Bogota Financial Corp. (BSBK) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
As of 2026-11-01, Bogota Financial Corp. (NASDAQ: BSBK) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $9.23 (-0.11% 1D, market cap $117.8M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, BSBK ranks #823 in composite RQD confidence.
Within the Financials sector (Banks), BSBK carries a Roarable D (51/100 RQD), trailing P/E of 56.3x, gross margin of —, and ROIC of 1.5%. By comparison, WSBK (Winchester Bancorp Inc.) holds a D+ grade (53/100 RQD, P/E N/A, ROIC -0.7%, cap $123.9M) and FNWB (First Northwest Bancorp) posts a D- grade (37/100 RQD, P/E N/A, ROIC -2.7%, cap $98.1M). Among the 5-stock peer group, SRBK leads on earnings multiple (29.3x) while SRBK leads on capital efficiency (2.7% ROIC).
Per BSBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001787414), Bogota Financial Corp. generated $0 in revenue, $2.1M in net income, and $3.1M in free cash flow against $904.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
SEC XBRL FY 2025 (10-K): 0.1% FCF Margin ($3.1M FCF) & 52% Gross Margin
Disciplined Float (-0.12% YoY Shares) & executive Form 4 sales trim 12 pts from alignment
While BSBK currently carries a cautious 51/100 (D) rating due to Insider Conviction & Share Dilution (8/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($9.13) and Max Pain ($9.69) forces dealer call-delta covering toward $10.55.
Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.12% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Bogota Financial Corp. (BSBK) slipped -0.11% to $9.23, trading at 78% of its 52-week range ($8.1 – $9.55). Stretched risk/reward at 56x P/E (2% return on capital) under elevated 10-year interest-rate pressure.
TEANECK, N.J., Oct. 30, 2026 (GLOBE NEWSWIRE) -- Bogota Financial Corp. (NASDAQ: BSBK) (the “Company”), the holding company for Bogota Savings Bank (the “Bank”), reported net income for the three months ended September 3
Bogota Finl (NASDAQ:BSBK) reported quarterly earnings of $0.04 per share. This is unchanged from the same period last year. The company reported $4.809 million in sales this quarter. This is a 14.08 percent increase
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BSBK today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BSBK. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Bogota Financial Corp. (BSBK) ranks #823 by composite RQD confidence (51/100, grade D) and #945 by equity capitalization ($117.8M). Within this direct 5-issuer industry benchmark cohort, SRBK leads on earnings valuation at 29.3x trailing P/E, while SRBK leads on capital efficiency and profitability with 2.7% ROIC and — gross margin. SRBK currently holds the highest overall quantitative score in the immediate peer group at 57/100 (D+) compared with BSBK at 51/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BSBK
ACTIVE
Bogota Financial Corp. | D | 51/100 | 56.3x | — | 1.5% | -0.11% | $117.8M | Benchmark Subject |
| WSBK Winchester Bancorp Inc. | D+ | 53/100 | — | — | -0.7% | +0.41% | $123.9M | /wsbk-vs-bsbk → |
| FNWB First Northwest Bancorp | D- | 37/100 | — | — | -2.7% | -0.10% | $98.1M | /fnwb-vs-bsbk → |
| SRBK SR Bancorp Inc. | D+ | 57/100 | 29.3x | — | 2.7% | +0.64% | $150.5M | /srbk-vs-bsbk → |
| HYNE Hoyne Bancorp Inc. | D+ | 53/100 | — | — | 0.1% | +1.44% | $153.7M | /hyne-vs-bsbk → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Bogota Financial Corp. (BSBK) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $2.1M, operating cash flow of $3.2M, and free cash flow of $3.1M (+199.3% YoY). On the balance sheet, BSBK closed FY2025 with $904.9M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $2.1M | $3.2M | $3.1M | $904.9M | — |
| FY2024 (FY) | 2024-12-31 | $0 | -$2.2M | -$2.6M | -$3.2M | $971.5M | — |
| FY2023 (FY) | 2023-12-31 | $0 | $642.5K | $1.4M | $1.4M | — | — |
As of 2026-11-01, Bogota Financial Corp. (NASDAQ: BSBK) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $9.23 (-0.11% 1D, market cap $117.8M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 8/20. Across 1096 tracked Financials issuers, BSBK ranks #823 in composite RQD confidence.
Within the Financials sector (Banks), BSBK carries a Roarable D (51/100 RQD), trailing P/E of 56.3x, gross margin of —, and ROIC of 1.5%. By comparison, WSBK (Winchester Bancorp Inc.) holds a D+ grade (53/100 RQD, P/E N/A, ROIC -0.7%, cap $123.9M) and FNWB (First Northwest Bancorp) posts a D- grade (37/100 RQD, P/E N/A, ROIC -2.7%, cap $98.1M). Among the 5-stock peer group, SRBK leads on earnings multiple (29.3x) while SRBK leads on capital efficiency (2.7% ROIC).
Per BSBK's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001787414), Bogota Financial Corp. generated $0 in revenue, $2.1M in net income, and $3.1M in free cash flow against $904.9M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
BSBK last traded at $9.23 (-0.11% on volume of 22,990 shares), positioning the stock +1.10% above its 50-day simple moving average ($9.13) and +5.01% above its 200-day simple moving average ($8.79). Across its 52-week range of $8.10 to $9.55, BSBK sits at the 77.9% percentile with a 14-day RSI of 50.1 (NEUTRAL RANGE) and an implied next-earnings move of ±1.8% ($9.06 to $9.40).
Why BSBK Stock slipped -0.11% Today — RQD Quant Desk Flash. Stretched risk/reward at 56x P/E (2% return on capital) under elevated 10-year interest-rate pressure.
To protect compute speed and zero-delay Cboe BZX data quality for active members, our current $9.95/month Roarable Pro cohort is 100% full. Join the priority waiting list below and we will notify you the moment the next batch of Pro accounts opens (and lock in your $9.95/mo rate).
Link your personal ChatGPT, Claude Desktop, or Cursor via Roarable's Model Context Protocol (`mcp.roarable.com`) to query all 5,289 stocks, inspect Butterfly supply chains, and trade your `$100K Arena` account.
Interrogate SEC 10-K/10-Q filings on demand and ask custom ticker, valuation, or short-thesis questions directly to any of our 8 specialized AI Quant Analysts.
Command our AI agents to sort and sift 5,289 stocks by custom formulas, follow multi-indicator technical & cash-flow setups, and send you instant Email/SMS breakout & downgrade alerts.
Unlock sub-second Cboe BZX streaming quotes, pre-market/after-hours delta scanners, instant SEC Form 4 insider cluster alerts, and unlimited portfolio stress-testing.
All 8 Roarable Analysts (Mara Quenwick, Devon Kess, Gideon Vane, Eliott Vance, Sorel Thorne, Corin Hale, Tessa Rane, and Felix Orven) are proprietary AI Quant Analysts and automated algorithmic specialists — not human financial advisors, fiduciaries, or registered broker-dealers. While one-to-many daily stock ratings and briefings are free, custom 1-on-1 Q&A, custom AI sifting/indicator alert agents, and personal ChatGPT/Claude MCP connections consume dedicated per-user compute and require a $9.95/month Roarable Pro membership. All AI outputs are for educational and research purposes only and never constitute individualized investment advice.
Enter your Google email below for instant 1-step account activation, daily A–E stock rating alerts, and immediate access to your $100,000.00 Virtual Cash Arena account (100% free — no credit card required).