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EverQuote Inc. (Class A) (EVER) — RQD Stock Rating Cockpit

$22.80 +6.15% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

EverQuote Inc. (Class A) (EVER) earns a Roarable Rating of B+ (Buy) with 79/100 RQD Confidence. High-quality cash engine (96% profit margin, 69% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B+ • BUY Cap $803.5M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERBUY • B+

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk A-

Each axis scored 0–20

12M PRICE TARGET CONE+9.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EVER)Realized 20D OHLCV Swing Band: ±9.6%

RSI-14 MOMENTUMBULLISH MOMENTUM

6030 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

8.40>3.0 Fortress Safe

PIOTROSKI F-SCOREHIGH QUALITY (7–9)

7 / 99-Pt Accounting

52-WEEK LASER RANGE60% OF RANGE

L: $14$22.80H: $29

1. Money & Cash Health● HEALTHY

Are profits real cash in the bank?

Real cash coming in backs up reported profits (96% profit margin and healthy balance-sheet cushion).

Factor Grade: B+RQD 16 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: BRQD 30 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: A-RQD 33 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bullish on EVER

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BULLISH (80)

69.1% ROIC with 96.0% gross margin and 11.87% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BULLISH (90)

Altman-Z 8.40 and Piotroski 7/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (75)

30/40 institutional & smart-money positioning score with 15/20 macro alignment.

Bull Case: Why Buyers Like EVER

✓Strong cash generator (96% profit margin)—profits are backed by real money, not accounting tricks.
✓Company leadership has skin in the game with net positive insider conviction.
✓Clean SEC annual filing review with no major hidden accounting time-bombs.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (EVER Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

EVER // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +58.11%📐 HORIZONTAL RANGE

2026-10-30O $23.09H $23.56L $22.80C $22.80VOL 949.0K

RES: $24.04SUP: $17.30SMA50: $22.34SMA200: $20.42

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EVER Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EVER Butterfly Map → + Track EVER →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

-5.2%/yr Implied 5Y Growth

vs. +38.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EVER today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EVER. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EVER today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EVER)

Technology Rank #22 of 714 ⚔️ SMWB vs EVER Full Matrix →

1. Head-to-Head Technology Peer Comparison (EVER vs. SMWB, BMBL, PUBM, RXT)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, EverQuote Inc. (Class A) (EVER) ranks #22 by composite RQD confidence (79/100, grade B+) and #372 by equity capitalization ($803.5M). Within this direct 5-issuer industry benchmark cohort, EVER leads on earnings valuation at 8.1x trailing P/E, while EVER leads on capital efficiency and profitability with 69.1% ROIC and 96.0% gross margin. EVER currently leads its immediate peer cohort in composite quantitative strength at 79/100 (B+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EVER ACTIVE EverQuote Inc. (Class A)	B+	79/100	8.1x	96.0%	69.1%	+6.15%	$803.5M	Benchmark Subject
SMWB Similarweb Ltd.	D	45/100	—	79.5%	-35.0%	-1.32%	$804.9M	/smwb-vs-ever →
BMBL Bumble Inc. (Class A)	D-	37/100	—	70.8%	-35.0%	+0.34%	$789.2M	/bmbl-vs-ever →
PUBM PubMatic Inc. (Class A)	D+	55/100	—	63.6%	-11.6%	+0.18%	$774.8M	/pubm-vs-ever →
RXT Rackspace Technology Inc.	D+	53/100	—	18.9%	-5.7%	+3.46%	$762.1M	/rxt-vs-ever →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001640428

In its most recent audited fiscal period (FY2025, filed 2025-12-31), EverQuote Inc. (Class A) (EVER) reported GAAP revenue of $692.5M (+38.5% vs. FY2024 revenue of $500.2M , and +140.5% cumulative change since FY2023) , GAAP net income of $99.3M, operating cash flow of $95.4M, and free cash flow of $95.4M (+43.3% YoY). On the balance sheet, EVER closed FY2025 with $326.9M in total assets against $0 in total debt (Altman Z-Score: 8.40, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$692.5M	$99.3M	$95.4M	$95.4M	$326.9M	—
FY2024 (FY)	2024-12-31	$500.2M	$32.2M	$66.6M	$66.6M	$210.5M	—
FY2023 (FY)	2023-12-31	$287.9M	-$51.3M	-$2.8M	-$2.8M	—	—

3. EVER Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EVER stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, EverQuote Inc. (Class A) (NASDAQ: EVER) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 79/100 at a spot price of $22.80 (+6.15% 1D, market cap $803.5M). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 19/20. Across 714 tracked Technology issuers, EVER ranks #22 in composite RQD confidence.

How does EVER compare to SMWB and BMBL in the Technology sector?

Within the Technology sector (Computer Software: Programming Data Processing), EVER carries a Roarable B+ (79/100 RQD), trailing P/E of 8.1x, gross margin of 96.0%, and ROIC of 69.1%. By comparison, SMWB (Similarweb Ltd.) holds a D grade (45/100 RQD, P/E N/A, ROIC -35.0%, cap $804.9M) and BMBL (Bumble Inc. (Class A)) posts a D- grade (37/100 RQD, P/E N/A, ROIC -35.0%, cap $789.2M). Among the 5-stock peer group, EVER leads on earnings multiple (8.1x) while EVER leads on capital efficiency (69.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for EVER?

Per EVER's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001640428), EverQuote Inc. (Class A) generated $692.5M in revenue (+38.5% YoY), $99.3M in net income, and $95.4M in free cash flow against $326.9M in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (96% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is EVER trading relative to its 50-day, 200-day, and 52-week technical levels?

EVER last traded at $22.80 (+6.15% on volume of 823,945 shares), positioning the stock +2.06% above its 50-day simple moving average ($22.34) and +11.66% above its 200-day simple moving average ($20.42). Across its 52-week range of $13.88 to $28.73, EVER sits at the 60.1% percentile with a 14-day RSI of 60.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±9.6% ($20.61 to $24.99).

EVER Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell EVER stock right now?

EverQuote Inc. (Class A) (EVER) currently earns a Roarable Rating of B+ (Buy — BUY) with 79/100 RQD Confidence. High-quality cash engine (96% profit margin, 69% return on capital) with steady institutional support.

What is EVER's 12-month price target and RQD AI Jury consensus?

EVER's 12-month base price target is $24.95 (range $18.7 to $30.17), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: EVER RQD Cockpit EVER 12M Forecast EVER Earnings & Move EVER Dividends & DRIP EVER Insiders & 13F EVER Whale Options EVER Profit Sankey EVER News & Why