Stock Ratings / Financials / ZBAO / insiders

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Zhibao Technology Inc. (Class A) (ZBAO) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

Q: Are ZBAO insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies ZBAO leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

$0.29 -8.19% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.29

Zhibao Technology Inc. (Class A) (ZBAO) carries a Roarable Rating of D- (Sell) with 36/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (36/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • RED ALERT Cap $2.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $0.29 (-1.66%)🧬 Dilution Drag (+1.28% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (36/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-8.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D-

Each axis scored 0–20

12M PRICE TARGET CONE-10.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for ZBAO)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (36/100 Composite)

🔍 WHY ZBAO SCORES 36/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+11/20 pts (31% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+8/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+1.28% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade D$2.85-77.9% Next Q

Q2 (-2Q)

Grade D$0.63-33.3% Next Q

Q3 (-1Q)

Grade E$0.42-31% Next Q

Current

Grade D-$0.29-8.3% Hist 90D α

Trajectory: D (44) → D- (36)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a ZBAO Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While ZBAO currently carries a cautious 36/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($4.66) and Max Pain ($0.30) forces dealer call-delta covering toward $70.35.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.28% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $ZBAO• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “ZBAO Beats Next Quarter EPS Consensus (Dec 28, 2026) & Holds Above 200D SMA”

YES 36%NO 64%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

ZBAO Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (ZBAO)

No recent open-market Form 4 cluster sales or emergency dumps flagged on ZBAO. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ZBAO)

✓Walkthrough of ZBAO's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

ZBAO // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -99.13%📐 HORIZONTAL RANGE

2026-10-30O $0.28H $0.30L $0.25C $0.29VOL 256.0K

SUP: $-24.75SMA50: $4.66SMA200: $26.14

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

ZBAO Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 ZBAO Butterfly Map → + Track ZBAO →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +53.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on ZBAO today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for ZBAO. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for ZBAO today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ZBAO)

Financials Rank #1025 of 1096 ⚔️ EZRA vs ZBAO Full Matrix →

1. Head-to-Head Financials Peer Comparison (ZBAO vs. EZRA, EHTH, CCG, HUIZ)

Industry: Specialty Insurers (33 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Zhibao Technology Inc. (Class A) (ZBAO) ranks #1025 by composite RQD confidence (36/100, grade D-) and #1088 by equity capitalization ($2.7M). Within this direct 5-issuer industry benchmark cohort, HUIZ leads on earnings valuation at 39.0x trailing P/E, while EHTH leads on capital efficiency and profitability with 8.3% ROIC and — gross margin. HUIZ currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with ZBAO at 36/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
ZBAO ACTIVE Zhibao Technology Inc. (Class A)	D-	36/100	—	—	-35.0%	-8.19%	$2.7M	Benchmark Subject
EZRA Reliance Global Group Inc.	D-	39/100	—	—	-35.0%	+1.38%	$3.7M	/ezra-vs-zbao →
EHTH eHealth Inc.	D	49/100	—	—	8.3%	-9.88%	$16.7M	/ehth-vs-zbao →
CCG Cheche Group Inc. (Class A)	D	47/100	—	—	—	-4.33%	$18.8M	/ccg-vs-zbao →
HUIZ Huize Holding Limited	C+	68/100	39.0x	—	3.1%	+6.19%	$22.5M	/huiz-vs-zbao →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2024–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0001966750

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Zhibao Technology Inc. (Class A) (ZBAO) reported GAAP revenue of $38.7M (+53.0% vs. FY2024 revenue of $25.3M ) , GAAP net income of -$8.7M, operating cash flow of -$2.9M, and free cash flow of -$2.9M (-413.4% YoY). On the balance sheet, ZBAO closed FY2025 with $40.5M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$38.7M	-$8.7M	-$2.9M	-$2.9M	$40.5M	—
FY2024 (FY)	2024-06-30	$25.3M	$1.8M	-$524.2K	-$562.2K	$43.2M	—

3. ZBAO Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is ZBAO stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Zhibao Technology Inc. (Class A) (NASDAQ: ZBAO) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 36/100 at a spot price of $0.29 (-8.19% 1D, market cap $2.7M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 11/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, ZBAO ranks #1025 in composite RQD confidence.

How does ZBAO compare to EZRA and EHTH in the Financials sector?

Within the Financials sector (Specialty Insurers), ZBAO carries a Roarable D- (36/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -35.0%. By comparison, EZRA (Reliance Global Group Inc.) holds a D- grade (39/100 RQD, P/E N/A, ROIC -35.0%, cap $3.7M) and EHTH (eHealth Inc.) posts a D grade (49/100 RQD, P/E N/A, ROIC 8.3%, cap $16.7M). Among the 5-stock peer group, HUIZ leads on earnings multiple (39.0x) while EHTH leads on capital efficiency (8.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for ZBAO?

Per ZBAO's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0001966750), Zhibao Technology Inc. (Class A) generated $38.7M in revenue (+53.0% YoY), -$8.7M in net income, and -$2.9M in free cash flow against $40.5M in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is ZBAO trading relative to its 50-day, 200-day, and 52-week technical levels?

ZBAO last traded at $0.29 (-8.19% on volume of 179,508 shares), positioning the stock -93.78% below its 50-day simple moving average ($4.66) and -98.89% below its 200-day simple moving average ($26.14). Across its 52-week range of $0.24 to $67.00, ZBAO sits at the 0.1% percentile with a 14-day RSI of 17.8 (OVERSOLD (<32)) and an implied next-earnings move of ±12.5% ($1.00 to $0.33).

ZBAO Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Are ZBAO insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies ZBAO leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

Direct Sub-Reports: ZBAO RQD Cockpit ZBAO 12M Forecast ZBAO Earnings & Move ZBAO Dividends & DRIP ZBAO Insiders & 13F ZBAO Whale Options ZBAO Profit Sankey ZBAO News & Why