Stock Ratings / Financials / FLD / options

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Fold Holdings Inc. (Class A) (FLD) Options Positioning, Max Pain & Unusual Sweeps

$0.53 +1.13% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Fold Holdings Inc. (Class A) (FLD) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $29.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-7.5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FLD)Realized 20D OHLCV Swing Band: ±12.5%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±12.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (FLD)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for FLD.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FLD)

✓Walkthrough of FLD's RQD Radar, SEC cash-conversion gap & downside invalidation levels
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FLD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -64.43%⚡ TESTING RESISTANCE

2026-10-30O $0.52H $0.54L $0.51C $0.53VOL 80.4K

RES: $0.58SUP: $0.50SMA50: $0.53SMA200: $0.96

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FLD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FLD Butterfly Map → + Track FLD →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FLD today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FLD. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FLD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FLD)

Financials Rank #974 of 1096 ⚔️ RAND vs FLD Full Matrix →

1. Head-to-Head Financials Peer Comparison (FLD vs. RAND, GRAN, JFU, TAOX)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Fold Holdings Inc. (Class A) (FLD) ranks #974 by composite RQD confidence (41/100, grade D-) and #1038 by equity capitalization ($29.0M). Within this direct 5-issuer industry benchmark cohort, FLD leads on earnings valuation at N/A trailing P/E, while JFU leads on capital efficiency and profitability with 0.3% ROIC and — gross margin. RAND currently holds the highest overall quantitative score in the immediate peer group at 50/100 (D) compared with FLD at 41/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FLD ACTIVE Fold Holdings Inc. (Class A)	D-	41/100	—	—	-35.0%	+1.13%	$29.0M	Benchmark Subject
RAND Rand Capital Corporation	D	50/100	—	—	-15.4%	+5.21%	$28.5M	/rand-vs-fld →
GRAN Grande Group Limited (Class A)	E	33/100	—	—	—	-2.56%	$28.4M	/gran-vs-fld →
JFU 9F Inc.	D	48/100	—	—	0.3%	-0.76%	$30.6M	/jfu-vs-fld →
TAOX Tao Synergies Inc.	D-	36/100	—	—	-35.0%	-0.63%	$25.7M	/taox-vs-fld →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001889123

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Fold Holdings Inc. (Class A) (FLD) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$69.6M, operating cash flow of -$16.1M, and free cash flow of -$16.1M (-386.3% YoY). On the balance sheet, FLD closed FY2025 with $153.5M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	-$69.6M	-$16.1M	-$16.1M	$153.5M	—
FY2024 (FY)	2024-12-31	$0	-$65.1M	-$3.3M	-$3.3M	$125.7M	—
FY2023 (FY)	2023-12-31	$0	$4.4M	-$5.1M	-$5.1M	—	—

3. FLD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FLD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Fold Holdings Inc. (Class A) (NASDAQ: FLD) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $0.53 (+1.13% 1D, market cap $29.0M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, FLD ranks #974 in composite RQD confidence.

How does FLD compare to RAND and GRAN in the Financials sector?

Within the Financials sector (Finance: Consumer Services), FLD carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, RAND (Rand Capital Corporation) holds a D grade (50/100 RQD, P/E N/A, ROIC -15.4%, cap $28.5M) and GRAN (Grande Group Limited (Class A)) posts a E grade (33/100 RQD, P/E N/A, ROIC —, cap $28.4M). Among the 5-stock peer group, FLD leads on earnings multiple (N/A) while JFU leads on capital efficiency (0.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FLD?

Per FLD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001889123), Fold Holdings Inc. (Class A) generated $0 in revenue, -$69.6M in net income, and -$16.1M in free cash flow against $153.5M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FLD trading relative to its 50-day, 200-day, and 52-week technical levels?

FLD last traded at $0.53 (+1.13% on volume of 65,540 shares), positioning the stock 0.00% above its 50-day simple moving average ($0.53) and -44.79% below its 200-day simple moving average ($0.96). Across its 52-week range of $0.36 to $3.60, FLD sits at the 5.2% percentile with a 14-day RSI of 54.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $0.60).

FLD Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is FLD's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for FLD.

Direct Sub-Reports: FLD RQD Cockpit FLD 12M Forecast FLD Earnings & Move FLD Dividends & DRIP FLD Insiders & 13F FLD Whale Options FLD Profit Sankey FLD News & Why