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Eagle Bancorp Inc. (EGBN) — RQD Stock Rating Cockpit

$33.47 +1.30% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $33.48

Eagle Bancorp Inc. (EGBN) carries a Roarable Rating of D+ (Sell) with 55/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY) →

ROARABLE D+ • SELL / AVOID Cap $1.02B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on EGBN Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is EGBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Eagle Bancorp Inc. (NASDAQ: EGBN) is rated D+ (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 55/100 at a spot price of $33.47 (+1.30% 1D, market cap $1.02B). Pillar breakdown: Fundamental Cash Engine 10/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 7/20. Across 1096 tracked Financials issuers, EGBN ranks #562 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does EGBN compare to EQBK and BFST in the Financials sector?

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Within the Financials sector (Major Banks), EGBN carries a Roarable D+ (55/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -12.2%. By comparison, EQBK (Equity Bancshares Inc. (Class A)) holds a C- grade (59/100 RQD, P/E 44.5x, ROIC 3.1%, cap $1.01B) and BFST (Business First Bancshares Inc.) posts a B- grade (70/100 RQD, P/E 11.8x, ROIC 9.8%, cap $1.03B). Among the 5-stock peer group, BFST leads on earnings multiple (11.8x) while MCBS leads on capital efficiency (12.6% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for EGBN?

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Per EGBN's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001050441), Eagle Bancorp Inc. generated $0 in revenue, -$138.1M in net income, and $20.8M in free cash flow against $10.50B in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $33.48 (+0.04%)🧬 Disciplined Float (+0.16% YoY Shares)⚙️ Cash Engine: 10/20 (D) • 0.5% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 55/100 (D+) historically posted market-perform odds over rolling 90-day windows (-0.5% avg 90D alpha vs SPY • 51.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D+

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-1.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for EGBN)Realized 20D OHLCV Swing Band: ±6.1%

Deterministic 5-Pillar Attribution (55/100 Composite)

🔍 WHY EGBN SCORES 55/100 (D+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (29% of score)

20D Institutional Volume Accumulation (±6.1% realized swing band)

▲ #2 Bullish Driver: Macro Regime Fit+12/20 pts (22% of score)

FRED Regime × Technicals: 97% of 52W Range • RSI-14 at 74.5 (OVERBOUGHT (>70))

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution7/20 pts (-13 pt drag)

Disciplined Float (+0.16% YoY Shares) & executive Form 4 sales trim 13 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$28.40-1.9% Next Q

Q2 (-2Q)

Grade C-$27.86+19.5% Next Q

Q3 (-1Q)

Grade C-$33.29+0.5% Next Q

Current

Grade D+$33.47-0.5% Hist 90D α

Trajectory: D (47) → D+ (55)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the EGBN Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 55/100 (D+) score, EGBN faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($28.85) or 200D SMA ($27.17) invalidates the momentum regime and cuts Target Base ($33.02) toward Bear Floor ($25.76).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $EGBN• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “EGBN Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 55%NO 45%Trade / Inspect Odds →

RSI-14 MOMENTUMOVERBOUGHT (>70)

74.530 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCOREWEAK QUALITY (1–4)

3 / 99-Pt Accounting

52-WEEK LASER RANGE97% OF RANGE

L: $15$33.47H: $34

1. Money & Cash Health● WEAK

Are profits real cash in the bank?

Weak cash conversion or heavy valuation strain compared to actual cash earned.

Factor Grade: DRQD 10 / 20

2. Big Money & Insiders● NEUTRAL

Are whales & executives buying or selling?

Big funds and company insiders are mostly holding steady without aggressive buying or panic selling.

Factor Grade: D+RQD 23 / 40

3. Hidden Risks & Market Weather● WATCH

SEC fine-print scan & interest-rate fit

No major SEC filing blowups, though current interest rates and Fed liquidity call for normal position sizing.

Factor Grade: D+RQD 22 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

2-of-3 JEV AI Jury Bearish Warning on EGBN

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

BEARISH (50)

-12.2% ROIC with 42.0% gross margin and 2.03% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

BEARISH (50)

Altman-Z 4.20 and Piotroski 3/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

NEUTRAL (58)

23/40 institutional & smart-money positioning score with 12/20 macro alignment.

Bull Case: Why Buyers Like EGBN

✓Big institutional funds and options desks are actively positioning on the bullish side.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring EGBN)

✓Walkthrough of EGBN's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

EGBN // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +30.23%▲ ASCENDING CHANNEL

2026-11-02O $33.04H $33.47L $33.04C $33.47VOL 421.8K

RES: $34.49SUP: $27.71SMA50: $28.85SMA200: $27.17

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

EGBN Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 EGBN Butterfly Map → + Track EGBN →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on EGBN today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for EGBN. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for EGBN today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (EGBN)

Financials Rank #562 of 1096 ⚔️ EQBK vs EGBN Full Matrix →

1. Head-to-Head Financials Peer Comparison (EGBN vs. EQBK, BFST, MCBS, MBWM)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Eagle Bancorp Inc. (EGBN) ranks #562 by composite RQD confidence (55/100, grade D+) and #549 by equity capitalization ($1.02B). Within this direct 5-issuer industry benchmark cohort, BFST leads on earnings valuation at 11.8x trailing P/E, while MCBS leads on capital efficiency and profitability with 12.6% ROIC and — gross margin. BFST currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with EGBN at 55/100 (D+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
EGBN ACTIVE Eagle Bancorp Inc.	D+	55/100	—	—	-12.2%	+1.30%	$1.02B	Benchmark Subject
EQBK Equity Bancshares Inc. (Class A)	C-	59/100	44.5x	—	3.1%	+0.99%	$1.01B	/eqbk-vs-egbn →
BFST Business First Bancshares Inc.	B-	70/100	11.8x	—	9.8%	+0.41%	$1.03B	/bfst-vs-egbn →
MCBS MetroCity Bankshares Inc.	C	62/100	15.1x	—	12.6%	+0.59%	$1.04B	/mcbs-vs-egbn →
MBWM Mercantile Bank Corporation	C-	59/100	11.8x	—	12.2%	+0.53%	$1.05B	/mbwm-vs-egbn →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001050441

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Eagle Bancorp Inc. (EGBN) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$138.1M, operating cash flow of $28.5M, and free cash flow of $20.8M (-83.2% YoY). On the balance sheet, EGBN closed FY2025 with $10.50B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	-$138.1M	$28.5M	$20.8M	$10.50B	—
FY2024 (FY)	2024-12-31	$0	-$47.0M	$123.8M	$123.4M	$11.13B	—
FY2023 (FY)	2023-12-31	$0	$100.5M	$195.6M	$195.6M	—	—

3. EGBN Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is EGBN stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does EGBN compare to EQBK and BFST in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for EGBN?

Where is EGBN trading relative to its 50-day, 200-day, and 52-week technical levels?

EGBN last traded at $33.47 (+1.30% on volume of 421,847 shares), positioning the stock +16.01% above its 50-day simple moving average ($28.85) and +23.19% above its 200-day simple moving average ($27.17). Across its 52-week range of $15.03 to $34.09, EGBN sits at the 96.7% percentile with a 14-day RSI of 74.5 (OVERBOUGHT (>70)) and an implied next-earnings move of ±6.1% ($31.43 to $35.51).

EGBN Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell EGBN stock right now?

Eagle Bancorp Inc. (EGBN) currently earns a Roarable Rating of D+ (Sell — SELL) with 55/100 RQD Confidence. Stretched risk/reward at current multiples (-12% return on capital) under elevated 10-year interest-rate pressure.

What is EGBN's 12-month price target and RQD AI Jury consensus?

EGBN's 12-month base price target is $33.02 (range $25.76 to $38.96), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: EGBN RQD Cockpit EGBN 12M Forecast EGBN Earnings & Move EGBN Dividends & DRIP EGBN Insiders & 13F EGBN Whale Options EGBN Profit Sankey EGBN News & Why