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Rand Capital Corporation (RAND) — RQD Stock Rating Cockpit

$9.59 +5.21% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Rand Capital Corporation (RAND) carries a Roarable Rating of D (Sell) with 50/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $28.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-3.6% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for RAND)Realized 20D OHLCV Swing Band: ±1.8%

RSI-14 MOMENTUMNEUTRAL RANGE

44.330 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

3 / 99-Pt Accounting

52-WEEK LASER RANGE6% OF RANGE

L: $9$9.59H: $17

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 17 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 23 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on RAND

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (50)

-15.4% ROIC with 42.0% gross margin and 2.80% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (50)

17/40 institutional & smart-money positioning score with 13/20 macro alignment.

Bull Case: Why Buyers Like RAND

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring RAND)

✓Walkthrough of RAND's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

RAND // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -13.45%▼ DESCENDING CHANNEL

2026-10-30O $9.50H $9.59L $9.50C $9.59VOL 400

RES: $11.34SUP: $9.09SMA50: $10.18SMA200: $10.66

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

RAND Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 RAND Butterfly Map → + Track RAND →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on RAND today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for RAND. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for RAND today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (RAND)

Financials Rank #863 of 1096 ⚔️ GRAN vs RAND Full Matrix →

1. Head-to-Head Financials Peer Comparison (RAND vs. GRAN, FLD, JFU, TAOX)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Rand Capital Corporation (RAND) ranks #863 by composite RQD confidence (50/100, grade D) and #1039 by equity capitalization ($28.5M). Within this direct 5-issuer industry benchmark cohort, RAND leads on earnings valuation at N/A trailing P/E, while JFU leads on capital efficiency and profitability with 0.3% ROIC and — gross margin. RAND currently leads its immediate peer cohort in composite quantitative strength at 50/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
RAND ACTIVE Rand Capital Corporation	D	50/100	—	—	-15.4%	+5.21%	$28.5M	Benchmark Subject
GRAN Grande Group Limited (Class A)	E	33/100	—	—	—	-2.56%	$28.4M	/gran-vs-rand →
FLD Fold Holdings Inc. (Class A)	D-	41/100	—	—	-35.0%	+1.13%	$29.0M	/fld-vs-rand →
JFU 9F Inc.	D	48/100	—	—	0.3%	-0.76%	$30.6M	/jfu-vs-rand →
TAOX Tao Synergies Inc.	D-	36/100	—	—	-35.0%	-0.63%	$25.7M	/taox-vs-rand →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000081955

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Rand Capital Corporation (RAND) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$8.0M, operating cash flow of $11.3M, and free cash flow of $11.3M (-26.6% YoY). On the balance sheet, RAND closed FY2025 with $53.2M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	-$8.0M	$11.3M	$11.3M	$53.2M	—
FY2024 (FY)	2024-12-31	$0	$8.8M	$15.3M	$15.3M	$72.5M	—
FY2023 (FY)	2023-12-31	$0	$6.5M	-$8.3M	-$8.3M	—	—

3. RAND Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is RAND stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Rand Capital Corporation (NASDAQ: RAND) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 50/100 at a spot price of $9.59 (+5.21% 1D, market cap $28.5M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, RAND ranks #863 in composite RQD confidence.

How does RAND compare to GRAN and FLD in the Financials sector?

Within the Financials sector (Finance: Consumer Services), RAND carries a Roarable D (50/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -15.4%. By comparison, GRAN (Grande Group Limited (Class A)) holds a E grade (33/100 RQD, P/E N/A, ROIC —, cap $28.4M) and FLD (Fold Holdings Inc. (Class A)) posts a D- grade (41/100 RQD, P/E N/A, ROIC -35.0%, cap $29.0M). Among the 5-stock peer group, RAND leads on earnings multiple (N/A) while JFU leads on capital efficiency (0.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for RAND?

Per RAND's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000081955), Rand Capital Corporation generated $0 in revenue, -$8.0M in net income, and $11.3M in free cash flow against $53.2M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is RAND trading relative to its 50-day, 200-day, and 52-week technical levels?

RAND last traded at $9.59 (+5.21% on volume of 684 shares), positioning the stock -5.80% below its 50-day simple moving average ($10.18) and -10.04% below its 200-day simple moving average ($10.66). Across its 52-week range of $9.11 to $17.49, RAND sits at the 5.7% percentile with a 14-day RSI of 44.3 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($9.42 to $9.76).

RAND Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell RAND stock right now?

Rand Capital Corporation (RAND) currently earns a Roarable Rating of D (Sell — SELL) with 50/100 RQD Confidence. Stretched risk/reward at current multiples (-15% return on capital) under elevated 10-year interest-rate pressure.

What is RAND's 12-month price target and RQD AI Jury consensus?

RAND's 12-month base price target is $9.24 (range $7.21 to $18.36), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: RAND RQD Cockpit RAND 12M Forecast RAND Earnings & Move RAND Dividends & DRIP RAND Insiders & 13F RAND Whale Options RAND Profit Sankey RAND News & Why