Stock Ratings / Financials / GAIN / dividends

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Gladstone Investment Corporation Business Development Company (GAIN) Dividend Safety Gauge & 10-Year DRIP Compounder

$15.27 +1.26% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $15.28

Gladstone Investment Corporation Business Development Company (GAIN) carries a Roarable Rating of D- (Sell) with 37/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $608.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on GAIN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is GAIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Gladstone Investment Corporation Business Development Company (NASDAQ: GAIN) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 37/100 at a spot price of $15.27 (+1.26% 1D, market cap $608.1M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 4/20, and SEC Balance-Sheet Forensics 6/20. Across 1096 tracked Financials issuers, GAIN ranks #959 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does GAIN compare to VEL and QFIN in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), GAIN carries a Roarable D- (37/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 31.0%. By comparison, VEL (Velocity Financial Inc.) holds a D grade (50/100 RQD, P/E 6.0x, ROIC 15.6%, cap $629.7M) and QFIN (Qfin Holdings Inc.) posts a D+ grade (54/100 RQD, P/E N/A, ROIC 27.2%, cap $641.6M). Among the 5-stock peer group, VEL leads on earnings multiple (6.0x) while GAIN leads on capital efficiency (31.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for GAIN?

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Per GAIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001321741), Gladstone Investment Corporation Business Development Company generated $0 in revenue, $184.8M in net income, and -$101.6M in free cash flow against $1.24B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $15.28 (+0.04%)🧬 Dilution Drag (+1.64% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (37/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-9.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GAIN)Realized 20D OHLCV Swing Band: ±3.5%

Deterministic 5-Pillar Attribution (37/100 Composite)

🔍 WHY GAIN SCORES 37/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (27% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▲ #2 Bullish Driver: Cash Engine Quality+9/20 pts (24% of score)

SEC XBRL FY 2025 (10-K): 0% FCF Margin ($0 FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Macro Regime Fit4/20 pts (-16 pt drag)

Macro rate sensitivity & RSI-14 (50.6) create a -16 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$15.35-3.3% Next Q

Q2 (-2Q)

Grade D$14.85-1.5% Next Q

Q3 (-1Q)

Grade D$14.63+4.4% Next Q

Current

Grade D-$15.27-8.1% Hist 90D α

Trajectory: D (45) → D- (37)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a GAIN Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While GAIN currently carries a cautious 37/100 (D-) rating due to Macro Regime Fit (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($15.66) and Max Pain ($16.03) forces dealer call-delta covering toward $18.00.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.64% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GAIN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GAIN Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 37%NO 63%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

10% Total Yield

9.4% Cash ($1.44/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

41/100 • ELEVATED PAYOUT WATCH

FREE CASH FLOW PAYOUT RATIO

96% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (14.9% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $40,105

Est. Year-10 Shareholder Yield: $4,011/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.5K

Yr 1

$13.2K

Yr 2

$15.2K

Yr 3

$17.4K

Yr 4

$20.0K

Yr 5

$23.0K

Yr 6

$26.4K

Yr 7

$30.4K

Yr 8

$34.9K

Yr 9

$40.1K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring GAIN)

✓Walkthrough of GAIN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

GAIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -9.27%📐 HORIZONTAL RANGE

2026-11-02O $15.08H $15.27L $15.08C $15.27VOL 136.2K

RES: $16.90SUP: $14.34SMA50: $15.66SMA200: $15.35

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GAIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GAIN Butterfly Map → + Track GAIN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on GAIN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GAIN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GAIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GAIN)

Financials Rank #959 of 1096 ⚔️ VEL vs GAIN Full Matrix →

1. Head-to-Head Financials Peer Comparison (GAIN vs. VEL, QFIN, TRON, HIVE)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Gladstone Investment Corporation Business Development Company (GAIN) ranks #959 by composite RQD confidence (37/100, grade D-) and #665 by equity capitalization ($608.1M). Within this direct 5-issuer industry benchmark cohort, VEL leads on earnings valuation at 6.0x trailing P/E, while GAIN leads on capital efficiency and profitability with 31.0% ROIC and — gross margin. QFIN currently holds the highest overall quantitative score in the immediate peer group at 54/100 (D+) compared with GAIN at 37/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GAIN ACTIVE Gladstone Investment Corporation Business Development Company	D-	37/100	—	—	31.0%	+1.26%	$608.1M	Benchmark Subject
VEL Velocity Financial Inc.	D	50/100	6.0x	—	15.6%	+2.44%	$629.7M	/vel-vs-gain →
QFIN Qfin Holdings Inc.	D+	54/100	—	—	27.2%	-4.01%	$641.6M	/qfin-vs-gain →
TRON Tron Inc.	E	26/100	—	—	-0.9%	-11.40%	$645.2M	/tron-vs-gain →
HIVE HIVE Digital Technologies Ltd.	D-	41/100	—	—	-26.5%	-2.36%	$567.8M	/hive-vs-gain →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001321741

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Gladstone Investment Corporation Business Development Company (GAIN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $184.8M, operating cash flow of -$101.6M, and free cash flow of -$101.6M (-723.1% YoY). On the balance sheet, GAIN closed FY2025 with $1.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$0	$184.8M	-$101.6M	-$101.6M	$1.24B	—
FY2024 (FY)	2025-03-31	$0	$65.3M	$16.3M	$16.3M	$1.09B	—
FY2023 (FY)	2024-03-31	$0	$85.3M	-$69.9M	-$69.9M	—	—

3. GAIN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GAIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does GAIN compare to VEL and QFIN in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for GAIN?

Where is GAIN trading relative to its 50-day, 200-day, and 52-week technical levels?

GAIN last traded at $15.27 (+1.26% on volume of 136,182 shares), positioning the stock -2.49% below its 50-day simple moving average ($15.66) and -0.52% below its 200-day simple moving average ($15.35). Across its 52-week range of $13.11 to $17.14, GAIN sits at the 53.6% percentile with a 14-day RSI of 50.6 (NEUTRAL RANGE) and an implied next-earnings move of ±3.5% ($14.74 to $15.80).

GAIN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does GAIN pay a dividend and is it safe?

Gladstone Investment Corporation Business Development Company (GAIN) offers a 9.4% cash dividend yield ($1.44 annualized) and 10% total shareholder yield including buybacks. Roarable rates its payout coverage as ELEVATED PAYOUT WATCH.

Direct Sub-Reports: GAIN RQD Cockpit GAIN 12M Forecast GAIN Earnings & Move GAIN Dividends & DRIP GAIN Insiders & 13F GAIN Whale Options GAIN Profit Sankey GAIN News & Why