Stock Ratings / Financials / ESQ / options

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Esquire Financial Holdings Inc. (ESQ) Options Positioning, Max Pain & Unusual Sweeps

$127.70 -0.88% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Esquire Financial Holdings Inc. (ESQ) carries a Roarable Rating of D+ (Sell) with 52/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D+ • SELL / AVOID Cap $1.55B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERSELL / AVOID • D+

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-2.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ESQ)Realized 20D OHLCV Swing Band: ±6.5%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±6.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (ESQ)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for ESQ.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ESQ)

✓Walkthrough of ESQ's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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ESQ // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +21.48%▲ ASCENDING TRIANGLE

2026-10-30O $127.3H $128.2L $124.4C $127.7VOL 140.7K

RES: $133.0SUP: $115.7SMA50: $119.3SMA200: $114.4

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ESQ Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ESQ Butterfly Map → + Track ESQ →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ESQ today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ESQ. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ESQ today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ESQ)

Financials Rank #760 of 1096 ⚔️ INTR vs ESQ Full Matrix →

1. Head-to-Head Financials Peer Comparison (ESQ vs. INTR, BLX, NTB, BBAR)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Esquire Financial Holdings Inc. (ESQ) ranks #760 by composite RQD confidence (52/100, grade D+) and #477 by equity capitalization ($1.55B). Within this direct 5-issuer industry benchmark cohort, NTB leads on earnings valuation at 9.9x trailing P/E, while NTB leads on capital efficiency and profitability with 20.3% ROIC and — gross margin. NTB currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with ESQ at 52/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ESQ ACTIVE Esquire Financial Holdings Inc.	D+	52/100	—	—	—	-0.88%	$1.55B	Benchmark Subject
INTR Inter & Co. Inc. (Class A)	C-	61/100	—	—	—	+1.46%	$1.84B	/intr-vs-esq →
BLX Bladex Inc. Class E	D+	57/100	—	—	—	+1.37%	$1.98B	/blx-vs-esq →
NTB Bank of N.T. Butterfield & Son Limited Voting	C	65/100	9.9x	—	20.3%	-1.50%	$2.29B	/ntb-vs-esq →
BBAR Banco BBVA Argentina S.A. ADS	D	51/100	—	—	—	+1.01%	$2.44B	/bbar-vs-esq →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001531031

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Esquire Financial Holdings Inc. (ESQ) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $0, operating cash flow of $59.8M, and free cash flow of $56.7M (+36.6% YoY). On the balance sheet, ESQ closed FY2025 with $2.37B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$0	$59.8M	$56.7M	$2.37B	—
FY2024 (FY)	2024-12-31	$0	$0	$42.2M	$41.5M	$1.89B	—

3. ESQ Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ESQ stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Esquire Financial Holdings Inc. (NASDAQ: ESQ) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 52/100 at a spot price of $127.70 (-0.88% 1D, market cap $1.55B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 10/20. Across 1096 tracked Financials issuers, ESQ ranks #760 in composite RQD confidence.

How does ESQ compare to INTR and BLX in the Financials sector?

Within the Financials sector (Commercial Banks), ESQ carries a Roarable D+ (52/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, INTR (Inter & Co. Inc. (Class A)) holds a C- grade (61/100 RQD, P/E N/A, ROIC —, cap $1.84B) and BLX (Bladex Inc. Class E) posts a D+ grade (57/100 RQD, P/E N/A, ROIC —, cap $1.98B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ESQ?

Per ESQ's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001531031), Esquire Financial Holdings Inc. generated $0 in revenue, $0 in net income, and $56.7M in free cash flow against $2.37B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ESQ trading relative to its 50-day, 200-day, and 52-week technical levels?

ESQ last traded at $127.70 (-0.88% on volume of 130,078 shares), positioning the stock +7.01% above its 50-day simple moving average ($119.34) and +11.63% above its 200-day simple moving average ($114.40). Across its 52-week range of $92.96 to $134.82, ESQ sits at the 83.0% percentile with a 14-day RSI of 56.5 (BULLISH MOMENTUM) and an implied next-earnings move of ±6.5% ($119.40 to $136.00).

ESQ Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is ESQ's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for ESQ.

Direct Sub-Reports: ESQ RQD Cockpit ESQ 12M Forecast ESQ Earnings & Move ESQ Dividends & DRIP ESQ Insiders & 13F ESQ Whale Options ESQ Profit Sankey ESQ News & Why