Stock Ratings / Financials / FRAF / options

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Franklin Financial Services Corporation (FRAF) Options Positioning, Max Pain & Unusual Sweeps

$70.31 +0.63% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Franklin Financial Services Corporation (FRAF) carries a Roarable Rating of C+ (Hold) with 68/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $316.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+4.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FRAF)Realized 20D OHLCV Swing Band: ±5.4%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.4%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (FRAF)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for FRAF.

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Whale Flow & Momentum Playbook: Evaluating FRAF & AI Leaders Without Chasing Tops

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FRAF // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.77%▲ RESISTANCE BREAKOUT

2026-10-30O $70.70H $72.36L $69.99C $70.31VOL 116.2K

RES: $68.46SUP: $60.84SMA50: $63.36SMA200: $58.14

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FRAF Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FRAF Butterfly Map → + Track FRAF →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

7.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FRAF today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FRAF. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FRAF today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FRAF)

Financials Rank #232 of 1096 ⚔️ NEWT vs FRAF Full Matrix →

1. Head-to-Head Financials Peer Comparison (FRAF vs. NEWT, FCCO, FVCB, MYFW)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Franklin Financial Services Corporation (FRAF) ranks #232 by composite RQD confidence (68/100, grade C+) and #799 by equity capitalization ($316.5M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. FVCB currently holds the highest overall quantitative score in the immediate peer group at 71/100 (B-) compared with FRAF at 68/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FRAF ACTIVE Franklin Financial Services Corporation	C+	68/100	14.9x	—	12.1%	+0.63%	$316.5M	Benchmark Subject
NEWT NewtekOne Inc.	D	47/100	5.3x	—	15.2%	-3.93%	$318.0M	/newt-vs-fraf →
FCCO First Community Corporation	B-	70/100	16.4x	—	11.5%	+1.06%	$314.9M	/fcco-vs-fraf →
FVCB FVCBankcorp Inc.	B-	71/100	13.9x	—	8.7%	-0.41%	$307.3M	/fvcb-vs-fraf →
MYFW First Western Financial Inc.	D-	37/100	23.3x	—	5.0%	-0.22%	$307.2M	/myfw-vs-fraf →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000723646

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Franklin Financial Services Corporation (FRAF) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $21.2M, operating cash flow of $25.4M, and free cash flow of $25.4M (+16.9% YoY). On the balance sheet, FRAF closed FY2025 with $2.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$21.2M	$25.4M	$25.4M	$2.24B	—
FY2024 (FY)	2024-12-31	$0	$11.1M	$21.8M	$21.8M	$2.20B	—
FY2023 (FY)	2023-12-31	$0	$13.6M	$26.6M	$26.6M	—	—

3. FRAF Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FRAF stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Franklin Financial Services Corporation (NASDAQ: FRAF) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 68/100 at a spot price of $70.31 (+0.63% 1D, market cap $316.5M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 10/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, FRAF ranks #232 in composite RQD confidence.

How does FRAF compare to NEWT and FCCO in the Financials sector?

Within the Financials sector (Major Banks), FRAF carries a Roarable C+ (68/100 RQD), trailing P/E of 14.9x, gross margin of —, and ROIC of 12.1%. By comparison, NEWT (NewtekOne Inc.) holds a D grade (47/100 RQD, P/E 5.3x, ROIC 15.2%, cap $318.0M) and FCCO (First Community Corporation) posts a B- grade (70/100 RQD, P/E 16.4x, ROIC 11.5%, cap $314.9M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FRAF?

Per FRAF's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000723646), Franklin Financial Services Corporation generated $0 in revenue, $21.2M in net income, and $25.4M in free cash flow against $2.24B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FRAF trading relative to its 50-day, 200-day, and 52-week technical levels?

FRAF last traded at $70.31 (+0.63% on volume of 150,771 shares), positioning the stock +10.97% above its 50-day simple moving average ($63.36) and +20.93% above its 200-day simple moving average ($58.14). Across its 52-week range of $45.03 to $72.36, FRAF sits at the 92.5% percentile with a 14-day RSI of 82.9 (OVERBOUGHT (>70)) and an implied next-earnings move of ±5.4% ($66.51 to $74.11).

FRAF Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is FRAF's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for FRAF.

Direct Sub-Reports: FRAF RQD Cockpit FRAF 12M Forecast FRAF Earnings & Move FRAF Dividends & DRIP FRAF Insiders & 13F FRAF Whale Options FRAF Profit Sankey FRAF News & Why