Stock Ratings / Financials / FGC / dividends

PRHI (45) KG (47) OXBR (32) JRVR (46) ⌘ Pro Terminal →

FG Communities Holdings Inc. (FGC) Dividend Safety Gauge & 10-Year DRIP Compounder

$5.10 -10.53% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

FG Communities Holdings Inc. (FGC) carries a Roarable Rating of E (Strong Sell) with 29/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $23.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-13.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FGC)Realized 20D OHLCV Swing Band: ±12.5%

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (16.3% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $45,269

Est. Year-10 Shareholder Yield: $815/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.6K

Yr 1

$13.5K

Yr 2

$15.7K

Yr 3

$18.3K

Yr 4

$21.3K

Yr 5

$24.7K

Yr 6

$28.8K

Yr 7

$33.5K

Yr 8

$38.9K

Yr 9

$45.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring FGC)

✓Walkthrough of FGC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FGC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -24.33%▼ SUPPORT BREAKDOWN

2026-10-30O $5.34H $5.34L $4.79C $5.10VOL 51.7K

RES: $8.35SUP: $5.44SMA50: $7.04SMA200: $7.28

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FGC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FGC Butterfly Map → + Track FGC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +180.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FGC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FGC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FGC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FGC)

Financials Rank #1076 of 1096 ⚔️ PRHI vs FGC Full Matrix →

1. Head-to-Head Financials Peer Comparison (FGC vs. PRHI, KG, OXBR, JRVR)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, FG Communities Holdings Inc. (FGC) ranks #1076 by composite RQD confidence (29/100, grade E) and #1047 by equity capitalization ($23.4M). Within this direct 5-issuer industry benchmark cohort, JRVR leads on earnings valuation at 3.8x trailing P/E, while KG leads on capital efficiency and profitability with 36.4% ROIC and — gross margin. KG currently holds the highest overall quantitative score in the immediate peer group at 47/100 (D) compared with FGC at 29/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FGC ACTIVE FG Communities Holdings Inc.	E	29/100	—	—	-35.0%	-10.53%	$23.4M	Benchmark Subject
PRHI Presurance Holdings Inc.	D	45/100	—	—	-35.0%	+2.98%	$27.2M	/prhi-vs-fgc →
KG Kestrel Group Ltd.	D	47/100	—	—	36.4%	-1.19%	$32.5M	/kg-vs-fgc →
OXBR Oxbridge Re Holdings Limited	E	32/100	—	—	-35.0%	-4.82%	$5.9M	/oxbr-vs-fgc →
JRVR James River Group Holdings Inc.	D	46/100	3.8x	—	8.8%	+1.82%	$181.3M	/jrvr-vs-fgc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001591890

In its most recent audited fiscal period (FY2025, filed 2025-12-31), FG Communities Holdings Inc. (FGC) reported GAAP revenue of $2.4M (+209.8% vs. FY2024 revenue of $779.0K , and -85.9% cumulative change since FY2023) , GAAP net income of $0, operating cash flow of -$6.3M, and free cash flow of -$6.3M (-47.4% YoY). On the balance sheet, FGC closed FY2025 with $163.8M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.4M	$0	-$6.3M	-$6.3M	$163.8M	—
FY2024 (FY)	2024-12-31	$779.0K	$0	-$4.2M	-$4.2M	$109.5M	—
FY2023 (FY)	2023-12-31	$17.1M	$3.8M	$156.0K	$156.0K	—	—

3. FGC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FGC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, FG Communities Holdings Inc. (NASDAQ: FGC) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 29/100 at a spot price of $5.10 (-10.53% 1D, market cap $23.4M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 5/20. Across 1096 tracked Financials issuers, FGC ranks #1076 in composite RQD confidence.

How does FGC compare to PRHI and KG in the Financials sector?

Within the Financials sector (Property-Casualty Insurers), FGC carries a Roarable E (29/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, PRHI (Presurance Holdings Inc.) holds a D grade (45/100 RQD, P/E N/A, ROIC -35.0%, cap $27.2M) and KG (Kestrel Group Ltd.) posts a D grade (47/100 RQD, P/E N/A, ROIC 36.4%, cap $32.5M). Among the 5-stock peer group, JRVR leads on earnings multiple (3.8x) while KG leads on capital efficiency (36.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FGC?

Per FGC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001591890), FG Communities Holdings Inc. generated $2.4M in revenue (+209.8% YoY), $0 in net income, and -$6.3M in free cash flow against $163.8M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FGC trading relative to its 50-day, 200-day, and 52-week technical levels?

FGC last traded at $5.10 (-10.53% on volume of 72,883 shares), positioning the stock -27.56% below its 50-day simple moving average ($7.04) and -29.95% below its 200-day simple moving average ($7.28). Across its 52-week range of $4.18 to $18.65, FGC sits at the 6.4% percentile with a 14-day RSI of 33.7 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($4.46 to $5.74).

FGC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does FGC pay a dividend and is it safe?

FG Communities Holdings Inc. (FGC) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: FGC RQD Cockpit FGC 12M Forecast FGC Earnings & Move FGC Dividends & DRIP FGC Insiders & 13F FGC Whale Options FGC Profit Sankey FGC News & Why