MARKET WIREBenzinga • 2d ago
Reported Earlier, Twenty One Completes Business Combination With Cantor Equity Partners And Lists On NYSE Under "XXI" With Over 43,500 BitcoinWhy FLD Stock advanced +1.13% Today — RQD Quant Desk Flash
$0.53 +1.13% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $0.53
Fold Holdings Inc. (Class A) (FLD) carries a Roarable Rating of D- (Sell) with 41/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D- • RED ALERT
Cap $29.0M
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Click Any Pre-Computed AI Quant Specialist Briefing on FLD Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is FLD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-01, Fold Holdings Inc. (Class A) (NASDAQ: FLD) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $0.53 (+1.13% 1D, market cap $29.0M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, FLD ranks #974 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does FLD compare to RAND and GRAN in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), FLD carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, RAND (Rand Capital Corporation) holds a D grade (50/100 RQD, P/E N/A, ROIC -15.4%, cap $28.5M) and GRAN (Grande Group Limited (Class A)) posts a E grade (33/100 RQD, P/E N/A, ROIC —, cap $28.4M). Among the 5-stock peer group, FLD leads on earnings multiple (N/A) while JFU leads on capital efficiency (0.3% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for FLD?
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Per FLD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001889123), Fold Holdings Inc. (Class A) generated $0 in revenue, -$69.6M in net income, and -$16.1M in free cash flow against $153.5M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $0.53 (+0.01%)🧬 Disciplined Float (+0.72% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (41/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.2% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • D-
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D- · Rk D
Each axis scored 0–20
12M PRICE TARGET CONE-7.5% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FLD)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (41/100 Composite)
🔍 WHY FLD SCORES 41/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+13/20 pts (32% of score)
20D Institutional Volume Accumulation (±12.5% realized swing band)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (24% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 1/9
▼ #1 Drag / Risk Factor: Cash Engine Quality4/20 pts (-16 pt drag)
Capital intensity & 0% operating margin leave 16 pts on the table
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$0.59-13.6% Next Q
49
Q2 (-2Q)Grade D$0.51+0% Next Q
46
Q3 (-1Q)Grade D$0.51+3.9% Next Q
44
CurrentGrade D-$0.53-7.2% Hist 90D α
41
Trajectory: D (49) → D- (41)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a FLD Turnaround Squeeze
While FLD currently carries a cautious 41/100 (D-) rating due to Cash Engine Quality (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Financials with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.53) and Max Pain ($0.56) forces dealer call-delta covering toward $3.78.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Disciplined Float (+0.72% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $FLD• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “FLD Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why FLD Stock advanced +1.13% Today — RQD Quant Desk Flash
Fold Holdings Inc. (Class A) (FLD) advanced +1.13% to $0.53, trading at 5% of its 52-week range ($0.36 – $3.6). Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 5% of its 52-week range ($0.36 – $3.6) with RSI-14 at 54 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $0.53 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live FLD Headlines & Catalysts
MARKET WIREYahoo • 3d ago
West Bancorp (WTBA) Q3 Earnings Match EstimatesWest Bancorp (WTBA) delivered earnings and revenue surprises of 0.00% and +1.45%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
MARKET WIREBenzinga • 13d ago
11 Financials Stocks Moving In Monday's Pre-Market SessionGainers Atlantic American (NASDAQ:AAME) stock increased by 44.6% to $1.52 during Monday's pre-market session. The company's market cap stands at $21.6 million. As per the news, the Q4 earnings report came out
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FLD)
- ✓Walkthrough of FLD's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
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FLD // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -64.43%⚡ TESTING RESISTANCE
2026-10-30O $0.52H $0.54L $0.51C $0.53VOL 80.4K
RES: $0.58SUP: $0.50SMA50: $0.53SMA200: $0.96
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
FLD Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on FLD today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for FLD. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for FLD today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FLD)
Financials Rank #974 of 1096
⚔️ RAND vs FLD Full Matrix →
1. Head-to-Head Financials Peer Comparison (FLD vs. RAND, GRAN, JFU, TAOX)
Industry: Finance: Consumer Services (156 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Fold Holdings Inc. (Class A) (FLD) ranks #974 by composite RQD confidence (41/100, grade D-) and #1038 by equity capitalization ($29.0M). Within this direct 5-issuer industry benchmark cohort, FLD leads on earnings valuation at N/A trailing P/E, while JFU leads on capital efficiency and profitability with 0.3% ROIC and — gross margin. RAND currently holds the highest overall quantitative score in the immediate peer group at 50/100 (D) compared with FLD at 41/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| FLD
ACTIVE
Fold Holdings Inc. (Class A) | D- | 41/100 | — | — | -35.0% | +1.13% | $29.0M | Benchmark Subject |
| RAND Rand Capital Corporation | D | 50/100 | — | — | -15.4% | +5.21% | $28.5M | /rand-vs-fld → |
| GRAN Grande Group Limited (Class A) | E | 33/100 | — | — | — | -2.56% | $28.4M | /gran-vs-fld → |
| JFU 9F Inc. | D | 48/100 | — | — | 0.3% | -0.76% | $30.6M | /jfu-vs-fld → |
| TAOX Tao Synergies Inc. | D- | 36/100 | — | — | -35.0% | -0.63% | $25.7M | /taox-vs-fld → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001889123In its most recent audited fiscal period (FY2025, filed 2025-12-31), Fold Holdings Inc. (Class A) (FLD) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$69.6M, operating cash flow of -$16.1M, and free cash flow of -$16.1M (-386.3% YoY). On the balance sheet, FLD closed FY2025 with $153.5M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | -$69.6M | -$16.1M | -$16.1M | $153.5M | — |
| FY2024 (FY) | 2024-12-31 | $0 | -$65.1M | -$3.3M | -$3.3M | $125.7M | — |
| FY2023 (FY) | 2023-12-31 | $0 | $4.4M | -$5.1M | -$5.1M | — | — |
3. FLD Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs FLD stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Fold Holdings Inc. (Class A) (NASDAQ: FLD) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 41/100 at a spot price of $0.53 (+1.13% 1D, market cap $29.0M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, FLD ranks #974 in composite RQD confidence.
How does FLD compare to RAND and GRAN in the Financials sector?
Within the Financials sector (Finance: Consumer Services), FLD carries a Roarable D- (41/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, RAND (Rand Capital Corporation) holds a D grade (50/100 RQD, P/E N/A, ROIC -15.4%, cap $28.5M) and GRAN (Grande Group Limited (Class A)) posts a E grade (33/100 RQD, P/E N/A, ROIC —, cap $28.4M). Among the 5-stock peer group, FLD leads on earnings multiple (N/A) while JFU leads on capital efficiency (0.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for FLD?
Per FLD's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001889123), Fold Holdings Inc. (Class A) generated $0 in revenue, -$69.6M in net income, and -$16.1M in free cash flow against $153.5M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is FLD trading relative to its 50-day, 200-day, and 52-week technical levels?
FLD last traded at $0.53 (+1.13% on volume of 65,540 shares), positioning the stock 0.00% above its 50-day simple moving average ($0.53) and -44.79% below its 200-day simple moving average ($0.96). Across its 52-week range of $0.36 to $3.60, FLD sits at the 5.2% percentile with a 14-day RSI of 54.0 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $0.60).
FLD Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is FLD stock moving today?
Why FLD Stock advanced +1.13% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.