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Investors Title Company (ITIC) — RQD Stock Rating Cockpit

$273.01 +1.68% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Investors Title Company (ITIC) carries a Roarable Rating of C+ (Hold) with 69/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $515.4M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+4.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ITIC)Realized 20D OHLCV Swing Band: ±5.4%

RSI-14 MOMENTUMNEUTRAL RANGE

3530 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE63% OF RANGE

L: $210$273.01H: $310

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (steady margins), though cash flow growth is moderate rather than explosive right now.

Factor Grade: CRQD 13 / 20

2. Big Money & Insiders● BUYING

Are whales & executives buying or selling?

Hedge funds and options traders are leaning bullish, showing strong institutional appetite.

Factor Grade: B-RQD 28 / 40

3. Hidden Risks & Market Weather● ALL CLEAR

SEC fine-print scan & interest-rate fit

Clean SEC fine-print check with low hidden accounting risk and favorable interest-rate weather.

Factor Grade: B-RQD 28 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on ITIC

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (65)

13.1% ROIC with 42.0% gross margin and 4.92% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (65)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BULLISH (72)

28/40 institutional & smart-money positioning score with 15/20 macro alignment.

Bull Case: Why Buyers Like ITIC

✓Company leadership has skin in the game with net positive insider conviction.

Bear Case: What Could Go Wrong

!Broader market pullbacks can still drag down strong stocks in the short run.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (ITIC Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

ITIC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +15.30%🛡️ HOLDING TREND SUPPORT

2026-10-30O $273.2H $274.4L $268.7C $273.0VOL 42.0K

RES: $301.9SUP: $267.3SMA50: $291.1SMA200: $261.3

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ITIC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ITIC Butterfly Map → + Track ITIC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

6.8%/yr Implied 5Y Growth

vs. +16.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ITIC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ITIC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ITIC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ITIC)

Financials Rank #189 of 1096 ⚔️ YB vs ITIC Full Matrix →

1. Head-to-Head Financials Peer Comparison (ITIC vs. YB, AIFU, OIG, XHG)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Investors Title Company (ITIC) ranks #189 by composite RQD confidence (69/100, grade C+) and #696 by equity capitalization ($515.4M). Within this direct 5-issuer industry benchmark cohort, ITIC leads on earnings valuation at 14.7x trailing P/E, while ITIC leads on capital efficiency and profitability with 13.1% ROIC and — gross margin. ITIC currently leads its immediate peer cohort in composite quantitative strength at 69/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ITIC ACTIVE Investors Title Company	C+	69/100	14.7x	—	13.1%	+1.68%	$515.4M	Benchmark Subject
YB Yuanbao Inc.	C-	60/100	—	—	—	+3.15%	$527.6M	/yb-vs-itic →
AIFU AIFU Inc. Class A Ordinary Share	E	25/100	—	—	-6.9%	-13.45%	$551.2M	/aifu-vs-itic →
OIG Orion180 Insurance Group Inc. (Class A)	D+	53/100	—	—	—	+3.25%	$974.5M	/oig-vs-itic →
XHG XChange TEC.INC	D-	40/100	—	—	—	+2.06%	$204.6M	/xhg-vs-itic →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000720858

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Investors Title Company (ITIC) reported GAAP revenue of $40.9M (+16.4% vs. FY2024 revenue of $35.1M , and +12.6% cumulative change since FY2023) , GAAP net income of $35.2M, operating cash flow of $30.9M, and free cash flow of $25.4M (+13.2% YoY). On the balance sheet, ITIC closed FY2025 with $363.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$40.9M	$35.2M	$30.9M	$25.4M	$363.1M	—
FY2024 (FY)	2024-12-31	$35.1M	$31.1M	$29.8M	$22.4M	$333.6M	—
FY2023 (FY)	2023-12-31	$36.3M	$21.7M	$7.4M	$7.4M	—	—

3. ITIC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ITIC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Investors Title Company (NASDAQ: ITIC) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 69/100 at a spot price of $273.01 (+1.68% 1D, market cap $515.4M). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 15/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, ITIC ranks #189 in composite RQD confidence.

How does ITIC compare to YB and AIFU in the Financials sector?

Within the Financials sector (Specialty Insurers), ITIC carries a Roarable C+ (69/100 RQD), trailing P/E of 14.7x, gross margin of —, and ROIC of 13.1%. By comparison, YB (Yuanbao Inc.) holds a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $527.6M) and AIFU (AIFU Inc. Class A Ordinary Share) posts a E grade (25/100 RQD, P/E N/A, ROIC -6.9%, cap $551.2M). Among the 5-stock peer group, ITIC leads on earnings multiple (14.7x) while ITIC leads on capital efficiency (13.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ITIC?

Per ITIC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000720858), Investors Title Company generated $40.9M in revenue (+16.4% YoY), $35.2M in net income, and $25.4M in free cash flow against $363.1M in total assets and $0 in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ITIC trading relative to its 50-day, 200-day, and 52-week technical levels?

ITIC last traded at $273.01 (+1.68% on volume of 55,742 shares), positioning the stock -6.20% below its 50-day simple moving average ($291.07) and +4.49% above its 200-day simple moving average ($261.29). Across its 52-week range of $209.75 to $309.55, ITIC sits at the 63.4% percentile with a 14-day RSI of 35.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.4% ($258.27 to $287.75).

ITIC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell ITIC stock right now?

Investors Title Company (ITIC) currently earns a Roarable Rating of C+ (Hold — HOLD) with 69/100 RQD Confidence. Solid steady margins (13% return on capital), mixed timing at 15x P/E—hold if owned, no rush to chase.

What is ITIC's 12-month price target and RQD AI Jury consensus?

ITIC's 12-month base price target is $286.52 (range $223.49 to $338.09), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: ITIC RQD Cockpit ITIC 12M Forecast ITIC Earnings & Move ITIC Dividends & DRIP ITIC Insiders & 13F ITIC Whale Options ITIC Profit Sankey ITIC News & Why