Stock Ratings / Consumer Discretionary / AUC

EGG (48) TSSI (68) HQI (63) RTB (41) ⌘ Pro Terminal →

ATIF Holdings Limited (AUC) — RQD Stock Rating Cockpit

$7.83 +10.28% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $7.96

ATIF Holdings Limited (AUC) carries a Roarable Rating of D (Sell) with 46/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $173.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $7.96 (+1.66%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (46/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.1% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.4% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AUC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (46/100 Composite)

🔍 WHY AUC SCORES 46/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+13/20 pts (28% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (24% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 4/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$9.19-5.3% Next Q

Q2 (-2Q)

Grade C-$8.70-1.7% Next Q

Q3 (-1Q)

Grade D$8.55-8.4% Next Q

Current

Grade D$7.83-6.1% Hist 90D α

Trajectory: C- (54) → D (46)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a AUC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While AUC currently carries a cautious 46/100 (D) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.92) and Max Pain ($8.22) forces dealer call-delta covering toward $9.97.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $AUC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “AUC Beats Next Quarter EPS Consensus (Jan 27, 2027) & Holds Above 200D SMA”

YES 46%NO 54%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

39.930 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

4 / 99-Pt Accounting

52-WEEK LASER RANGE69% OF RANGE

L: $4$7.83H: $10

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: D-RQD 16 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: D+RQD 21 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on AUC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (45)

-17.9% ROIC with 42.0% gross margin and -0.05% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (55)

Altman-Z 4.20 and Piotroski 4/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (43)

16/40 institutional & smart-money positioning score with 10/20 macro alignment.

Bull Case: Why Buyers Like AUC

✓Established market leader in Consumer Discretionary with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring AUC)

✓Walkthrough of AUC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

AUC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -5.09%▲ ASCENDING CHANNEL

2026-10-30O $7.83H $7.83L $6.55C $7.83VOL 46.7K

RES: $9.70SUP: $6.16SMA50: $7.92SMA200: $7.29

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

AUC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AUC Butterfly Map → + Track AUC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +180.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AUC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for AUC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for AUC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AUC)

Consumer Discretionary Rank #733 of 1011 ⚔️ EGG vs AUC Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (AUC vs. EGG, TSSI, HQI, RTB)

Industry: Professional Services (48 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, ATIF Holdings Limited (AUC) ranks #733 by composite RQD confidence (46/100, grade D) and #711 by equity capitalization ($173.3M). Within this direct 5-issuer industry benchmark cohort, TSSI leads on earnings valuation at 14.2x trailing P/E, while TSSI leads on capital efficiency and profitability with 46.4% ROIC and 13.2% gross margin. TSSI currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with AUC at 46/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AUC ACTIVE ATIF Holdings Limited	D	46/100	—	—	-17.9%	+10.28%	$173.3M	Benchmark Subject
EGG Enigmatig Limited (Class A)	D	48/100	—	68.8%	—	+4.13%	$140.3M	/egg-vs-auc →
TSSI TSS Inc.	C+	68/100	14.2x	13.2%	46.4%	-0.78%	$215.3M	/tssi-vs-auc →
HQI HireQuest Inc.	C	63/100	35.8x	—	7.3%	-3.26%	$226.6M	/hqi-vs-auc →
RTB RTB Digital Inc.	D-	41/100	—	47.7%	-35.0%	+1.15%	$118.6M	/rtb-vs-auc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2024)

SEC EDGAR 10-K • FILED 2024-07-31 • CIK 0001755058

In its most recent audited fiscal period (FY2024, filed 2024-07-31), ATIF Holdings Limited (AUC) reported GAAP revenue of $70.0K (+236.8% vs. FY2023 revenue of $20.8K ) , GAAP net income of -$1.8M, operating cash flow of -$84.2K, and free cash flow of -$89.3K (+96.2% YoY). On the balance sheet, AUC closed FY2024 with $8.6M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 4/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2024 (FY)	2024-07-31	$70.0K	-$1.8M	-$84.2K	-$89.3K	$8.6M	—
FY2023 (FY)	2023-07-31	$20.8K	-$2.9M	-$2.3M	-$2.3M	—	—

3. AUC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AUC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, ATIF Holdings Limited (NASDAQ: AUC) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 46/100 at a spot price of $7.83 (+10.28% 1D, market cap $173.3M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 13/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, AUC ranks #733 in composite RQD confidence.

How does AUC compare to EGG and TSSI in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Professional Services), AUC carries a Roarable D (46/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.9%. By comparison, EGG (Enigmatig Limited (Class A)) holds a D grade (48/100 RQD, P/E N/A, ROIC —, cap $140.3M) and TSSI (TSS Inc.) posts a C+ grade (68/100 RQD, P/E 14.2x, ROIC 46.4%, cap $215.3M). Among the 5-stock peer group, TSSI leads on earnings multiple (14.2x) while TSSI leads on capital efficiency (46.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AUC?

Per AUC's SEC EDGAR XBRL 10-K filing (FY2024, filed 2024-07-31, CIK 0001755058), ATIF Holdings Limited generated $70.0K in revenue (+236.8% YoY), -$1.8M in net income, and -$89.3K in free cash flow against $8.6M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AUC trading relative to its 50-day, 200-day, and 52-week technical levels?

AUC last traded at $7.83 (+10.28% on volume of 53,104 shares), positioning the stock -1.14% below its 50-day simple moving average ($7.92) and +7.41% above its 200-day simple moving average ($7.29). Across its 52-week range of $4.14 to $9.50, AUC sits at the 68.8% percentile with a 14-day RSI of 39.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($6.85 to $8.81).

AUC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell AUC stock right now?

ATIF Holdings Limited (AUC) currently earns a Roarable Rating of D (Sell — SELL) with 46/100 RQD Confidence. Stretched risk/reward at current multiples (-18% return on capital) under elevated 10-year interest-rate pressure.

What is AUC's 12-month price target and RQD AI Jury consensus?

AUC's 12-month base price target is $7.41 (range $5.78 to $9.97), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: AUC RQD Cockpit AUC 12M Forecast AUC Earnings & Move AUC Dividends & DRIP AUC Insiders & 13F AUC Whale Options AUC Profit Sankey AUC News & Why