Blue Ridge Bankshares Inc. (BRBS) carries a Roarable Rating of C (Hold) with 62/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.
As of 2026-11-02, Blue Ridge Bankshares Inc. (NYSE: BRBS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $3.93 (-2.48% 1D, market cap $361.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, BRBS ranks #385 in composite RQD confidence.
Within the Financials sector (Major Banks), BRBS carries a Roarable C (62/100 RQD), trailing P/E of 33.8x, gross margin of —, and ROIC of 3.3%. By comparison, CFFI (C&F Financial Corporation) holds a C+ grade (68/100 RQD, P/E 13.5x, ROIC 10.3%, cap $361.8M) and USCB (USCB Financial Holdings Inc. (Class A)) posts a C- grade (59/100 RQD, P/E 14.1x, ROIC 12.0%, cap $366.7M). Among the 5-stock peer group, CFFI leads on earnings multiple (13.5x) while USCB leads on capital efficiency (12.0% ROIC).
Per BRBS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000842717), Blue Ridge Bankshares Inc. generated $0 in revenue, $10.7M in net income, and $11.9M in free cash flow against $2.43B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
SEC Form 4 / 13F Thermometer: 70% Net Buy • Cannibal Buyback (-1.80% YoY Shares)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
Put hedging (50% put share) caps near-term gamma upside (-9 pts vs max)
Even with a 62/100 (C) score, BRBS faces multiple-compression risk if 33.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($3.94) or 200D SMA ($3.79) invalidates the momentum regime and cuts Target Base ($4.00) toward Bear Floor ($3.12).
Blue Ridge Bankshares Inc. (BRBS) dropped -2.48% to $3.93, trading at 46% of its 52-week range ($3.22 – $4.78). Solid steady margins (3% return on capital), mixed timing at 34x P/E—hold if owned, no rush to chase.
Blue Ridge Bankshares, Inc. (the "Company") (NYSE American: BRBS), the holding company of Blue Ridge Bank, National Association ("Blue Ridge Bank" or the "Bank") and BRB Financial Group, Inc., today announced financial r
Blue Ridge Bankshares (AMEX:BRBS) reported quarterly losses of $(0.05) per share. This is a 183.33 percent decrease over earnings of $0.06 per share from the same period last year. The company reported $20.001 million
The merger would form a commercial bank with more than $7bn in assets and over 60 branches and offices across the Southeast.
ASHEVILLE, NC and RICHMOND, VA, Aug. 17, 2026 (GLOBE NEWSWIRE) -- HomeTrust Bancshares, Inc. (NYSE: HTB) (“HomeTrust”), the holding company of HomeTrust Bank, and Blue Ridge Bankshares, Inc. (NYSEAM: BRBS) (“Blue Ridge”)
BRBS' second-quarter 2026 net loss is partly offset by returning loan growth, lower costs and an improved funding mix, even as credit quality weakened.
BRBS returns to profitability in first-quarter 2026 as costs fell, though loan balances and revenues decline during its shift back to community banking.
COST, LRCX and KLAC are highlighted for growth drivers ranging from membership strength to AI-fueled semiconductor demand and cash generation.
Margaret Hodges has been named the Chief Human Resources Officer for Blue Ridge Bank, N.A. ("Blue Ridge Bank"), a subsidiary of Blue Ridge Bankshares, Inc. (the "Company") (NYSE American: BRBS).
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Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on BRBS today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for BRBS. Explore sector supply chains on /butterfly.
Across 1096 tracked Financials securities in the Roarable RQD universe, Blue Ridge Bankshares Inc. (BRBS) ranks #385 by composite RQD confidence (62/100, grade C) and #776 by equity capitalization ($361.4M). Within this direct 5-issuer industry benchmark cohort, CFFI leads on earnings valuation at 13.5x trailing P/E, while USCB leads on capital efficiency and profitability with 12.0% ROIC and — gross margin. FDBC currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with BRBS at 62/100 (C).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| BRBS
ACTIVE
Blue Ridge Bankshares Inc. | C | 62/100 | 33.8x | — | 3.3% | -2.48% | $361.4M | Benchmark Subject |
| CFFI C&F Financial Corporation | C+ | 68/100 | 13.5x | — | 10.3% | -1.39% | $361.8M | /cffi-vs-brbs → |
| USCB USCB Financial Holdings Inc. (Class A) | C- | 59/100 | 14.1x | — | 12.0% | +0.15% | $366.7M | /uscb-vs-brbs → |
| FRST Primis Financial Corp. | D | 46/100 | — | — | 0.0% | -0.64% | $367.6M | /frst-vs-brbs → |
| FDBC Fidelity D & D Bancorp Inc. | C+ | 69/100 | 13.6x | — | 11.8% | -0.01% | $382.4M | /fdbc-vs-brbs → |
In its most recent audited fiscal period (FY2025, filed 2025-12-31), Blue Ridge Bankshares Inc. (BRBS) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $10.7M, operating cash flow of $13.6M, and free cash flow of $11.9M (+273.2% YoY). On the balance sheet, BRBS closed FY2025 with $2.43B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $0 | $10.7M | $13.6M | $11.9M | $2.43B | — |
| FY2024 (FY) | 2024-12-31 | $0 | -$15.4M | -$6.3M | -$6.9M | $2.74B | — |
| FY2023 (FY) | 2023-12-31 | $0 | -$51.8M | $44.1M | $44.1M | — | — |
As of 2026-11-02, Blue Ridge Bankshares Inc. (NYSE: BRBS) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 62/100 at a spot price of $3.93 (-2.48% 1D, market cap $361.4M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, BRBS ranks #385 in composite RQD confidence.
Within the Financials sector (Major Banks), BRBS carries a Roarable C (62/100 RQD), trailing P/E of 33.8x, gross margin of —, and ROIC of 3.3%. By comparison, CFFI (C&F Financial Corporation) holds a C+ grade (68/100 RQD, P/E 13.5x, ROIC 10.3%, cap $361.8M) and USCB (USCB Financial Holdings Inc. (Class A)) posts a C- grade (59/100 RQD, P/E 14.1x, ROIC 12.0%, cap $366.7M). Among the 5-stock peer group, CFFI leads on earnings multiple (13.5x) while USCB leads on capital efficiency (12.0% ROIC).
Per BRBS's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000842717), Blue Ridge Bankshares Inc. generated $0 in revenue, $10.7M in net income, and $11.9M in free cash flow against $2.43B in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
BRBS last traded at $3.93 (-2.48% on volume of 564,424 shares), positioning the stock -0.25% below its 50-day simple moving average ($3.94) and +3.69% above its 200-day simple moving average ($3.79). Across its 52-week range of $3.22 to $4.78, BRBS sits at the 45.5% percentile with a 14-day RSI of 56.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.7% ($3.75 to $4.11).
Why BRBS Stock dropped -2.48% Today — RQD Quant Desk Flash. Solid steady margins (3% return on capital), mixed timing at 34x P/E—hold if owned, no rush to chase.
Per the Roarable RQD 5-pillar rating engine, Blue Ridge Bankshares Inc. (BRBS) carries a composite score of 62/100 (C — Roarable Hold — Fair / Balanced Risk-Reward) at a current price of $3.93 (-2.48%). Fundamental cash generation scores 12/20 (ROIC 3.3%, FCF yield 3.31%), institutional 13F whale accumulation scores 11/20, insider conviction scores 14/20, macro regime alignment scores 12/20 (Beta 1.00), and forensic balance-sheet protection scores 13/20 (Altman Z-Score N/A, Piotroski F-Score 5/9).
Investor Implication: At 33.8x trailing P/E and 31.4x forward P/E within Major Banks, upside depends on sustained operating margin expansion (—) and free cash flow conversion relative to the 52-week range of $3.22 – $4.78.
Operating in Major Banks (Financials), BRBS is sensitive to 2nd-order capital expenditure cycles, input cost spreads (gross margin —), and institutional positioning across its peer cohort. Prospective investors should monitor quarterly order backlog conversion, sector capex guidance, and Form 4 insider cluster activity (0 recent filings tracked).
Open Questions to Watch: (1) Margin trajectory vs. peer median; (2) FCF conversion sustainability over the next 4 quarters; (3) Institutional 13F rebalancing around upcoming earnings.
Real-time company headlines, analyst actions, and sector developments for Blue Ridge Bankshares Inc. (BRBS) • Click "Debate This Headline" to argue it in the Roar Pit below
Blue Ridge Bankshares, Inc. (the "Company") (NYSE American: BRBS), the holding company of Blue Ridge Bank, National Association ("Blue Ridge Bank" or the "Bank") and BRB Financial Group, Inc., today announced financial r
Blue Ridge Bankshares (AMEX:BRBS) reported quarterly losses of $(0.05) per share. This is a 183.33 percent decrease over earnings of $0.06 per share from the same period last year. The company reported $20.001 million
The merger would form a commercial bank with more than $7bn in assets and over 60 branches and offices across the Southeast.
ASHEVILLE, NC and RICHMOND, VA, Aug. 17, 2026 (GLOBE NEWSWIRE) -- HomeTrust Bancshares, Inc. (NYSE: HTB) (“HomeTrust”), the holding company of HomeTrust Bank, and Blue Ridge Bankshares, Inc. (NYSEAM: BRBS) (“Blue Ridge”)
BRBS' second-quarter 2026 net loss is partly offset by returning loan growth, lower costs and an improved funding mix, even as credit quality weakened.
BRBS returns to profitability in first-quarter 2026 as costs fell, though loan balances and revenues decline during its shift back to community banking.
COST, LRCX and KLAC are highlighted for growth drivers ranging from membership strength to AI-fueled semiconductor demand and cash generation.
Margaret Hodges has been named the Chief Human Resources Officer for Blue Ridge Bank, N.A. ("Blue Ridge Bank"), a subsidiary of Blue Ridge Bankshares, Inc. (the "Company") (NYSE American: BRBS).
Welcome to the BRBS (Blue Ridge Bankshares Inc.) Roar Pit. Current RQD Composite is 62/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Major Banks. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (33.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Everyone in here is repeating the bull case on BRBS, but look at what you are paying: 33.8x trailing P/E with tightening sector spreads. Unless Blue Ridge Bankshares Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
Looking at the 5-pillar RQD breakdown on BRBS, the market is fixating on short-term headline noise in Major Banks and ignoring the balance sheet and cash flow trajectory. At $4.03 (52-wk range $3.22 - $4.78), any beat on forward guidance forces shorts and underweight funds to chase.
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