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51Talk Online Education Group each representing 60 (Class A) (COE) — RQD Stock Rating Cockpit

$11.33 +3.00% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $11.37

51Talk Online Education Group each representing 60 (Class A) (COE) carries a Roarable Rating of D (Sell) with 44/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (44/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $66.1M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on COE Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is COE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, 51Talk Online Education Group each representing 60 (Class A) (NYSE: COE) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 44/100 at a spot price of $11.33 (+3.00% 1D, market cap $66.1M). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 3/20, Executive Insider Alignment 11/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 9/20. Across 51 tracked Real Estate issuers, COE ranks #32 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does COE compare to IH and NRDY in the Real Estate sector?

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Within the Real Estate sector (Other Consumer Services), COE carries a Roarable D (44/100 RQD), trailing P/E of N/A, gross margin of 73.9%, and ROIC of -35.0%. By comparison, IH (iHuman Inc. each representing five (Class A)) holds a D+ grade (58/100 RQD, P/E 4.4x, ROIC 85.0%, cap $60.3M) and NRDY (Nerdy Inc. (Class A)) posts a E grade (30/100 RQD, P/E N/A, ROIC -35.0%, cap $75.9M). Among the 5-stock peer group, IH leads on earnings multiple (4.4x) while IH leads on capital efficiency (85.0% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for COE?

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Per COE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001659494), 51Talk Online Education Group each representing 60 (Class A) generated $95.6M in revenue (+88.6% YoY), -$16.8M in net income, and $9.5M in free cash flow against $66.1M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $11.37 (+0.35%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 10% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (44/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.5% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for COE)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (44/100 Composite)

🔍 WHY COE SCORES 44/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+12/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 10% FCF Margin ($9.5M FCF) & 73.9% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+11/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$11.34-0.1% Next Q

Q2 (-2Q)

Grade D$11.33+1.8% Next Q

Q3 (-1Q)

Grade D$11.53-1.7% Next Q

Current

Grade D$11.33-6.5% Hist 90D α

Trajectory: C- (52) → D (44)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a COE Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While COE currently carries a cautious 44/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Real Estate with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($12.20) and Max Pain ($11.90) forces dealer call-delta covering toward $53.01.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $COE• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “COE Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 44%NO 56%Trade / Inspect Odds →

RSI-14 MOMENTUMNEUTRAL RANGE

43.630 Oversold · 70 Hot

ALTMAN-Z SHIELDFORTRESS SAFE (>3.0)

3.80>3.0 Fortress Safe

PIOTROSKI F-SCORESOLID CORE (5–6)

5 / 99-Pt Accounting

52-WEEK LASER RANGE3% OF RANGE

L: $10$11.33H: $50

1. Money & Cash Health● MIXED

Are profits real cash in the bank?

Decent core business (74% profit margin), though cash flow growth is moderate rather than explosive right now.

Factor Grade: C-RQD 12 / 20

2. Big Money & Insiders● TRIMMING

Are whales & executives buying or selling?

Insiders and big institutional desks have been trimming shares rather than stepping up to buy.

Factor Grade: ERQD 12 / 40

3. Hidden Risks & Market Weather● WARNING

SEC fine-print scan & interest-rate fit

High sensitivity to tight interest rates or new risk warnings added to recent SEC annual filings.

Factor Grade: DRQD 20 / 40

MULTI-MODEL JEV QUANT JURY DELIBERATION

JEV AI Jury Split (Battleground) on COE

Cash & Moat Bull AI

ROIC & Free Cash Flow Model

NEUTRAL (60)

-35.0% ROIC with 73.9% gross margin and 14.41% FCF yield.

SEC Forensic Auditor AI

10-K Accruals & Altman-Z Guard

NEUTRAL (55)

Altman-Z 4.20 and Piotroski 5/9 pass balance-sheet audit.

Whale & Macro Hawk AI

Options Skew, 13F & Fed NetLiq

BEARISH (35)

12/40 institutional & smart-money positioning score with 9/20 macro alignment.

Bull Case: Why Buyers Like COE

✓Established market leader in Real Estate with deep daily trading liquidity.

Bear Case: What Could Go Wrong

!Company executives have done more routine share selling than personal cash buying lately.
!Sensitive to high interest rates and tighter Federal Reserve market liquidity.
!Recent SEC filings added new risk-factor disclosures that warrant keeping an eye on margins.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring COE)

✓Walkthrough of COE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

COE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -60.22%⚡ TESTING RESISTANCE

2026-11-02O $11.57H $11.57L $11.00C $11.33VOL 8.1K

RES: $11.98SUP: $6.69SMA50: $12.20SMA200: $19.70

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

COE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 COE Butterfly Map → + Track COE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +88.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on COE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for COE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for COE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (COE)

Real Estate Rank #32 of 51 ⚔️ IH vs COE Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (COE vs. IH, NRDY, CHGG, LFS)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, 51Talk Online Education Group each representing 60 (Class A) (COE) ranks #32 by composite RQD confidence (44/100, grade D) and #30 by equity capitalization ($66.1M). Within this direct 5-issuer industry benchmark cohort, IH leads on earnings valuation at 4.4x trailing P/E, while IH leads on capital efficiency and profitability with 85.0% ROIC and 67.9% gross margin. LFS currently holds the highest overall quantitative score in the immediate peer group at 67/100 (C+) compared with COE at 44/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
COE ACTIVE 51Talk Online Education Group each representing 60 (Class A)	D	44/100	—	73.9%	-35.0%	+3.00%	$66.1M	Benchmark Subject
IH iHuman Inc. each representing five (Class A)	D+	58/100	4.4x	67.9%	85.0%	0.00%	$60.3M	/ih-vs-coe →
NRDY Nerdy Inc. (Class A)	E	30/100	—	58.0%	-35.0%	+5.89%	$75.9M	/nrdy-vs-coe →
CHGG Chegg Inc.	E	25/100	—	59.6%	-35.0%	+1.53%	$76.8M	/chgg-vs-coe →
LFS LEIFRAS Co. Ltd.	C+	67/100	19.6x	29.5%	26.5%	-0.95%	$54.9M	/lfs-vs-coe →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001659494

In its most recent audited fiscal period (FY2025, filed 2025-12-31), 51Talk Online Education Group each representing 60 (Class A) (COE) reported GAAP revenue of $95.6M (+88.6% vs. FY2024 revenue of $50.7M , and +252.6% cumulative change since FY2023) , GAAP net income of -$16.8M, operating cash flow of $11.8M, and free cash flow of $9.5M (+72.3% YoY). On the balance sheet, COE closed FY2025 with $66.1M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$95.6M	-$16.8M	$11.8M	$9.5M	$66.1M	—
FY2024 (FY)	2024-12-31	$50.7M	-$7.2M	$5.8M	$5.5M	$43.9M	—
FY2023 (FY)	2023-12-31	$27.1M	-$15.0M	$559.0K	$559.0K	—	—

3. COE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is COE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does COE compare to IH and NRDY in the Real Estate sector?

What are the biggest fundamental strengths and SEC risk factors for COE?

Where is COE trading relative to its 50-day, 200-day, and 52-week technical levels?

COE last traded at $11.33 (+3.00% on volume of 149,361 shares), positioning the stock -7.13% below its 50-day simple moving average ($12.20) and -42.49% below its 200-day simple moving average ($19.70). Across its 52-week range of $9.93 to $50.49, COE sits at the 3.5% percentile with a 14-day RSI of 43.6 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($9.91 to $12.75).

COE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Should I buy, hold, or sell COE stock right now?

51Talk Online Education Group each representing 60 (Class A) (COE) currently earns a Roarable Rating of D (Sell — SELL) with 44/100 RQD Confidence. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.

What is COE's 12-month price target and RQD AI Jury consensus?

COE's 12-month base price target is $10.62 (range $8.28 to $53.01), backed by transparent SEC XBRL cash-flow, Form 4 insider, and CBOE options flow analysis.

Direct Sub-Reports: COE RQD Cockpit COE 12M Forecast COE Earnings & Move COE Dividends & DRIP COE Insiders & 13F COE Whale Options COE Profit Sankey COE News & Why

ROARABLE RATING BRIEF • RQD 44/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

COE — 51Talk Online Education Group each representing 60 (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:45:54Z

Roarable Rating Brief: What This Means to a Prospective Investor

The Roarable RQD Score is 44 / D, labeled "Roarable Sell — Underperform / Distribution Warning" per the Roarable RQD rating. Across its five pillars:

Fundamental Cash Engine: 12 / 20. Per the Roarable RQD rating, ROIC is -35% and FCF yield is 14.41%. The FCF yield is a positive signal in the cash line, but ROIC is deeply negative, indicating capital is not generating returns.
Whale 13F Flow: 3 / 20. Per the Roarable RQD rating, this pillar reflects institutional accumulation and options positioning. It is the weakest pillar, suggesting limited institutional support in the source data.
Insider Conviction: 9 / 20. Per the Roarable RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow, scored at a below-midpoint level.
Macro Regime Fit: 9 / 20. Per the Roarable RQD rating, beta is 1.0 and sector sensitivity is reflected in this score.
Forensic Balance Sheet: 11 / 20. Per the Roarable RQD rating, Altman Z is 2.5, Piotroski F is 5/9, and Debt/Equity is 0.5.

For a prospective investor, the composite reading is that the stock screens as weak on institutional flow and insider conviction, and weak on returns on capital. Positive offsets are the FCF yield and a moderate balance-sheet reading. The 52-week range of $9.93 to $50.49 per the market data shows the price is near the bottom of its trailing range, which the RQD framework treats as a distribution signal rather than a value signal. This is an educational reading of the scores, not personalized advice.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$95.6M	$-14.4M	$-16.8M	N/A	$9.5M	N/A	N/A
FY 2024	$50.7M	$-8.0M	$-7.2M	N/A	$5.5M	N/A	N/A
FY 2023	$27.1M	$-13.7M	$-15.0M	N/A	$0.6M	N/A	N/A

Per the SEC financials, revenue rose from $27.1M in FY 2023 to $95.6M in FY 2025, while operating and net losses persisted in every period. Per the market data, gross margin is 73.9%, operating margin is -15.1%, and net margin is -17.6%. Per the Roarable RQD rating, ROIC is -35%, the Altman Z-Score is 2.5, and the Piotroski F-Score is 5/9. Debt/Equity is 0.5 per the Roarable RQD rating; cash and debt balances by period are N/A in the SEC financials.

Open Questions

What are the company's products, customers, and revenue model, given that the source describes only sector classification?
What are the cash and debt balances by period, since the SEC financials report N/A for both?
What drove the revenue increase from $50.7M to $95.6M while losses widened, and is the growth tied to profitable unit economics?
What explains the 52-week decline from $50.49 to $9.93, and is it company-specific or sector-wide?
What are the EPS and forward earnings expectations, since P/E and EPS fields are unavailable?

COE Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for 51Talk Online Education Group each representing 60 (Class A) (COE) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to COE Debate Forum (3) ↓

🟢 CATALYST Yahoo Finance • 45d ago

51 Talk Online Education Group (COE) (Q2 2026) Earnings Call Highlights: Gross Billings Surge ...

Yahoo Finance coverage on COE stock catalysts, institutional flow, and earnings outlook.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 48d ago

51Talk Online Education Group Announces Second Quarter 2026 Results

Yahoo Finance coverage on COE stock catalysts, institutional flow, and earnings outlook.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 53d ago

51Talk Online Education Group to Report Second Quarter 2026 Financial Results on Tuesday, September 15, 2026

Yahoo Finance coverage on COE stock catalysts, institutional flow, and earnings outlook.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 117d ago

51Talk Marks 15th Anniversary with Global Curriculum Upgrade to Enhance Children's English Communication Skills

51Talk, a global live 1-on-1 online English learning platform for children, today announced a comprehensive global curriculum upgrade to celebrate its 15th anniversary. More than a product upgrade, this initiative reflec

Read Full Source ↗

🔴 RISK WATCH Yahoo Finance • 142d ago

51 Talk Online Education Group (COE) Q1 2026 Earnings Call Highlights: Surging Revenues Amid ...

Despite a significant increase in net revenues and gross billings, 51 Talk Online Education Group (COE) faces challenges with rising operating expenses and a widened net loss.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 143d ago

Asian Equities Traded in the US as American Depositary Receipts Rise in Friday Trading, Marginally Lower for Week

Asian equities traded in the US as American depositary receipts were tracking higher Friday morning,

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 143d ago

51Talk Online Education Group Announces First Quarter 2026 Results

Yahoo Finance coverage on COE stock catalysts, institutional flow, and earnings outlook.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 145d ago

51Talk Online Education Group to Report First Quarter 2026 Financial Results on Friday, June 12, 2026

Yahoo Finance coverage on COE stock catalysts, institutional flow, and earnings outlook.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

COE Bull vs. Bear Conversation Board — What's Your Call at $11.33?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON COE 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $9.68 (-12.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is COE (D • RQD 44/100) a Buy at $11.00?

Welcome to the COE (51Talk Online Education Group each representing 60 (Class A)) Roar Pit. Current RQD Composite is 44/100 (Roarable Sell — Underperform / Distribution Warning) in Other Consumer Services. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SH ShortSeller_Dan Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $9.13 (-17.0%)

Spot @ $11.00

Pump the brakes on COE — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on COE, but look at what you are paying: current EV/EBITDA multiples with 73.9% gross margins. Unless 51Talk Online Education Group each representing 60 (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $13.75 (+25.0%)

Spot @ $11.00

COE cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on COE, the market is fixating on short-term headline noise in Other Consumer Services and ignoring the balance sheet and cash flow trajectory. At $11.00 (52-wk range $9.93 - $50.49), any beat on forward guidance forces shorts and underweight funds to chase.