VEL (59) QFIN (65) TRON (26) HIVE (52) ⌘ Pro Terminal →

Gladstone Investment Corporation Business Development Company (GAIN) — RQD Stock Rating Cockpit

$15.27 +1.26% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $15.28

Gladstone Investment Corporation Business Development Company (GAIN) carries a Roarable Rating of D (Sell) with 49/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $608.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $15.28 (+0.04%)🧬 Dilution Drag (+1.64% YoY Shares)⚙️ Cash Engine: 9/20 (D) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (49/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.4% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-4.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for GAIN)Realized 20D OHLCV Swing Band: ±3.6%

Deterministic 5-Pillar Attribution (49/100 Composite)

🔍 WHY GAIN SCORES 49/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+12/20 pts (24% of score)

20D Institutional Volume Accumulation (±3.6% realized swing band)

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (24% of score)

FRED Regime × Technicals: 54% of 52W Range • RSI-14 at 47.4 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution6/20 pts (-14 pt drag)

Dilution Drag (+1.64% YoY Shares) & executive Form 4 sales trim 14 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$15.25-1.3% Next Q

Q2 (-2Q)

Grade D$15.05-2.5% Next Q

Q3 (-1Q)

Grade D$14.68+4% Next Q

Current

Grade D$15.27-5.4% Hist 90D α

Trajectory: D (41) → D (49)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a GAIN Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While GAIN currently carries a cautious 49/100 (D) rating due to Insider Conviction & Share Dilution (6/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($15.68) and Max Pain ($16.03) forces dealer call-delta covering toward $18.00.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.64% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $GAIN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “GAIN Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 49%NO 51%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

47.430 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

2 / 99-Pt Accounting

52-WEEK LASER RANGE54% OF RANGE

L: $13$15.27H: $17

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 9 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: DRQD 18 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

3-of-3 JEV AI Jury Bearish Warning on GAIN

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (45)

31.0% ROIC with 42.0% gross margin and -16.71% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 2/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (50)

18/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like GAIN

✓Established market leader in Financials with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring GAIN)

✓Walkthrough of GAIN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

GAIN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -8.07%📐 HORIZONTAL RANGE

2026-10-30O $15.29H $15.38L $15.09C $15.27VOL 191.2K

RES: $16.91SUP: $14.36SMA50: $15.68SMA200: $15.35

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

GAIN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 GAIN Butterfly Map → + Track GAIN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on GAIN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for GAIN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for GAIN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (GAIN)

Financials Rank #869 of 1096 ⚔️ VEL vs GAIN Full Matrix →

1. Head-to-Head Financials Peer Comparison (GAIN vs. VEL, QFIN, TRON, HIVE)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Gladstone Investment Corporation Business Development Company (GAIN) ranks #869 by composite RQD confidence (49/100, grade D) and #665 by equity capitalization ($608.1M). Within this direct 5-issuer industry benchmark cohort, VEL leads on earnings valuation at 6.0x trailing P/E, while GAIN leads on capital efficiency and profitability with 31.0% ROIC and — gross margin. QFIN currently holds the highest overall quantitative score in the immediate peer group at 65/100 (C) compared with GAIN at 49/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
GAIN ACTIVE Gladstone Investment Corporation Business Development Company	D	49/100	—	—	31.0%	+1.26%	$608.1M	Benchmark Subject
VEL Velocity Financial Inc.	C-	59/100	6.0x	—	15.6%	+2.44%	$629.7M	/vel-vs-gain →
QFIN Qfin Holdings Inc.	C	65/100	—	—	27.2%	-4.01%	$641.6M	/qfin-vs-gain →
TRON Tron Inc.	E	26/100	—	—	-0.9%	-11.40%	$645.2M	/tron-vs-gain →
HIVE HIVE Digital Technologies Ltd.	D+	52/100	—	—	-26.5%	-2.36%	$567.8M	/hive-vs-gain →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001321741

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Gladstone Investment Corporation Business Development Company (GAIN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $184.8M, operating cash flow of -$101.6M, and free cash flow of -$101.6M (-723.1% YoY). On the balance sheet, GAIN closed FY2025 with $1.24B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$0	$184.8M	-$101.6M	-$101.6M	$1.24B	—
FY2024 (FY)	2025-03-31	$0	$65.3M	$16.3M	$16.3M	$1.09B	—
FY2023 (FY)	2024-03-31	$0	$85.3M	-$69.9M	-$69.9M	—	—

3. GAIN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is GAIN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Gladstone Investment Corporation Business Development Company (NASDAQ: GAIN) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 49/100 at a spot price of $15.27 (+1.26% 1D, market cap $608.1M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 12/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 6/20. Across 1096 tracked Financials issuers, GAIN ranks #869 in composite RQD confidence.

How does GAIN compare to VEL and QFIN in the Financials sector?

Within the Financials sector (Finance: Consumer Services), GAIN carries a Roarable D (49/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 31.0%. By comparison, VEL (Velocity Financial Inc.) holds a C- grade (59/100 RQD, P/E 6.0x, ROIC 15.6%, cap $629.7M) and QFIN (Qfin Holdings Inc.) posts a C grade (65/100 RQD, P/E N/A, ROIC 27.2%, cap $641.6M). Among the 5-stock peer group, VEL leads on earnings multiple (6.0x) while GAIN leads on capital efficiency (31.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for GAIN?

Per GAIN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001321741), Gladstone Investment Corporation Business Development Company generated $0 in revenue, $184.8M in net income, and -$101.6M in free cash flow against $1.24B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is GAIN trading relative to its 50-day, 200-day, and 52-week technical levels?

GAIN last traded at $15.27 (+1.26% on volume of 136,182 shares), positioning the stock -2.61% below its 50-day simple moving average ($15.68) and -0.52% below its 200-day simple moving average ($15.35). Across its 52-week range of $13.11 to $17.14, GAIN sits at the 53.6% percentile with a 14-day RSI of 47.4 (NEUTRAL RANGE) and an implied next-earnings move of ±3.6% ($14.72 to $15.82).

GAIN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell GAIN stock right now?

Gladstone Investment Corporation Business Development Company (GAIN) currently earns a Roarable Rating of D (Sell — SELL) with 49/100 RQD Confidence. Stretched risk/reward at current multiples (31% return on capital) under elevated 10-year interest-rate pressure.

What is GAIN's 12-month price target and RQD AI Jury consensus?

GAIN's 12-month base price target is $14.65 (range $11.43 to $18), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: GAIN RQD Cockpit GAIN 12M Forecast GAIN Earnings & Move GAIN Dividends & DRIP GAIN Insiders & 13F GAIN Whale Options GAIN Profit Sankey GAIN News & Why