Stock Ratings / Technology / EVER / options

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EverQuote Inc. (Class A) (EVER) Options Positioning, Max Pain & Unusual Sweeps

$22.80 +6.15% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $23.11

EverQuote Inc. (Class A) (EVER) earns a Roarable Rating of B+ (Buy) with 80/100 RQD Confidence. High-quality cash engine (96% profit margin, 69% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 80/100 (B+) historically ranked in the Top 9% of excess returns over the next 90 days (+8.2% avg 90D alpha vs SPY • 71.3% hit rate) →

ROARABLE B+ • BUY Cap $803.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EVER Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EVER stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, EverQuote Inc. (Class A) (NASDAQ: EVER) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 80/100 at a spot price of $22.80 (+6.15% 1D, market cap $803.5M). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 14/20, and SEC Balance-Sheet Forensics 19/20. Active quantitative signal LIQUIDITY_TAILWIND (BEARISH, conviction undefined/100) notes: undefined.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EVER compare to SMWB and BMBL in the Technology sector?

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Within the Technology sector (Computer Software: Programming Data Processing), EVER carries a Roarable B+ (80/100 RQD), trailing P/E of 8.1x, gross margin of 96.0%, and ROIC of 69.1%. By comparison, SMWB (Similarweb Ltd.) holds a D grade (46/100 RQD, P/E N/A, ROIC -35.0%, cap $804.9M) and BMBL (Bumble Inc. (Class A)) posts a D grade (48/100 RQD, P/E N/A, ROIC -35.0%, cap $789.2M). Among the 5-stock peer group, EVER leads on earnings multiple (8.1x) while EVER leads on capital efficiency (69.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EVER?

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Per EVER's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001640428), EverQuote Inc. (Class A) generated $692.5M in revenue (+38.5% YoY), $99.3M in net income, and $95.4M in free cash flow against $326.9M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (96% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $23.11 (+1.35%)🧬 Cannibal Buyback (-3.20% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 13.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 80/100 (B+) historically ranked in the Top 9% of excess returns over the next 90 days (+8.2% avg 90D alpha vs SPY • 71.3% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B+

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+9.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EVER)Realized 20D OHLCV Swing Band: ±10.1%

Deterministic 5-Pillar Attribution (80/100 Composite)

🔍 WHY EVER SCORES 80/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+19/20 pts (24% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-3.20% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (23% of score)

Altman Z-Score 8.40 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning13/20 pts (-7 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-7 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$20.11+10.4% Next Q

Q2 (-2Q)

Grade B+$22.20+0.7% Next Q

Q3 (-1Q)

Grade B+$22.36+2% Next Q

Current

Grade B+$22.80+8.2% Hist 90D α

Trajectory: B (72) → B+ (80)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EVER Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 80/100 (B+) score, EVER faces multiple-compression risk if 8.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-3.20% YoY Shares) — any gross margin slip below 94.7% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($22.29) or 200D SMA ($20.41) invalidates the momentum regime and cuts Target Base ($25.06) toward Bear Floor ($18.70).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EVER• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “EVER Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 80%NO 20%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±10.1%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (EVER)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for EVER.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating EVER & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on EVER
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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EVER // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +56.06%⚡ TESTING RESISTANCE

2026-11-02O $21.48H $22.80L $21.48C $22.80VOL 823.9K

RES: $23.97SUP: $13.68SMA50: $22.29SMA200: $20.41

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EVER Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EVER Butterfly Map → + Track EVER →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-5.2%/yr Implied 5Y Growth

vs. +38.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EVER today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EVER. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EVER today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EVER)

Technology Rank #13 of 714 ⚔️ SMWB vs EVER Full Matrix →

1. Head-to-Head Technology Peer Comparison (EVER vs. SMWB, BMBL, PUBM, RXT)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, EverQuote Inc. (Class A) (EVER) ranks #13 by composite RQD confidence (80/100, grade B+) and #372 by equity capitalization ($803.5M). Within this direct 5-issuer industry benchmark cohort, EVER leads on earnings valuation at 8.1x trailing P/E, while EVER leads on capital efficiency and profitability with 69.1% ROIC and 96.0% gross margin. EVER currently leads its immediate peer cohort in composite quantitative strength at 80/100 (B+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EVER ACTIVE EverQuote Inc. (Class A)	B+	80/100	8.1x	96.0%	69.1%	+6.15%	$803.5M	Benchmark Subject
SMWB Similarweb Ltd.	D	46/100	—	79.5%	-35.0%	-1.32%	$804.9M	/smwb-vs-ever →
BMBL Bumble Inc. (Class A)	D	48/100	—	70.8%	-35.0%	+0.34%	$789.2M	/bmbl-vs-ever →
PUBM PubMatic Inc. (Class A)	D+	52/100	—	63.6%	-11.6%	+0.18%	$774.8M	/pubm-vs-ever →
RXT Rackspace Technology Inc.	D-	39/100	—	18.9%	-5.7%	+3.46%	$762.1M	/rxt-vs-ever →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001640428

In its most recent audited fiscal period (FY2025, filed 2025-12-31), EverQuote Inc. (Class A) (EVER) reported GAAP revenue of $692.5M (+38.5% vs. FY2024 revenue of $500.2M , and +140.5% cumulative change since FY2023) , GAAP net income of $99.3M, operating cash flow of $95.4M, and free cash flow of $95.4M (+43.3% YoY). On the balance sheet, EVER closed FY2025 with $326.9M in total assets against $0 in total debt (Altman Z-Score: 8.40, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$692.5M	$99.3M	$95.4M	$95.4M	$326.9M	—
FY2024 (FY)	2024-12-31	$500.2M	$32.2M	$66.6M	$66.6M	$210.5M	—
FY2023 (FY)	2023-12-31	$287.9M	-$51.3M	-$2.8M	-$2.8M	—	—

3. EVER Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EVER stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does EVER compare to SMWB and BMBL in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for EVER?

Where is EVER trading relative to its 50-day, 200-day, and 52-week technical levels?

EVER last traded at $22.80 (+6.15% on volume of 823,945 shares), positioning the stock +2.29% above its 50-day simple moving average ($22.29) and +11.71% above its 200-day simple moving average ($20.41). Across its 52-week range of $13.88 to $28.73, EVER sits at the 60.1% percentile with a 14-day RSI of 55.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±10.1% ($20.50 to $25.10).

EVER Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is EVER's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for EVER.

Direct Sub-Reports: EVER RQD Cockpit EVER 12M Forecast EVER Earnings & Move EVER Dividends & DRIP EVER Insiders & 13F EVER Whale Options EVER Profit Sankey EVER News & Why