MARKET WIREBenzinga • 2d ago
Apollo Commercial Real Estate Finance shares are trading higher after the company announced it entered into a definitive agreement to sell the company's commercial real estate loan portfolio to Athene Holding.Why ZBAO Stock dropped -8.19% Today — RQD Quant Desk Flash
$0.29 -8.19% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $0.29
Zhibao Technology Inc. (Class A) (ZBAO) carries a Roarable Rating of D- (Sell) with 36/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D- • RED ALERT
Cap $2.7M
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $0.29 (-1.66%)🧬 Dilution Drag (+1.28% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record Warning: Scores below 50 (36/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERRED ALERT • D-
3-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw E · Rk D-
Each axis scored 0–20
12M PRICE TARGET CONE-10.3% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ZBAO)Realized 20D OHLCV Swing Band: ±12.5%
Deterministic 5-Pillar Attribution (36/100 Composite)
🔍 WHY ZBAO SCORES 36/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+11/20 pts (31% of score)
20D Institutional Volume Accumulation (±12.5% realized swing band)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (22% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9
▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)
Dilution Drag (+1.28% YoY Shares) & executive Form 4 sales trim 16 pts from alignment
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade D$2.85-77.9% Next Q
44
Q2 (-2Q)Grade D$0.63-33.3% Next Q
41
Q3 (-1Q)Grade E$0.42-31% Next Q
39
CurrentGrade D-$0.29-8.3% Hist 90D α
36
Trajectory: D (44) → D- (36)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER
⚔️ Adversarial Opposing Case: What Could Spark a ZBAO Turnaround Squeeze
While ZBAO currently carries a cautious 36/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
🚀 Contrarian Squeeze Trigger #1
Established market leader in Financials with deep daily trading liquidity.
🚀 Contrarian Squeeze Trigger #2
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.66) and Max Pain ($0.30) forces dealer call-delta covering toward $70.35.
🚀 Contrarian Squeeze Trigger #3
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.28% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
🎲 LIVE PREDICTION MARKET ODDS TIED TO $ZBAO• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “ZBAO Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why ZBAO Stock dropped -8.19% Today — RQD Quant Desk Flash
Zhibao Technology Inc. (Class A) (ZBAO) dropped -8.19% to $0.29, trading at 2% of its 52-week range ($0.24 – $67). Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 2% of its 52-week range ($0.24 – $67) with RSI-14 at 17.8 (OVERSOLD (<32)).
- ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $0.29 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Live ZBAO Headlines & Catalysts
MARKET WIREChartMill • 10d ago
Postmarket Movers: After-Hours Gainers and DeclinersNotable after-hours gainers included LUCD, AARD, RNG and RHI; decliners included SHFS, SDST and DECK after the US session close.
MARKET WIREBenzinga • 12d ago
12 Financials Stocks Moving In Tuesday's After-Market SessionGainers SHF Hldgs (NASDAQ:SHFS) shares moved upwards by 66.7% to $0.15 during Tuesday's after-market session. Netcapital (NASDAQ:NCPL) stock increased by 8.41% to $2.19. The company's market cap stands at
MARKET WIREBenzinga • 13d ago
12 Financials Stocks Moving In Monday's Intraday SessionGainers XChange Tec (NASDAQ:XHG) shares increased by 37.0% to $2.74 during Monday's regular session. The company's market cap stands at $87.1 million. Atlantic American (NASDAQ:AAME) shares moved upwards by
MARKET WIREBenzinga • 13d ago
11 Financials Stocks Moving In Monday's Pre-Market SessionGainers Atlantic American (NASDAQ:AAME) stock increased by 44.6% to $1.52 during Monday's pre-market session. The company's market cap stands at $21.6 million. As per the news, the Q4 earnings report came out
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ZBAO)
- ✓Walkthrough of ZBAO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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ZBAO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -99.13%📐 HORIZONTAL RANGE
2026-10-30O $0.28H $0.30L $0.25C $0.29VOL 256.0K
SUP: $-24.75SMA50: $4.66SMA200: $26.14
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
ZBAO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +53.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on ZBAO today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for ZBAO. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for ZBAO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ZBAO)
Financials Rank #1025 of 1096
⚔️ EZRA vs ZBAO Full Matrix →
1. Head-to-Head Financials Peer Comparison (ZBAO vs. EZRA, EHTH, CCG, HUIZ)
Industry: Specialty Insurers (33 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, Zhibao Technology Inc. (Class A) (ZBAO) ranks #1025 by composite RQD confidence (36/100, grade D-) and #1088 by equity capitalization ($2.7M). Within this direct 5-issuer industry benchmark cohort, HUIZ leads on earnings valuation at 39.0x trailing P/E, while EHTH leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with ZBAO at 36/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| ZBAO
ACTIVE
Zhibao Technology Inc. (Class A) | D- | 36/100 | — | — | -35.0% | -8.19% | $2.7M | Benchmark Subject |
| EZRA Reliance Global Group Inc. | D- | 39/100 | — | — | -35.0% | +1.38% | $3.7M | /ezra-vs-zbao → |
| EHTH eHealth Inc. | D | 49/100 | — | — | 8.3% | -9.88% | $16.7M | /ehth-vs-zbao → |
| CCG Cheche Group Inc. (Class A) | D | 47/100 | — | — | — | -4.33% | $18.8M | /ccg-vs-zbao → |
| HUIZ Huize Holding Limited | C+ | 68/100 | 39.0x | — | 3.1% | +6.19% | $22.5M | /huiz-vs-zbao → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001966750In its most recent audited fiscal period (FY2025, filed 2025-06-30), Zhibao Technology Inc. (Class A) (ZBAO) reported GAAP revenue of $38.7M (+53.0% vs. FY2024 revenue of $25.3M ) , GAAP net income of -$8.7M, operating cash flow of -$2.9M, and free cash flow of -$2.9M (-413.4% YoY). On the balance sheet, ZBAO closed FY2025 with $40.5M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $38.7M | -$8.7M | -$2.9M | -$2.9M | $40.5M | — |
| FY2024 (FY) | 2024-06-30 | $25.3M | $1.8M | -$524.2K | -$562.2K | $43.2M | — |
3. ZBAO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs ZBAO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, Zhibao Technology Inc. (Class A) (NASDAQ: ZBAO) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $0.29 (-8.19% 1D, market cap $2.7M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, ZBAO ranks #1025 in composite RQD confidence.
How does ZBAO compare to EZRA and EHTH in the Financials sector?
Within the Financials sector (Specialty Insurers), ZBAO carries a Roarable D- (36/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, EZRA (Reliance Global Group Inc.) holds a D- grade (39/100 RQD, P/E N/A, ROIC -35.0%, cap $3.7M) and EHTH (eHealth Inc.) posts a D grade (49/100 RQD, P/E N/A, ROIC 8.3%, cap $16.7M). Among the 5-stock peer group, HUIZ leads on earnings multiple (39.0x) while EHTH leads on capital efficiency (8.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for ZBAO?
Per ZBAO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001966750), Zhibao Technology Inc. (Class A) generated $38.7M in revenue (+53.0% YoY), -$8.7M in net income, and -$2.9M in free cash flow against $40.5M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is ZBAO trading relative to its 50-day, 200-day, and 52-week technical levels?
ZBAO last traded at $0.29 (-8.19% on volume of 179,508 shares), positioning the stock -93.78% below its 50-day simple moving average ($4.66) and -98.89% below its 200-day simple moving average ($26.14). Across its 52-week range of $0.24 to $67.00, ZBAO sits at the 0.1% percentile with a 14-day RSI of 17.8 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.00 to $0.33).
ZBAO Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is ZBAO stock moving today?
Why ZBAO Stock dropped -8.19% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-35% return on capital) under elevated 10-year interest-rate pressure.