Stock Ratings / Financials / COSO / earnings

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CoastalSouth Bancshares Inc. (COSO) Next Earnings Date & Expected ±4.7% Move

$27.98 +0.50% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $28.07

CoastalSouth Bancshares Inc. (COSO) earns a Roarable Rating of B- (Buy) with 71/100 RQD Confidence. High-quality cash engine (steady margins, 10% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate) →

ROARABLE B- • BUY Cap $328.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $28.07 (+0.33%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 3088.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 71/100 (B-) historically ranked in the Top 14% of excess returns over the next 90 days (+6.8% avg 90D alpha vs SPY • 68.4% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B-

2-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+5.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for COSO)Realized 20D OHLCV Swing Band: ±4.7%

Deterministic 5-Pillar Attribution (71/100 Composite)

🔍 WHY COSO SCORES 71/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+18/20 pts (25% of score)

FRED Regime × Technicals: 93% of 52W Range • RSI-14 at 61.1 (BULLISH MOMENTUM)

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$26.67-0.1% Next Q

Q2 (-2Q)

Grade B-$26.65+4.8% Next Q

Q3 (-1Q)

Grade B-$27.92+0.2% Next Q

Current

Grade B-$27.98+6.8% Hist 90D α

Trajectory: C+ (63) → B- (71)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the COSO Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 71/100 (B-) score, COSO faces multiple-compression risk if 13.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($27.15) or 200D SMA ($26.04) invalidates the momentum regime and cuts Target Base ($29.62) toward Bear Floor ($22.94).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $COSO• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “COSO Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 71%NO 29%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4.7% Swing Band

±$1.32 Expected Swing

MODEL EARNINGS SETUP GAUGE

COSO Quantitative Pre-Earnings Setup: 71/100

Trailing EPS: $2.12 • YoY Revenue Growth: 6.4%

Model Bullish Setup (71/100)Model Risk Weight (29/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$2.0M	$24.9M	$61.3M	52%
FY 2024	2024-12-31	$1.9M	$21.9M	-$14.1M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating COSO & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on COSO
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

COSO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +9.51%⚡ TESTING RESISTANCE

2026-10-30O $27.61H $28.01L $27.61C $27.98VOL 36.5K

RES: $28.15SUP: $25.55SMA50: $27.15SMA200: $26.04

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

COSO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 COSO Butterfly Map → + Track COSO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

4.5%/yr Implied 5Y Growth

vs. +6.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on COSO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for COSO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for COSO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (COSO)

Financials Rank #127 of 1096 ⚔️ JMSB vs COSO Full Matrix →

1. Head-to-Head Financials Peer Comparison (COSO vs. JMSB, BCML, CBNA, NEWT)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, CoastalSouth Bancshares Inc. (COSO) ranks #127 by composite RQD confidence (71/100, grade B-) and #792 by equity capitalization ($328.3M). Within this direct 5-issuer industry benchmark cohort, NEWT leads on earnings valuation at 5.3x trailing P/E, while NEWT leads on capital efficiency and profitability with 15.2% ROIC and — gross margin. COSO currently leads its immediate peer cohort in composite quantitative strength at 71/100 (B-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
COSO ACTIVE CoastalSouth Bancshares Inc.	B-	71/100	13.2x	—	9.6%	+0.50%	$328.3M	Benchmark Subject
JMSB John Marshall Bancorp Inc.	C+	67/100	15.4x	—	8.0%	+1.18%	$326.8M	/jmsb-vs-coso →
BCML BayCom Corp	C+	68/100	14.1x	—	7.1%	+0.95%	$336.6M	/bcml-vs-coso →
CBNA Chain Bridge Bancorp Inc. (Class A)	D+	53/100	16.7x	—	12.0%	+1.14%	$337.3M	/cbna-vs-coso →
NEWT NewtekOne Inc.	D	47/100	5.3x	—	15.2%	-3.93%	$318.0M	/newt-vs-coso →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001297107

In its most recent audited fiscal period (FY2025, filed 2025-12-31), CoastalSouth Bancshares Inc. (COSO) reported GAAP revenue of $2.0M (+6.4% vs. FY2024 revenue of $1.9M ) , GAAP net income of $24.9M, operating cash flow of $63.1M, and free cash flow of $61.3M (+535.3% YoY). On the balance sheet, COSO closed FY2025 with $2.31B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.0M	$24.9M	$63.1M	$61.3M	$2.31B	—
FY2024 (FY)	2024-12-31	$1.9M	$21.9M	-$12.7M	-$14.1M	$2.10B	—

3. COSO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is COSO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, CoastalSouth Bancshares Inc. (NYSE: COSO) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 71/100 at a spot price of $27.98 (+0.50% 1D, market cap $328.3M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, COSO ranks #127 in composite RQD confidence.

How does COSO compare to JMSB and BCML in the Financials sector?

Within the Financials sector (Major Banks), COSO carries a Roarable B- (71/100 RQD), trailing P/E of 13.2x, gross margin of —, and ROIC of 9.6%. By comparison, JMSB (John Marshall Bancorp Inc.) holds a C+ grade (67/100 RQD, P/E 15.4x, ROIC 8.0%, cap $326.8M) and BCML (BayCom Corp) posts a C+ grade (68/100 RQD, P/E 14.1x, ROIC 7.1%, cap $336.6M). Among the 5-stock peer group, NEWT leads on earnings multiple (5.3x) while NEWT leads on capital efficiency (15.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for COSO?

Per COSO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001297107), CoastalSouth Bancshares Inc. generated $2.0M in revenue (+6.4% YoY), $24.9M in net income, and $61.3M in free cash flow against $2.31B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is COSO trading relative to its 50-day, 200-day, and 52-week technical levels?

COSO last traded at $27.98 (+0.50% on volume of 64,549 shares), positioning the stock +3.06% above its 50-day simple moving average ($27.15) and +7.45% above its 200-day simple moving average ($26.04). Across its 52-week range of $20.80 to $28.56, COSO sits at the 92.5% percentile with a 14-day RSI of 61.1 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($26.66 to $29.30).

COSO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is COSO's next earnings date?

Based on SEC filing cadence, CoastalSouth Bancshares Inc. (COSO)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is COSO stock expected to move on earnings?

Volatility modeling currently projects a ±4.7% event move for COSO, spanning a range between $26.66 and $29.3.

Direct Sub-Reports: COSO RQD Cockpit COSO 12M Forecast COSO Earnings & Move COSO Dividends & DRIP COSO Insiders & 13F COSO Whale Options COSO Profit Sankey COSO News & Why