Stock Ratings / Financials / GCBC / options

HIFS (51) TCBX (63) HBCP (66) SMBC (63) ⌘ Pro Terminal →

Greene County Bancorp Inc. (GCBC) Options Positioning, Max Pain & Unusual Sweeps

$35.87 +1.16% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $35.88

Greene County Bancorp Inc. (GCBC) carries a Roarable Rating of D+ (Sell) with 58/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $610.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $35.88 (+0.02%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 0.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 58/100 (D+) historically posted market-perform odds over rolling 90-day windows (+0.0% avg 90D alpha vs SPY • 52.7% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE+0% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GCBC)Realized 20D OHLCV Swing Band: ±4.9%

Deterministic 5-Pillar Attribution (58/100 Composite)

🔍 WHY GCBC SCORES 58/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$33.65+2.5% Next Q

Q2 (-2Q)

Grade C-$34.48+3.3% Next Q

Q3 (-1Q)

Grade C$35.61+0.7% Next Q

Current

Grade D+$35.87+0% Hist 90D α

Trajectory: C- (50) → D+ (58)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the GCBC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 58/100 (D+) score, GCBC faces multiple-compression risk if 19.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($34.85) or 200D SMA ($28.68) invalidates the momentum regime and cuts Target Base ($35.87) toward Bear Floor ($27.98).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GCBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GCBC Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 58%NO 42%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±4.9%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (GCBC)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for GCBC.

Sponsored / Partner SpotlightACTIVE TRADER & PROP EVALUATION DESK

Practice in Our Weekly $100,000 Paper Arena Before Risking Personal Capital

Keep your personal nest egg in cash while trading NQ, ES, Crude, and Gold momentum using institutional prop-desk buying power.

FTC Disclosure: Roarable may receive partner referral compensation at no cost to you. Partner relationships never influence RQD scores.

🏆 Enter Free $100K Paper Arena →

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring GCBC)

✓Walkthrough of GCBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

GCBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +49.15%📐 HORIZONTAL RANGE

2026-10-30O $35.07H $36.02L $35.07C $35.87VOL 27.3K

RES: $37.42SUP: $32.66SMA50: $34.85SMA200: $28.68

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GCBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GCBC Butterfly Map → + Track GCBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

13.1%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on GCBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GCBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GCBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GCBC)

Financials Rank #614 of 1096 ⚔️ HIFS vs GCBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (GCBC vs. HIFS, TCBX, HBCP, SMBC)

Industry: Banks (24 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Greene County Bancorp Inc. (GCBC) ranks #614 by composite RQD confidence (58/100, grade D+) and #664 by equity capitalization ($610.7M). Within this direct 5-issuer industry benchmark cohort, TCBX leads on earnings valuation at 10.2x trailing P/E, while TCBX leads on capital efficiency and profitability with 12.5% ROIC and — gross margin. HBCP currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with GCBC at 58/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GCBC ACTIVE Greene County Bancorp Inc.	D+	58/100	19.6x	—	12.1%	+1.16%	$610.7M	Benchmark Subject
HIFS Hingham Institution for Savings	D	51/100	—	—	—	+1.22%	$657.3M	/hifs-vs-gcbc →
TCBX Third Coast Bancshares Inc.	C	63/100	10.2x	—	12.5%	+0.35%	$673.0M	/tcbx-vs-gcbc →
HBCP Home Bancorp Inc.	C+	66/100	10.5x	—	10.6%	-0.11%	$483.0M	/hbcp-vs-gcbc →
SMBC Southern Missouri Bancorp Inc.	C	63/100	13.5x	—	10.3%	-0.25%	$791.2M	/smbc-vs-gcbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001070524

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Greene County Bancorp Inc. (GCBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $31.1M, operating cash flow of $28.0M, and free cash flow of $27.3M (+16.6% YoY). On the balance sheet, GCBC closed FY2025 with $3.15B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$0	$31.1M	$28.0M	$27.3M	$3.15B	—
FY2024 (FY)	2024-06-30	$0	$24.8M	$24.9M	$23.4M	$2.97B	—
FY2023 (FY)	2023-06-30	$0	$30.8M	$28.1M	$28.1M	—	—

3. GCBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GCBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Greene County Bancorp Inc. (NASDAQ: GCBC) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 58/100 at a spot price of $35.87 (+1.16% 1D, market cap $610.7M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, GCBC ranks #614 in composite RQD confidence.

How does GCBC compare to HIFS and TCBX in the Financials sector?

Within the Financials sector (Banks), GCBC carries a Roarable D+ (58/100 RQD), trailing P/E of 19.6x, gross margin of —, and ROIC of 12.1%. By comparison, HIFS (Hingham Institution for Savings) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $657.3M) and TCBX (Third Coast Bancshares Inc.) posts a C grade (63/100 RQD, P/E 10.2x, ROIC 12.5%, cap $673.0M). Among the 5-stock peer group, TCBX leads on earnings multiple (10.2x) while TCBX leads on capital efficiency (12.5% ROIC).

What are the biggest fundamental strengths and SEC risk factors for GCBC?

Per GCBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001070524), Greene County Bancorp Inc. generated $0 in revenue, $31.1M in net income, and $27.3M in free cash flow against $3.15B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is GCBC trading relative to its 50-day, 200-day, and 52-week technical levels?

GCBC last traded at $35.87 (+1.16% on volume of 27,705 shares), positioning the stock +2.93% above its 50-day simple moving average ($34.85) and +25.07% above its 200-day simple moving average ($28.68). Across its 52-week range of $21.38 to $37.25, GCBC sits at the 91.3% percentile with a 14-day RSI of 58.2 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.9% ($34.11 to $37.63).

GCBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is GCBC's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for GCBC.

Direct Sub-Reports: GCBC RQD Cockpit GCBC 12M Forecast GCBC Earnings & Move GCBC Dividends & DRIP GCBC Insiders & 13F GCBC Whale Options GCBC Profit Sankey GCBC News & Why