Stock Ratings / Consumer Discretionary / AUC / dividends

EGG (48) TSSI (68) HQI (63) RTB (41) ⌘ Pro Terminal →

ATIF Holdings Limited (AUC) Dividend Safety Gauge & 10-Year DRIP Compounder

$7.83 +10.28% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.96

ATIF Holdings Limited (AUC) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $173.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $7.96 (+1.66%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AUC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (46/100 Composite)

🔍 WHY AUC SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+13/20 pts (28% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$9.19-5.3% Next Q

Q2 (-2Q)

Grade C-$8.70-1.7% Next Q

Q3 (-1Q)

Grade D$8.55-8.4% Next Q

Current

Grade D$7.83-6.1% Hist 90D α

Trajectory: C- (54) → D (46)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a AUC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While AUC currently carries a cautious 46/100 (D) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.92) and Max Pain ($8.22) forces dealer call-delta covering toward $9.97.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AUC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “AUC Beats Next Quarter EPS Consensus (Jan 27, 2027) & Holds Above 200D SMA”

YES 46%NO 54%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

0.6% Total Yield

0% Cash ($0.00/yr) + 0.6% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (15.1% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $40,809

Est. Year-10 Shareholder Yield: $245/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$11.5K

Yr 1

$13.2K

Yr 2

$15.2K

Yr 3

$17.6K

Yr 4

$20.2K

Yr 5

$23.3K

Yr 6

$26.8K

Yr 7

$30.8K

Yr 8

$35.5K

Yr 9

$40.8K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AUC)

✓Walkthrough of AUC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

AUC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -5.09%▲ ASCENDING CHANNEL

2026-10-30O $7.83H $7.83L $6.55C $7.83VOL 46.7K

RES: $9.70SUP: $6.16SMA50: $7.92SMA200: $7.29

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AUC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AUC Butterfly Map → + Track AUC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +180.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AUC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AUC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for AUC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AUC)

Consumer Discretionary Rank #733 of 1011 ⚔️ EGG vs AUC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (AUC vs. EGG, TSSI, HQI, RTB)

Industry: Professional Services (48 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, ATIF Holdings Limited (AUC) ranks #733 by composite RQD confidence (46/100, grade D) and #711 by equity capitalization ($173.3M). Within this direct 5-issuer industry benchmark cohort, TSSI leads on earnings valuation at 14.2x trailing P/E, while TSSI leads on capital efficiency and profitability with 46.4% ROIC and 13.2% gross margin. TSSI currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with AUC at 46/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AUC ACTIVE ATIF Holdings Limited	D	46/100	—	—	-17.9%	+10.28%	$173.3M	Benchmark Subject
EGG Enigmatig Limited (Class A)	D	48/100	—	68.8%	—	+4.13%	$140.3M	/egg-vs-auc →
TSSI TSS Inc.	C+	68/100	14.2x	13.2%	46.4%	-0.78%	$215.3M	/tssi-vs-auc →
HQI HireQuest Inc.	C	63/100	35.8x	—	7.3%	-3.26%	$226.6M	/hqi-vs-auc →
RTB RTB Digital Inc.	D-	41/100	—	47.7%	-35.0%	+1.15%	$118.6M	/rtb-vs-auc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2024)

SEC EDGAR 10-K • FILED 2024-07-31 • CIK 0001755058

In its most recent audited fiscal period (FY2024, filed 2024-07-31), ATIF Holdings Limited (AUC) reported GAAP revenue of $70.0K (+236.8% vs. FY2023 revenue of $20.8K ) , GAAP net income of -$1.8M, operating cash flow of -$84.2K, and free cash flow of -$89.3K (+96.2% YoY). On the balance sheet, AUC closed FY2024 with $8.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2024 (FY)	2024-07-31	$70.0K	-$1.8M	-$84.2K	-$89.3K	$8.6M	—
FY2023 (FY)	2023-07-31	$20.8K	-$2.9M	-$2.3M	-$2.3M	—	—

3. AUC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AUC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, ATIF Holdings Limited (NASDAQ: AUC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $7.83 (+10.28% 1D, market cap $173.3M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, AUC ranks #733 in composite RQD confidence.

How does AUC compare to EGG and TSSI in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Professional Services), AUC carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.9%. By comparison, EGG (Enigmatig Limited (Class A)) holds a D grade (48/100 RQD, P/E N/A, ROIC —, cap $140.3M) and TSSI (TSS Inc.) posts a C+ grade (68/100 RQD, P/E 14.2x, ROIC 46.4%, cap $215.3M). Among the 5-stock peer group, TSSI leads on earnings multiple (14.2x) while TSSI leads on capital efficiency (46.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AUC?

Per AUC's SEC EDGAR XBRL 10-K filing (FY2024, filed 2024-07-31, CIK 0001755058), ATIF Holdings Limited generated $70.0K in revenue (+236.8% YoY), -$1.8M in net income, and -$89.3K in free cash flow against $8.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AUC trading relative to its 50-day, 200-day, and 52-week technical levels?

AUC last traded at $7.83 (+10.28% on volume of 53,104 shares), positioning the stock -1.14% below its 50-day simple moving average ($7.92) and +7.41% above its 200-day simple moving average ($7.29). Across its 52-week range of $4.14 to $9.50, AUC sits at the 68.8% percentile with a 14-day RSI of 39.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($6.85 to $8.81).

AUC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does AUC pay a dividend and is it safe?

ATIF Holdings Limited (AUC) offers a 0% cash dividend yield ($0.00 annualized) and 0.6% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: AUC RQD Cockpit AUC 12M Forecast AUC Earnings & Move AUC Dividends & DRIP AUC Insiders & 13F AUC Whale Options AUC Profit Sankey AUC News & Why