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Why FSBC Stock slipped -0.17% Today — RQD Quant Desk Flash

$45.76 -0.17% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Five Star Bancorp (FSBC) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $1.12B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FSBC)Realized 20D OHLCV Swing Band: ±4.5%

AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →

Why FSBC Stock slipped -0.17% Today — RQD Quant Desk Flash

Five Star Bancorp (FSBC) slipped -0.17% to $45.76, trading at 75% of its 52-week range ($32.2 – $50.26). Solid steady margins (14% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.

▸Technical Tape: Trading at 75% of its 52-week range ($32.2 – $50.26) with RSI-14 at 57 (BULLISH MOMENTUM).
▸Volatility Profile: Historical 20-day realized swing band of ±4.5% around $45.76 (no active unusual options sweep snapshot on file).
▸Fundamental Anchor: Roarable C+ (Hold) backed by 52% gross margin and $71.4M annual free cash flow.

Live FSBC Headlines & Catalysts

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Scheduled RQD Strong Buys & Whale Accumulation Briefing (FSBC Tape Review)

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FSBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +13.13%▲ RESISTANCE BREAKOUT

2026-10-30O $45.84H $46.58L $44.59C $45.76VOL 176.4K

RES: $45.24SUP: $39.98SMA50: $44.39SMA200: $42.80

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FSBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FSBC Butterfly Map → + Track FSBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

11.4%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FSBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FSBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FSBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FSBC)

Financials Rank #185 of 1096 ⚔️ NBN vs FSBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (FSBC vs. NBN, UVSP, HBNC, AMTB)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Five Star Bancorp (FSBC) ranks #185 by composite RQD confidence (69/100, grade C+) and #530 by equity capitalization ($1.12B). Within this direct 5-issuer industry benchmark cohort, UVSP leads on earnings valuation at 12.0x trailing P/E, while FSBC leads on capital efficiency and profitability with 13.8% ROIC and — gross margin. FSBC currently leads its immediate peer cohort in composite quantitative strength at 69/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FSBC ACTIVE Five Star Bancorp	C+	69/100	18.2x	—	13.8%	-0.17%	$1.12B	Benchmark Subject
NBN Northeast Bank	D	49/100	—	—	—	-2.40%	$1.16B	/nbn-vs-fsbc →
UVSP Univest Financial Corporation	C	62/100	12.0x	—	9.6%	-6.53%	$1.08B	/uvsp-vs-fsbc →
HBNC Horizon Bancorp Inc.	D+	58/100	—	—	-21.9%	+1.45%	$1.08B	/hbnc-vs-fsbc →
AMTB Amerant Bancorp Inc. (Class A)	D+	58/100	22.4x	—	5.6%	+0.84%	$1.17B	/amtb-vs-fsbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001275168

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Five Star Bancorp (FSBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $61.6M, operating cash flow of $72.6M, and free cash flow of $71.4M (+39.6% YoY). On the balance sheet, FSBC closed FY2025 with $4.75B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$61.6M	$72.6M	$71.4M	$4.75B	—
FY2024 (FY)	2024-12-31	$0	$45.7M	$51.8M	$51.2M	$4.05B	—
FY2023 (FY)	2023-12-31	$0	$47.7M	$38.9M	$38.9M	—	—

3. FSBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FSBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Five Star Bancorp (NASDAQ: FSBC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $45.76 (-0.17% 1D, market cap $1.12B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, FSBC ranks #185 in composite RQD confidence.

How does FSBC compare to NBN and UVSP in the Financials sector?

Within the Financials sector (Major Banks), FSBC carries a Roarable C+ (69/100 RQD), trailing P/E of 18.2x, gross margin of —, and ROIC of 13.8%. By comparison, NBN (Northeast Bank) holds a D grade (49/100 RQD, P/E N/A, ROIC —, cap $1.16B) and UVSP (Univest Financial Corporation) posts a C grade (62/100 RQD, P/E 12.0x, ROIC 9.6%, cap $1.08B). Among the 5-stock peer group, UVSP leads on earnings multiple (12.0x) while FSBC leads on capital efficiency (13.8% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FSBC?

Per FSBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001275168), Five Star Bancorp generated $0 in revenue, $61.6M in net income, and $71.4M in free cash flow against $4.75B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FSBC trading relative to its 50-day, 200-day, and 52-week technical levels?

FSBC last traded at $45.76 (-0.17% on volume of 152,111 shares), positioning the stock +3.09% above its 50-day simple moving average ($44.39) and +6.92% above its 200-day simple moving average ($42.80). Across its 52-week range of $32.20 to $50.26, FSBC sits at the 75.1% percentile with a 14-day RSI of 57.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.5% ($43.70 to $47.82).

FSBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Why is FSBC stock moving today?

Why FSBC Stock slipped -0.17% Today — RQD Quant Desk Flash. Solid steady margins (14% return on capital), mixed timing at 18x P/E—hold if owned, no rush to chase.

Direct Sub-Reports: FSBC RQD Cockpit FSBC 12M Forecast FSBC Earnings & Move FSBC Dividends & DRIP FSBC Insiders & 13F FSBC Whale Options FSBC Profit Sankey FSBC News & Why