Stock Ratings / Financials / FBK / forecast

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FB Financial Corporation (FBK) 12-Month Stock Forecast & Price Target Cone

$53.69 +1.42% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $53.73

FB Financial Corporation (FBK) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY) →

ROARABLE C+ • HOLD / WATCH Cap $2.68B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $53.73 (+0.07%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 3.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for FBK)Realized 20D OHLCV Swing Band: ±4%

Deterministic 5-Pillar Attribution (67/100 Composite)

🔍 WHY FBK SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+15/20 pts (22% of score)

FRED Regime × Technicals: 33% of 52W Range • RSI-14 at 53.5 (NEUTRAL RANGE)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (22% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning11/20 pts (-9 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$52.65-2.1% Next Q

Q2 (-2Q)

Grade C+$51.54+3.7% Next Q

Q3 (-1Q)

Grade C+$53.46+0.4% Next Q

Current

Grade C+$53.69+1.6% Hist 90D α

Trajectory: C (59) → C+ (67)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the FBK Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 67/100 (C+) score, FBK faces multiple-compression risk if 21.9x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($53.96) or 200D SMA ($55.38) invalidates the momentum regime and cuts Target Base ($55.86) toward Bear Floor ($43.57).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $FBK• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “FBK Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 67%NO 33%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your FBK Position Size: $10,000

Shares at $53.69: 186.3 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $43.57

$8,115

$-1,885 (-18.8%)

12M Consensus BaseTarget $55.86

$10,404

+$404 (+4.0%)

12M Bull Case BreakoutTarget $65.91

$12,276

+$2,276 (+22.8%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$58	74%	A
Goldman SachsSector Coverage Lead	BUY	$62	69%	B
JP MorganUS Large-Cap Research	HOLD	$50	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (FBK Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

FBK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -0.70%⚡ TESTING RESISTANCE

2026-10-30O $53.96H $53.96L $53.32C $53.69VOL 257.5K

RES: $53.91SUP: $48.64SMA50: $53.96SMA200: $55.38

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

FBK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 FBK Butterfly Map → + Track FBK →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

15.6%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on FBK today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for FBK. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for FBK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (FBK)

Financials Rank #246 of 1096 ⚔️ FBNC vs FBK Full Matrix →

1. Head-to-Head Financials Peer Comparison (FBK vs. FBNC, TOWN, NBTB, TRMK)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, FB Financial Corporation (FBK) ranks #246 by composite RQD confidence (67/100, grade C+) and #384 by equity capitalization ($2.68B). Within this direct 5-issuer industry benchmark cohort, TRMK leads on earnings valuation at 11.6x trailing P/E, while TRMK leads on capital efficiency and profitability with 10.6% ROIC and — gross margin. NBTB currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with FBK at 67/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
FBK ACTIVE FB Financial Corporation	C+	67/100	21.9x	—	6.3%	+1.42%	$2.68B	Benchmark Subject
FBNC First Bancorp	B-	70/100	23.9x	—	6.7%	+1.37%	$2.66B	/fbnc-vs-fbk →
TOWN TowneBank	D	51/100	—	—	—	+1.00%	$2.72B	/town-vs-fbk →
NBTB NBT Bancorp Inc.	B	74/100	16.3x	—	8.9%	+1.92%	$2.75B	/nbtb-vs-fbk →
TRMK Trustmark Corporation	B-	70/100	11.6x	—	10.6%	-0.36%	$2.60B	/trmk-vs-fbk →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001649749

In its most recent audited fiscal period (FY2025, filed 2025-12-31), FB Financial Corporation (FBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $122.6M, operating cash flow of $155.9M, and free cash flow of $147.0M (+11.2% YoY). On the balance sheet, FBK closed FY2025 with $16.30B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$122.6M	$155.9M	$147.0M	$16.30B	—
FY2024 (FY)	2024-12-31	$0	$116.0M	$138.8M	$132.3M	$13.16B	—
FY2023 (FY)	2023-12-31	$0	$120.2M	$211.1M	$211.1M	—	—

3. FBK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is FBK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, FB Financial Corporation (NYSE: FBK) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $53.69 (+1.42% 1D, market cap $2.68B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 15/20. Across 1096 tracked Financials issuers, FBK ranks #246 in composite RQD confidence.

How does FBK compare to FBNC and TOWN in the Financials sector?

Within the Financials sector (Major Banks), FBK carries a Roarable C+ (67/100 RQD), trailing P/E of 21.9x, gross margin of —, and ROIC of 6.3%. By comparison, FBNC (First Bancorp) holds a B- grade (70/100 RQD, P/E 23.9x, ROIC 6.7%, cap $2.66B) and TOWN (TowneBank) posts a D grade (51/100 RQD, P/E N/A, ROIC —, cap $2.72B). Among the 5-stock peer group, TRMK leads on earnings multiple (11.6x) while TRMK leads on capital efficiency (10.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for FBK?

Per FBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001649749), FB Financial Corporation generated $0 in revenue, $122.6M in net income, and $147.0M in free cash flow against $16.30B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is FBK trading relative to its 50-day, 200-day, and 52-week technical levels?

FBK last traded at $53.69 (+1.42% on volume of 254,446 shares), positioning the stock -0.50% below its 50-day simple moving average ($53.96) and -3.05% below its 200-day simple moving average ($55.38). Across its 52-week range of $49.24 to $62.66, FBK sits at the 33.2% percentile with a 14-day RSI of 53.5 (NEUTRAL RANGE) and an implied next-earnings move of ±4.0% ($51.54 to $55.84).

FBK Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is FBK's 12-month stock price target?

FB Financial Corporation (FBK) carries a 12-month consensus base price target of $55.86 (+4% from $53.69), with a bull-case target of $65.91 and a bear-case floor of $43.57.

Is FBK stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates FBK C+ (Hold — HOLD) with an RQD Confidence score of 67/100.

Direct Sub-Reports: FBK RQD Cockpit FBK 12M Forecast FBK Earnings & Move FBK Dividends & DRIP FBK Insiders & 13F FBK Whale Options FBK Profit Sankey FBK News & Why