	C-	59/100	—	—	4.9%	+1.85%	$33.0M	/amtd-vs-jfu →
GRAN Grande Group Limited (Class A)	E	33/100	—	—	—	-2.56%	$28.4M	/gran-vs-jfu →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001619544

In its most recent audited fiscal period (FY2025, filed 2025-12-31), 9F Inc. (JFU) reported GAAP revenue of $19.2M (+12.2% vs. FY2024 revenue of $17.1M , and -66.9% cumulative change since FY2023) , GAAP net income of $24.1M, operating cash flow of $29.7M, and free cash flow of $29.7M (+366.2% YoY). On the balance sheet, JFU closed FY2025 with $614.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$19.2M	$24.1M	$29.7M	$29.7M	$614.6M	—
FY2024 (FY)	2024-12-31	$17.1M	$6.8M	$6.4M	$6.4M	$564.9M	—
FY2023 (FY)	2023-12-31	$58.1M	$0	$8.8M	$8.8M	—	—

3. JFU Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JFU stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, 9F Inc. (NASDAQ: JFU) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 48/100 at a spot price of $2.60 (-0.76% 1D, market cap $30.6M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, JFU ranks #899 in composite RQD confidence.

How does JFU compare to FLD and RAND in the Financials sector?

Within the Financials sector (Finance: Consumer Services), JFU carries a Roarable D (48/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 0.3%. By comparison, FLD (Fold Holdings Inc. (Class A)) holds a D- grade (41/100 RQD, P/E N/A, ROIC -35.0%, cap $29.0M) and RAND (Rand Capital Corporation) posts a D grade (50/100 RQD, P/E N/A, ROIC -15.4%, cap $28.5M). Among the 5-stock peer group, JFU leads on earnings multiple (N/A) while AMTD leads on capital efficiency (4.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for JFU?

Per JFU's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001619544), 9F Inc. generated $19.2M in revenue (+12.2% YoY), $24.1M in net income, and $29.7M in free cash flow against $614.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is JFU trading relative to its 50-day, 200-day, and 52-week technical levels?

JFU last traded at $2.60 (-0.76% on volume of 53,858 shares), positioning the stock -2.62% below its 50-day simple moving average ($2.67) and -20.49% below its 200-day simple moving average ($3.27). Across its 52-week range of $1.98 to $9.48, JFU sits at the 8.3% percentile with a 14-day RSI of 34.8 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.27 to $2.93).

JFU Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does JFU pay a dividend and is it safe?

9F Inc. (JFU) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: JFU RQD Cockpit JFU 12M Forecast JFU Earnings & Move JFU Dividends & DRIP JFU Insiders & 13F JFU Whale Options JFU Profit Sankey JFU News & Why