Stock Ratings / Financials / WTBA / earnings

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West Bancorporation (WTBA) Next Earnings Date & Expected ±4.9% Move

$30.04 -1.38% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

West Bancorporation (WTBA) carries a Roarable Rating of C (Hold) with 63/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $512.0M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

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RQD QUANT TACHOMETERHOLD / WATCH • C

JEV AI Jury Split (Battleground)

Cash

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Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+2.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WTBA)Realized 20D OHLCV Swing Band: ±4.9%

NEXT EST. WINDOW: Dec 30, 2026 (~58 DAYS)

Historical OHLCV Volatility ±4.9% Swing Band

±$1.47 Expected Swing

MODEL EARNINGS SETUP GAUGE

WTBA Quantitative Pre-Earnings Setup: 63/100

Trailing EPS: $1.91 • YoY Revenue Growth: 12.4%

Model Bullish Setup (63/100)Model Risk Weight (37/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-12-31	$0	$32.6M	$43.2M	52%
FY 2024	2024-12-31	$0	$24.1M	$13.7M	52%
FY 2023	2023-12-31	$0	$24.1M	$25.2M	52%

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Whale Flow & Momentum Playbook: Evaluating WTBA & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on WTBA
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WTBA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +25.43%▲ ASCENDING CHANNEL

2026-10-30O $30.12H $30.55L $29.79C $30.04VOL 65.3K

RES: $30.97SUP: $28.40SMA50: $29.14SMA200: $26.11

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WTBA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WTBA Butterfly Map → + Track WTBA →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.2%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WTBA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WTBA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WTBA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WTBA)

Financials Rank #396 of 1096 ⚔️ OBT vs WTBA Full Matrix →

1. Head-to-Head Financials Peer Comparison (WTBA vs. OBT, COFS, CZNC, PBAM)

Industry: Major Banks (248 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, West Bancorporation (WTBA) ranks #396 by composite RQD confidence (63/100, grade C) and #699 by equity capitalization ($512.0M). Within this direct 5-issuer industry benchmark cohort, OBT leads on earnings valuation at 12.4x trailing P/E, while OBT leads on capital efficiency and profitability with 14.6% ROIC and — gross margin. OBT currently holds the highest overall quantitative score in the immediate peer group at 68/100 (C+) compared with WTBA at 63/100 (C).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WTBA ACTIVE West Bancorporation	C	63/100	15.7x	—	12.2%	-1.38%	$512.0M	Benchmark Subject
OBT Orange County Bancorp Inc.	C+	68/100	12.4x	—	14.6%	+1.26%	$517.3M	/obt-vs-wtba →
COFS ChoiceOne Financial Services Inc.	C+	66/100	18.6x	—	6.1%	+1.72%	$523.4M	/cofs-vs-wtba →
CZNC Citizens & Northern Corp	C+	67/100	21.3x	—	6.9%	+1.20%	$498.9M	/cznc-vs-wtba →
PBAM Private Bancorp of America Inc.	D	50/100	—	—	—	+0.22%	$490.2M	/pbam-vs-wtba →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001166928

In its most recent audited fiscal period (FY2025, filed 2025-12-31), West Bancorporation (WTBA) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of $32.6M, operating cash flow of $46.5M, and free cash flow of $43.2M (+215.6% YoY). On the balance sheet, WTBA closed FY2025 with $4.14B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 5/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$0	$32.6M	$46.5M	$43.2M	$4.14B	—
FY2024 (FY)	2024-12-31	$0	$24.1M	$39.8M	$13.7M	$4.01B	—
FY2023 (FY)	2023-12-31	$0	$24.1M	$25.2M	$25.2M	—	—

3. WTBA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WTBA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, West Bancorporation (NASDAQ: WTBA) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 63/100 at a spot price of $30.04 (-1.38% 1D, market cap $512.0M). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 6/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 17/20. Across 1096 tracked Financials issuers, WTBA ranks #396 in composite RQD confidence.

How does WTBA compare to OBT and COFS in the Financials sector?

Within the Financials sector (Major Banks), WTBA carries a Roarable C (63/100 RQD), trailing P/E of 15.7x, gross margin of —, and ROIC of 12.2%. By comparison, OBT (Orange County Bancorp Inc.) holds a C+ grade (68/100 RQD, P/E 12.4x, ROIC 14.6%, cap $517.3M) and COFS (ChoiceOne Financial Services Inc.) posts a C+ grade (66/100 RQD, P/E 18.6x, ROIC 6.1%, cap $523.4M). Among the 5-stock peer group, OBT leads on earnings multiple (12.4x) while OBT leads on capital efficiency (14.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WTBA?

Per WTBA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001166928), West Bancorporation generated $0 in revenue, $32.6M in net income, and $43.2M in free cash flow against $4.14B in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WTBA trading relative to its 50-day, 200-day, and 52-week technical levels?

WTBA last traded at $30.04 (-1.38% on volume of 56,687 shares), positioning the stock +3.09% above its 50-day simple moving average ($29.14) and +15.05% above its 200-day simple moving average ($26.11). Across its 52-week range of $20.89 to $30.92, WTBA sits at the 91.2% percentile with a 14-day RSI of 55.4 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.9% ($28.57 to $31.51).

WTBA Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is WTBA's next earnings date?

Based on SEC filing cadence, West Bancorporation (WTBA)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is WTBA stock expected to move on earnings?

Volatility modeling currently projects a ±4.9% event move for WTBA, spanning a range between $28.57 and $31.51.

Direct Sub-Reports: WTBA RQD Cockpit WTBA 12M Forecast WTBA Earnings & Move WTBA Dividends & DRIP WTBA Insiders & 13F WTBA Whale Options WTBA Profit Sankey WTBA News & Why