Stock Ratings / Financials / CAC / insiders

SBSI (71) CPF (73) HAFC (68) TRST (55) ⌘ Pro Terminal →

Camden National Corporation (CAC) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$58.54 +0.43% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $58.47

Camden National Corporation (CAC) carries a Roarable Rating of C- (Hold) with 61/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $989.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $58.48 (-0.11%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 139.4% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 61/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.5% avg 90D alpha vs SPY • 53.9% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for CAC)Realized 20D OHLCV Swing Band: ±5%

Deterministic 5-Pillar Attribution (61/100 Composite)

🔍 WHY CAC SCORES 61/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+16/20 pts (26% of score)

SEC Form 4 / 13F Thermometer: 80% Net Buy • Cannibal Buyback (-2.36% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$55.49+1.1% Next Q

Q2 (-2Q)

Grade C$56.12+3.1% Next Q

Q3 (-1Q)

Grade C$57.84+1.2% Next Q

Current

Grade C-$58.54+0.5% Hist 90D α

Trajectory: C- (53) → C- (61)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the CAC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 61/100 (C-) score, CAC faces multiple-compression risk if 15.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($56.96) or 200D SMA ($52.21) invalidates the momentum regime and cuts Target Base ($59.33) toward Bear Floor ($46.28).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $CAC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “CAC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 61%NO 39%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

CAC Smart-Money Thermometer: HEAVY INSIDER & 13F ACCUMULATION

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (CAC)

No recent open-market Form 4 cluster sales or emergency dumps flagged on CAC. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (CAC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

CAC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +21.53%▲ RESISTANCE BREAKOUT

2026-10-30O $58.97H $58.97L $57.21C $58.54VOL 105.8K

RES: $56.39SUP: $54.65SMA50: $56.96SMA200: $52.21

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

CAC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 CAC Butterfly Map → + Track CAC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

7.5%/yr Implied 5Y Growth

vs. +17.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on CAC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for CAC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for CAC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (CAC)

Financials Rank #466 of 1096 ⚔️ SBSI vs CAC Full Matrix →

1. Head-to-Head Financials Peer Comparison (CAC vs. SBSI, CPF, HAFC, TRST)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Camden National Corporation (CAC) ranks #466 by composite RQD confidence (61/100, grade C-) and #558 by equity capitalization ($989.2M). Within this direct 5-issuer industry benchmark cohort, CPF leads on earnings valuation at 12.7x trailing P/E, while CPF leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. CPF currently holds the highest overall quantitative score in the immediate peer group at 73/100 (B) compared with CAC at 61/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
CAC ACTIVE Camden National Corporation	C-	61/100	15.2x	—	9.4%	+0.43%	$989.2M	Benchmark Subject
SBSI Southside Bancshares Inc.	B-	71/100	14.3x	—	8.2%	+5.25%	$992.3M	/sbsi-vs-cac →
CPF Central Pacific Financial Corp	B	73/100	12.7x	—	13.1%	+2.11%	$984.4M	/cpf-vs-cac →
HAFC Hanmi Financial Corporation	C+	68/100	12.9x	—	7.5%	+1.32%	$982.3M	/hafc-vs-cac →
TRST TrustCo Bank Corp NY	D+	55/100	15.8x	—	8.9%	+0.30%	$968.4M	/trst-vs-cac →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000750686

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Camden National Corporation (CAC) reported GAAP revenue of $41.7M (+17.0% vs. FY2024 revenue of $35.7M , and +24.3% cumulative change since FY2023) , GAAP net income of $65.2M, operating cash flow of $63.9M, and free cash flow of $58.2M (+5.1% YoY). On the balance sheet, CAC closed FY2025 with $6.97B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$41.7M	$65.2M	$63.9M	$58.2M	$6.97B	—
FY2024 (FY)	2024-12-31	$35.7M	$53.0M	$60.9M	$55.4M	$5.81B	—
FY2023 (FY)	2023-12-31	$33.6M	$43.4M	$67.5M	$67.5M	—	—

3. CAC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is CAC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Camden National Corporation (NASDAQ: CAC) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 61/100 at a spot price of $58.54 (+0.43% 1D, market cap $989.2M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 16/20. Across 1096 tracked Financials issuers, CAC ranks #466 in composite RQD confidence.

How does CAC compare to SBSI and CPF in the Financials sector?

Within the Financials sector (Major Banks), CAC carries a Roarable C- (61/100 RQD), trailing P/E of 15.2x, gross margin of —, and ROIC of 9.4%. By comparison, SBSI (Southside Bancshares Inc.) holds a B- grade (71/100 RQD, P/E 14.3x, ROIC 8.2%, cap $992.3M) and CPF (Central Pacific Financial Corp) posts a B grade (73/100 RQD, P/E 12.7x, ROIC 13.1%, cap $984.4M). Among the 5-stock peer group, CPF leads on earnings multiple (12.7x) while CPF leads on capital efficiency (13.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for CAC?

Per CAC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000750686), Camden National Corporation generated $41.7M in revenue (+17.0% YoY), $65.2M in net income, and $58.2M in free cash flow against $6.97B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is CAC trading relative to its 50-day, 200-day, and 52-week technical levels?

CAC last traded at $58.54 (+0.43% on volume of 73,480 shares), positioning the stock +2.77% above its 50-day simple moving average ($56.96) and +12.12% above its 200-day simple moving average ($52.21). Across its 52-week range of $37.79 to $60.59, CAC sits at the 91.0% percentile with a 14-day RSI of 51.6 (NEUTRAL RANGE) and an implied next-earnings move of ±5.0% ($55.61 to $61.47).

CAC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are CAC insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies CAC leadership and institutional positioning as: HEAVY INSIDER & 13F ACCUMULATION.

Direct Sub-Reports: CAC RQD Cockpit CAC 12M Forecast CAC Earnings & Move CAC Dividends & DRIP CAC Insiders & 13F CAC Whale Options CAC Profit Sankey CAC News & Why