Stock Ratings / Financials / CLST / options

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Catalyst Bancorp Inc. (CLST) Options Positioning, Max Pain & Unusual Sweeps

$17.78 +3.07% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $17.84

Catalyst Bancorp Inc. (CLST) carries a Roarable Rating of D+ (Sell) with 57/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $71.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $17.84 (+0.36%)🧬 Cannibal Buyback (-0.96% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0.1% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 57/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.2% avg 90D alpha vs SPY • 52.2% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE-0.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CLST)Realized 20D OHLCV Swing Band: ±2.5%

Deterministic 5-Pillar Attribution (57/100 Composite)

🔍 WHY CLST SCORES 57/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▲ #2 Bullish Driver: Macro Regime Fit+13/20 pts (23% of score)

FRED Regime × Technicals: 60% of 52W Range • RSI-14 at 52.6 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Cash Engine Quality9/20 pts (-11 pt drag)

Capital intensity & 0% operating margin leave 11 pts on the table

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$16.80+1.1% Next Q

Q2 (-2Q)

Grade C-$16.99-0.6% Next Q

Q3 (-1Q)

Grade C-$16.88+5.3% Next Q

Current

Grade D+$17.78-0.2% Hist 90D α

Trajectory: D (49) → D+ (57)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CLST Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 57/100 (D+) score, CLST faces multiple-compression risk if 35.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-0.96% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($17.44) or 200D SMA ($16.61) invalidates the momentum regime and cuts Target Base ($17.70) toward Bear Floor ($13.81).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CLST• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CLST Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 57%NO 43%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±2.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (CLST)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for CLST.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring CLST)

✓Walkthrough of CLST's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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CLST // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +11.40%▲ ASCENDING CHANNEL

2026-10-30O $17.60H $17.78L $17.14C $17.78VOL 5.4K

RES: $19.29SUP: $16.39SMA50: $17.44SMA200: $16.61

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CLST Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CLST Butterfly Map → + Track CLST →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

27.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CLST today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CLST. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CLST today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CLST)

Financials Rank #662 of 1096 ⚔️ HFBL vs CLST Full Matrix →

1. Head-to-Head Financials Peer Comparison (CLST vs. HFBL, CPBI, FDSB, BYFC)

Industry: Savings Institutions (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Catalyst Bancorp Inc. (CLST) ranks #662 by composite RQD confidence (57/100, grade D+) and #999 by equity capitalization ($71.7M). Within this direct 5-issuer industry benchmark cohort, HFBL leads on earnings valuation at 17.4x trailing P/E, while HFBL leads on capital efficiency and profitability with 6.7% ROIC and — gross margin. HFBL currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with CLST at 57/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CLST ACTIVE Catalyst Bancorp Inc.	D+	57/100	35.0x	—	2.5%	+3.07%	$71.7M	Benchmark Subject
HFBL Home Federal Bancorp Inc. of Louisiana	B-	70/100	17.4x	—	6.7%	-1.67%	$67.8M	/hfbl-vs-clst →
CPBI Central Plains Bancshares Inc.	C-	61/100	21.5x	—	4.6%	0.00%	$86.0M	/cpbi-vs-clst →
FDSB Fifth District Bancorp Inc.	C-	59/100	22.3x	—	3.2%	+0.51%	$91.4M	/fdsb-vs-clst →
BYFC Broadway Financial Corporation (Class A)	E	31/100	—	—	-9.4%	+0.26%	$106.5M	/byfc-vs-clst →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001849867

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Catalyst Bancorp Inc. (CLST) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $2.1M, operating cash flow of $3.3M, and free cash flow of $3.1M (+13.0% YoY). On the balance sheet, CLST closed FY2025 with $282.9M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$2.1M	$3.3M	$3.1M	$282.9M	—
FY2024 (FY)	2024-12-31	$0	-$3.1M	$3.2M	$2.7M	$276.7M	—
FY2023 (FY)	2023-12-31	$0	$526.0K	$2.0M	$2.0M	—	—

3. CLST Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CLST stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Catalyst Bancorp Inc. (NASDAQ: CLST) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 57/100 at a spot price of $17.78 (+3.07% 1D, market cap $71.7M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 11/20. Across 1096 tracked Financials issuers, CLST ranks #662 in composite RQD confidence.

How does CLST compare to HFBL and CPBI in the Financials sector?

Within the Financials sector (Savings Institutions), CLST carries a Roarable D+ (57/100 RQD), trailing P/E of 35.0x, gross margin of —, and ROIC of 2.5%. By comparison, HFBL (Home Federal Bancorp Inc. of Louisiana) holds a B- grade (70/100 RQD, P/E 17.4x, ROIC 6.7%, cap $67.8M) and CPBI (Central Plains Bancshares Inc.) posts a C- grade (61/100 RQD, P/E 21.5x, ROIC 4.6%, cap $86.0M). Among the 5-stock peer group, HFBL leads on earnings multiple (17.4x) while HFBL leads on capital efficiency (6.7% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CLST?

Per CLST's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001849867), Catalyst Bancorp Inc. generated $0 in revenue, $2.1M in net income, and $3.1M in free cash flow against $282.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CLST trading relative to its 50-day, 200-day, and 52-week technical levels?

CLST last traded at $17.78 (+3.07% on volume of 4,801 shares), positioning the stock +1.95% above its 50-day simple moving average ($17.44) and +7.04% above its 200-day simple moving average ($16.61). Across its 52-week range of $13.66 to $20.50, CLST sits at the 60.2% percentile with a 14-day RSI of 52.6 (NEUTRAL RANGE) and an implied next-earnings move of ±2.5% ($17.34 to $18.22).

CLST Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is CLST's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for CLST.

Direct Sub-Reports: CLST RQD Cockpit CLST 12M Forecast CLST Earnings & Move CLST Dividends & DRIP CLST Insiders & 13F CLST Whale Options CLST Profit Sankey CLST News & Why