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Why AIFU Stock dropped -13.45% Today — RQD Quant Desk Flash

$9.01 -13.45% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

AIFU Inc. Class A Ordinary Share (AIFU) carries a Roarable Rating of E (Strong Sell) with 25/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $551.2M

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Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-14.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for AIFU)Realized 20D OHLCV Swing Band: ±12.5%

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Why AIFU Stock dropped -13.45% Today — RQD Quant Desk Flash

AIFU Inc. Class A Ordinary Share (AIFU) dropped -13.45% to $9.01, trading at 2% of its 52-week range ($8.17 – $90). Stretched risk/reward at current multiples (-7% return on capital) under elevated 10-year interest-rate pressure.

▸Technical Tape: Trading at 2% of its 52-week range ($8.17 – $90) with RSI-14 at 41.5 (NEUTRAL RANGE).
▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $9.01 (no active unusual options sweep snapshot on file).
▸Fundamental Anchor: Roarable E (Strong Sell) backed by 52% gross margin and $0 annual free cash flow.

Live AIFU Headlines & Catalysts

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AIFU // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -66.88%⚡ TESTING RESISTANCE

2026-10-30O $9.96H $9.96L $9.01C $9.01VOL 2.5K

RES: $9.51SUP: $-5.53SMA50: $13.36SMA200: $30.86

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AIFU Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 AIFU Butterfly Map → + Track AIFU →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. -65.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on AIFU today. View full Setup Ledger →

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No direct multi-tier Butterfly edges indexed yet for AIFU. Explore sector supply chains on /butterfly.

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DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (AIFU)

Financials Rank #1088 of 1096 ⚔️ YB vs AIFU Full Matrix →

1. Head-to-Head Financials Peer Comparison (AIFU vs. YB, ITIC, OIG, STC)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, AIFU Inc. Class A Ordinary Share (AIFU) ranks #1088 by composite RQD confidence (25/100, grade E) and #682 by equity capitalization ($551.2M). Within this direct 5-issuer industry benchmark cohort, STC leads on earnings valuation at 12.0x trailing P/E, while ITIC leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. ITIC currently holds the highest overall quantitative score in the immediate peer group at 69/100 (C+) compared with AIFU at 25/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
AIFU ACTIVE AIFU Inc. Class A Ordinary Share	E	25/100	—	—	-6.9%	-13.45%	$551.2M	Benchmark Subject
YB Yuanbao Inc.	C-	60/100	—	—	—	+3.15%	$527.6M	/yb-vs-aifu →
ITIC Investors Title Company	C+	69/100	14.7x	—	13.1%	+1.68%	$515.4M	/itic-vs-aifu →
OIG Orion180 Insurance Group Inc. (Class A)	D+	53/100	—	—	—	+3.25%	$974.5M	/oig-vs-aifu →
STC Stewart Information Services Corporation	D+	57/100	12.0x	—	5.6%	+2.66%	$1.39B	/stc-vs-aifu →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001413855

In its most recent audited fiscal period (FY2025, filed 2025-12-31), AIFU Inc. Class A Ordinary Share (AIFU) reported GAAP revenue of $79.6M (-67.9% vs. FY2024 revenue of $247.8M , and -82.3% cumulative change since FY2023) , GAAP net income of -$325.4M, operating cash flow of -$2.3M, and free cash flow of -$2.8M (-115.2% YoY). On the balance sheet, AIFU closed FY2025 with $218.5M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$79.6M	-$325.4M	-$2.3M	-$2.8M	$218.5M	—
FY2024 (FY)	2024-12-31	$247.8M	$62.3M	$19.6M	$18.4M	$568.7M	—
FY2023 (FY)	2023-12-31	$450.5M	$39.5M	$14.3M	$14.3M	—	—

3. AIFU Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is AIFU stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, AIFU Inc. Class A Ordinary Share (NASDAQ: AIFU) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 25/100 at a spot price of $9.01 (-13.45% 1D, market cap $551.2M). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 6/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, AIFU ranks #1088 in composite RQD confidence.

How does AIFU compare to YB and ITIC in the Financials sector?

Within the Financials sector (Specialty Insurers), AIFU carries a Roarable E (25/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -6.9%. By comparison, YB (Yuanbao Inc.) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $527.6M) and ITIC (Investors Title Company) posts a C+ grade (69/100 RQD, P/E 14.7x, ROIC 13.1%, cap $515.4M). Among the 5-stock peer group, STC leads on earnings multiple (12.0x) while ITIC leads on capital efficiency (13.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for AIFU?

Per AIFU's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001413855), AIFU Inc. Class A Ordinary Share generated $79.6M in revenue (-67.9% YoY), -$325.4M in net income, and -$2.8M in free cash flow against $218.5M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is AIFU trading relative to its 50-day, 200-day, and 52-week technical levels?

AIFU last traded at $9.01 (-13.45% on volume of 9,159 shares), positioning the stock -32.56% below its 50-day simple moving average ($13.36) and -70.80% below its 200-day simple moving average ($30.86). Across its 52-week range of $8.17 to $90.00, AIFU sits at the 1.0% percentile with a 14-day RSI of 41.5 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($7.88 to $10.14).

AIFU Investor FAQ & Complete 8-Part Research Index

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Why is AIFU stock moving today?

Why AIFU Stock dropped -13.45% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-7% return on capital) under elevated 10-year interest-rate pressure.

Direct Sub-Reports: AIFU RQD Cockpit AIFU 12M Forecast AIFU Earnings & Move AIFU Dividends & DRIP AIFU Insiders & 13F AIFU Whale Options AIFU Profit Sankey AIFU News & Why