Stock Ratings / Financials / FINS / financials

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Angel Oak Financial Strategies Income Term Trust of (FINS) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$11.93 +1.10% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $11.93

Angel Oak Financial Strategies Income Term Trust of (FINS) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $299.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $11.93 (+0.01%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FINS)Realized 20D OHLCV Swing Band: ±3.1%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY FINS SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (25% of score)

FRED Regime × Technicals: 17% of 52W Range • RSI-14 at 47.3 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$11.96-0.3% Next Q

Q2 (-2Q)

Grade C+$11.93-2% Next Q

Q3 (-1Q)

Grade C+$11.69+2.1% Next Q

Current

Grade C-$11.93+0.4% Hist 90D α

Trajectory: B- (68) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FINS Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, FINS faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($12.15) or 200D SMA ($12.66) invalidates the momentum regime and cuts Target Base ($12.04) toward Bear Floor ($9.39).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FINS• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FINS Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • Trailing 12 Months

How FINS Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$8.4M (0.2% FCF Margin)

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FINS)

✓Walkthrough of FINS's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FINS // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -7.52%▼ DESCENDING CHANNEL

2026-10-30O $11.92H $11.97L $11.74C $11.93VOL 82.5K

RES: $12.37SUP: $11.53SMA50: $12.15SMA200: $12.66

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FINS Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FINS Butterfly Map → + Track FINS →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FINS today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FINS. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FINS today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FINS)

Financials Rank #517 of 1096 ⚔️ RFMZ vs FINS Full Matrix →

1. Head-to-Head Financials Peer Comparison (FINS vs. RFMZ, CION, TCPC, ACV)

Industry: Finance/Investors Services (37 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Angel Oak Financial Strategies Income Term Trust of (FINS) ranks #517 by composite RQD confidence (60/100, grade C-) and #808 by equity capitalization ($299.0M). Within this direct 5-issuer industry benchmark cohort, FINS leads on earnings valuation at N/A trailing P/E, while CION leads on capital efficiency and profitability with -2.9% ROIC and — gross margin. FINS currently leads its immediate peer cohort in composite quantitative strength at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FINS ACTIVE Angel Oak Financial Strategies Income Term Trust of	C-	60/100	—	—	—	+1.10%	$299.0M	Benchmark Subject
RFMZ RiverNorth Flexible Municipal Income Fund II Inc.	D	51/100	—	—	—	+0.92%	$295.4M	/rfmz-vs-fins →
CION CION Investment Corporation	D+	57/100	—	—	-2.9%	+4.56%	$349.8M	/cion-vs-fins →
TCPC BlackRock TCP Capital Corp.	D	48/100	—	—	-14.9%	+1.69%	$354.1M	/tcpc-vs-fins →
ACV Virtus Diversified Income & Convertible Fund of	D+	56/100	—	—	—	+0.13%	$249.7M	/acv-vs-fins →

2. FINS Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Angel Oak Financial Strategies Income Term Trust of (FINS) operates in Finance/Investors Services (Financials) with an equity capitalization of $299.0M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. FINS Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FINS stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Angel Oak Financial Strategies Income Term Trust of (NYSE: FINS) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $11.93 (+1.10% 1D, market cap $299.0M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, FINS ranks #517 in composite RQD confidence.

How does FINS compare to RFMZ and CION in the Financials sector?

Within the Financials sector (Finance/Investors Services), FINS carries a Roarable C- (60/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, RFMZ (RiverNorth Flexible Municipal Income Fund II Inc.) holds a D grade (51/100 RQD, P/E N/A, ROIC —, cap $295.4M) and CION (CION Investment Corporation) posts a D+ grade (57/100 RQD, P/E N/A, ROIC -2.9%, cap $349.8M). Among the 5-stock peer group, FINS leads on earnings multiple (N/A) while CION leads on capital efficiency (-2.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FINS?

For Angel Oak Financial Strategies Income Term Trust of (FINS), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #517 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and implied 5-year growth hurdle of 8.0%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FINS trading relative to its 50-day, 200-day, and 52-week technical levels?

FINS last traded at $11.93 (+1.10% on volume of 49,312 shares), positioning the stock -1.81% below its 50-day simple moving average ($12.15) and -5.77% below its 200-day simple moving average ($12.66). Across its 52-week range of $11.61 to $13.45, FINS sits at the 17.4% percentile with a 14-day RSI of 47.3 (NEUTRAL RANGE) and an implied next-earnings move of ±3.1% ($11.56 to $12.30).

FINS Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Angel Oak Financial Strategies Income Term Trust of (FINS)?

In Trailing 12 Months, FINS converted $4.0B of revenue into a 52% gross margin, 27% operating margin, and $8.4M in free cash flow (0.2% FCF margin).

Direct Sub-Reports: FINS RQD Cockpit FINS 12M Forecast FINS Earnings & Move FINS Dividends & DRIP FINS Insiders & 13F FINS Whale Options FINS Profit Sankey FINS News & Why