Camden National Corporation (CAC) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Camden National Corporation (CAC) advanced +0.43% to $58.54, trading at 91% of its 52-week range ($37.79 – $60.59). Solid steady margins (9% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.
Camden National’s third quarter saw revenue exceed Wall Street expectations, with management crediting robust core deposit growth and disciplined expense control as key drivers. CEO Simon Griffiths highlighted a 15 basis
Camden National's loan loss provisions remain low, supporting robust earnings and a well-covered $0.42 quarterly dividend. Read why CAC stock is a Buy.
Camden National’s stock eased 1.6% to US$57.54 in Wednesday trading, even as the bank posted another solid quarter for Q3 2026. The headline result was US$1.36 in basic earnings per share on US$66.8m of revenue, numbers
Net income rose 8% as deposit growth and margin expansion drove profitability gains.
Camden National (NASDAQ:CAC) reported third-quarter 2026 net income of $22.8 million, or $1.34 per diluted share, as deposit growth and a lower-cost funding mix supported margin expansion. Net income increased 8% from th
Camden National Corporation (CAC) Q3 2026 Earnings Call October 27, 2026 3:00 PM EDTCompany ParticipantsRenée Smyth - Executive VP and Chief Experience...
Camden National (NASDAQ:CAC) reported third-quarter financial results on Tuesday. The transcript from the company’s third-quarter earnings call has been provided below.This transcript is brought to you by Benzinga APIs.
Camden National Q3 2026 results met estimates: revenue slightly beat, EPS narrowly missed, and shares fell on profit-taking after a strong run.
The headline numbers for Camden National (CAC) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the
Maine-based regional bank Camden National (NASDAQ:CAC) announced better-than-expected revenue in Q3 2026, with revenue rising 4.4% year on year to $68.67 million. Its non-GAAP profit of $1.34 per share was in line with a
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +17.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on CAC today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for CAC. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Camden National Corporation (CAC) ranks #466 by composite RQD confidence (61/100, grade C-) and #558 by equity capitalization ($989.2M). Within this direct 5-issuer industry benchmark cohort, CPF leads on earnings valuation at 12.7x trailing P/E, while CPF leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. CPF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with CAC at 61/100 (C-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| CAC
ACTIVE
Camden National Corporation | C- | 61/100 | 15.2x | — | 9.4% | +0.43% | $989.2M | Benchmark Subject |
| SBSI Southside Bancshares Inc. | B- | 71/100 | 14.3x | — | 8.2% | +5.25% | $992.3M | /sbsi-vs-cac → |
| CPF Central Pacific Financial Corp | B | 73/100 | 12.7x | — | 13.1% | +2.11% | $984.4M | /cpf-vs-cac → |
| HAFC Hanmi Financial Corporation | C+ | 68/100 | 12.9x | — | 7.5% | +1.32% | $982.3M | /hafc-vs-cac → |
| TRST TrustCo Bank Corp NY | D+ | 55/100 | 15.8x | — | 8.9% | +0.30% | $968.4M | /trst-vs-cac → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Camden National Corporation (CAC) reported GAAP revenue of $41.7M (+17.0% vs. FY2024 revenue of $35.7M , and +24.3% cumulative change since FY2023) , GAAP net income of $65.2M, operating cash flow of $63.9M, and free cash flow of $58.2M (+5.1% YoY). On the balance sheet, CAC closed FY2025 with $6.97B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $41.7M | $65.2M | $63.9M | $58.2M | $6.97B | — |
| FY2024 (FY) | 2024-12-31 | $35.7M | $53.0M | $60.9M | $55.4M | $5.81B | — |
| FY2023 (FY) | 2023-12-31 | $33.6M | $43.4M | $67.5M | $67.5M | — | — |
As of 2026-11-01, Camden National Corporation (NASDAQ: CAC) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $58.54 (+0.43% 1D, market cap $989.2M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CAC ranks #466 in composite RQD confidence.
Within the Financials sector (Major Banks), CAC carries a Roarable C- (61/100 RQD), trailing P/E of 15.2x, gross margin of —, and ROIC of 9.4%. By comparison, SBSI (Southside Bancshares Inc.) holds a B- grade (71/100 RQD, P/E 14.3x, ROIC 8.2%, cap $992.3M) and CPF (Central Pacific Financial Corp) posts a B grade (73/100 RQD, P/E 12.7x, ROIC 13.1%, cap $984.4M). Among the 5-stock peer group, CPF leads on earnings multiple (12.7x) while CPF leads on capital efficiency (13.1% ROIC).
Per CAC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000750686), Camden National Corporation generated $41.7M in revenue (+17.0% YoY), $65.2M in net income, and $58.2M in free cash flow against $6.97B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
CAC last traded at $58.54 (+0.43% on volume of 73,480 shares), positioning the stock +2.77% above its 50-day simple moving average ($56.96) and +12.12% above its 200-day simple moving average ($52.21). Across its 52-week range of $37.79 to $60.59, CAC sits at the 91.0% percentile with a 14-day RSI of 51.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.0% ($55.61 to $61.47).
Why CAC Stock advanced +0.43% Today — RQD Quant Desk Flash. Solid steady margins (9% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.