CATALYSTSeekingAlpha • 1d ago
Dividend Champion, Contender, And Challenger Highlights: Week November 1Get a weekly dividend summary for Champions, Contenders, and Challengers.
Why CIVB Stock advanced +1.03% Today — RQD Quant Desk Flash
$28.47 +1.03% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
Civista Bancshares Inc. (CIVB) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 9% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B- • BUY
Cap $592.0M
INTERACTIVE SCENARIO DECK:
RQD QUANT TACHOMETERBUY • B-
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw C · Rk B+
Each axis scored 0–20
12M PRICE TARGET CONE+5.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CIVB)Realized 20D OHLCV Swing Band: ±4.7%
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why CIVB Stock advanced +1.03% Today — RQD Quant Desk Flash
Civista Bancshares Inc. (CIVB) advanced +1.03% to $28.47, trading at 83% of its 52-week range ($21.1 – $29.97). High-quality cash engine (steady margins, 9% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 83% of its 52-week range ($21.1 – $29.97) with RSI-14 at 62.6 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.7% around $28.47 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $42.1M annual free cash flow.
Live CIVB Headlines & Catalysts
MARKET WIREYahoo • 9d ago
Civista Bancshares, Inc. Appoints Jeremy Normington-Slay to Board of DirectorsCivista Bancshares, Inc. (NASDAQ: CIVB) ("Civista") today announced the appointment of Jeremy Normington-Slay, DPT, MBA, FACHE, to the Boards of Directors of Civista Bancshares and Civista Bank, effective October 21, 202
CATALYSTYahoo • 9d ago
Civista Bancshares (CIVB) Stock Climbs As Q3 Earnings Lift Margin OutlookCivista Bancshares stock jumped 5.2% to close at US$28.15 after markets digested its Q3 2026 earnings, even though plenty of investors are still looking at bank stocks through a very short lens. Headline numbers looked c
MARKET WIREYahoo • 9d ago
Civista Bancshares, Inc. Q3 2026 Earnings Call SummaryMoby summary of Civista Bancshares, Inc.'s Q3 2026 earnings call
MARKET WIREYahoo • 10d ago
Civista Bancshares Q3 Earnings Call HighlightsCivista Bancshares (NASDAQ:CIVB) reported third-quarter net income of $16 million, or $0.77 per diluted share, up 26% from the same quarter of 2025 and 12% from the prior quarter. President and CEO Chuck Parcher said pre
MARKET WIREYahoo • 10d ago
Civista Bancshares (CIVB) Reports Q3 Earnings: What Key Metrics Have to SayWhile the top- and bottom-line numbers for Civista Bancshares (CIVB) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wal
MARKET WIREYahoo • 10d ago
Civista Bancshares (CIVB) Tops Q3 Earnings and Revenue EstimatesCivista Bancshares (CIVB) delivered earnings and revenue surprises of +10.00% and +1.29%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?
CATALYSTYahoo • 10d ago
Civista Bancshares: Q3 Earnings SnapshotSANDUSKY, Ohio (AP) — SANDUSKY, Ohio (AP) — Civista Bancshares Inc. (CIVB) on Thursday reported third-quarter profit of $16 million.
CATALYSTBenzinga • 10d ago
Civista Bancshares Q3 EPS $0.77 Beats $0.70 Estimate, Sales $49.081M Beat $48.725M EstimateCivista Bancshares (NASDAQ:CIVB) reported quarterly earnings of $0.77 per share which beat the analyst consensus estimate of $0.70 by 10 percent. This is a 13.24 percent increase over earnings of $0.68 per share from
CATALYSTBenzinga • 10d ago
Civista Bancshares Q3 EPS $0.77 Beats $0.70 EstimateCivista Bancshares (NASDAQ:CIVB) reported quarterly earnings of $0.77 per share which beat the analyst consensus estimate of $0.70 by 10 percent. This is a 13.24 percent increase over earnings of $0.68 per share from
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Scheduled RQD Strong Buys & Whale Accumulation Briefing (CIVB Tape Review)
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CIVB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +14.48%📐 HORIZONTAL RANGE
2026-10-30O $28.62H $28.98L $28.10C $28.47VOL 104.4K
RES: $31.66SUP: $25.82SMA50: $27.21SMA200: $25.85
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
CIVB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
3.8%/yr Implied 5Y Growth
vs. -0.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on CIVB today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for CIVB. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for CIVB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CIVB)
Financials Rank #153 of 1096
⚔️ UNTY vs CIVB Full Matrix →
1. Head-to-Head Financials Peer Comparison (CIVB vs. UNTY, SFST, FBIZ, BWB)
Industry: Major Banks (248 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Civista Bancshares Inc. (CIVB) ranks #153 by composite RQD confidence (70/100, grade B-) and #670 by equity capitalization ($592.0M). Within this direct 5-issuer industry benchmark cohort, UNTY leads on earnings valuation at 10.1x trailing P/E, while UNTY leads on capital efficiency and profitability with 16.8% ROIC and — gross margin. CIVB currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CIVB
ACTIVE
Civista Bancshares Inc. | B- | 70/100 | 12.8x | — | 8.5% | +1.03% | $592.0M | Benchmark Subject |
| UNTY Unity Bancorp Inc. | C+ | 67/100 | 10.1x | — | 16.8% | +0.64% | $583.5M | /unty-vs-civb → |
| SFST Southern First Bancshares Inc. | C | 63/100 | 19.0x | — | 8.2% | -0.18% | $576.5M | /sfst-vs-civb → |
| FBIZ First Business Financial Services Inc. | C | 64/100 | 12.3x | — | 13.5% | +1.39% | $617.2M | /fbiz-vs-civb → |
| BWB Bridgewater Bancshares Inc. | D+ | 53/100 | 12.3x | — | 8.9% | -0.24% | $567.2M | /bwb-vs-civb → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000944745In its most recent audited fiscal period (FY2025, filed 2025-12-31), Civista Bancshares Inc. (CIVB) reported GAAP revenue of $19.0M (-0.5% vs. FY2024 revenue of $19.1M , and -37.5% cumulative change since FY2023) , GAAP net income of $46.2M, operating cash flow of $43.3M, and free cash flow of $42.1M (-4.4% YoY). On the balance sheet, CIVB closed FY2025 with $4.34B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $19.0M | $46.2M | $43.3M | $42.1M | $4.34B | — |
| FY2024 (FY) | 2024-12-31 | $19.1M | $31.7M | $48.2M | $44.1M | $4.10B | — |
| FY2023 (FY) | 2023-12-31 | $30.4M | $43.0M | $62.7M | $62.7M | — | — |
3. CIVB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs CIVB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Civista Bancshares Inc. (NASDAQ: CIVB) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $28.47 (+1.03% 1D, market cap $592.0M). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 18/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CIVB ranks #153 in composite RQD confidence.
How does CIVB compare to UNTY and SFST in the Financials sector?
Within the Financials sector (Major Banks), CIVB carries a Roarable B- (70/100 RQD), trailing P/E of 12.8x, gross margin of —, and ROIC of 8.5%. By comparison, UNTY (Unity Bancorp Inc.) holds a C+ grade (67/100 RQD, P/E 10.1x, ROIC 16.8%, cap $583.5M) and SFST (Southern First Bancshares Inc.) posts a C grade (63/100 RQD, P/E 19.0x, ROIC 8.2%, cap $576.5M). Among the 5-stock peer group, UNTY leads on earnings multiple (10.1x) while UNTY leads on capital efficiency (16.8% ROIC).
What are the biggest fundamental strengths and SEC risk factors for CIVB?
Per CIVB's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000944745), Civista Bancshares Inc. generated $19.0M in revenue (-0.5% YoY), $46.2M in net income, and $42.1M in free cash flow against $4.34B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is CIVB trading relative to its 50-day, 200-day, and 52-week technical levels?
CIVB last traded at $28.47 (+1.03% on volume of 201,623 shares), positioning the stock +4.63% above its 50-day simple moving average ($27.21) and +10.14% above its 200-day simple moving average ($25.85). Across its 52-week range of $21.10 to $29.97, CIVB sits at the 83.1% percentile with a 14-day RSI of 62.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($27.13 to $29.81).
CIVB Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is CIVB stock moving today?
Why CIVB Stock advanced +1.03% Today — RQD Quant Desk Flash. High-quality cash engine (steady margins, 9% return on capital) with steady institutional support.