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Wise Group plc (Class A) (WSE) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$11.00 +0.83% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $11.00

Wise Group plc (Class A) (WSE) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY) →

ROARABLE C- • HOLD / WATCH Cap $13.52B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $11.00 (-0.04%)🧬 Cannibal Buyback (-0.96% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 397.9% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WSE)Realized 20D OHLCV Swing Band: ±5.7%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY WSE SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Cash Engine Quality+16/20 pts (27% of score)

SEC XBRL FY 2025 (10-K): 397.9% FCF Margin ($7.53B FCF) & 52% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 6/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning8/20 pts (-12 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-12 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B-$11.87-7.5% Next Q

Q2 (-2Q)

Grade C+$10.98+0.8% Next Q

Q3 (-1Q)

Grade C+$11.07-0.6% Next Q

Current

Grade C-$11.00+0.4% Hist 90D α

Trajectory: B- (68) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WSE Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, WSE faces multiple-compression risk if 27.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-0.96% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($11.86) or 200D SMA ($12.07) invalidates the momentum regime and cuts Target Base ($11.10) toward Bear Floor ($8.66).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WSE• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “WSE Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How WSE Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$7.53B (397.9% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $1.32B

FY24

Rev $1.55B

FY25

Rev $1.89B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$1.89B	52%	31.2%	$498.7M	$7.53B	15%
FY 2024	$1.55B	52%	47.1%	$550.3M	$5.68B	15%
FY 2023	$1.32B	52%	49.1%	$501.5M	$4.08B	15%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WSE)

✓Walkthrough of WSE's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

WSE // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -28.57%🛡️ HOLDING TREND SUPPORT

2026-10-30O $10.96H $11.00L $10.62C $11.00VOL 1.77M

RES: $11.75SUP: $10.73SMA50: $11.86SMA200: $12.07

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WSE Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WSE Butterfly Map → + Track WSE →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

20.6%/yr Implied 5Y Growth

vs. +22.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WSE today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WSE. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WSE today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WSE)

Industrials Rank #161 of 485 ⚔️ PAYX vs WSE Full Matrix →

1. Head-to-Head Industrials Peer Comparison (WSE vs. PAYX, PYPL, NVRI, FORR)

Industry: Diversified Commercial Services (32 Tracked Issuers)

Across 485 tracked Industrials securities in the Roarable RQD universe, Wise Group plc (Class A) (WSE) ranks #161 by composite RQD confidence (60/100, grade C-) and #84 by equity capitalization ($13.52B). Within this direct 5-issuer industry benchmark cohort, PYPL leads on earnings valuation at 9.0x trailing P/E, while PAYX leads on capital efficiency and profitability with 28.6% ROIC and 73.4% gross margin. PAYX currently holds the highest overall quantitative score in the immediate peer group at 81/100 (A-) compared with WSE at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WSE ACTIVE Wise Group plc (Class A)	C-	60/100	27.1x	—	—	+0.83%	$13.52B	Benchmark Subject
PAYX Paychex Inc.	A-	81/100	22.1x	73.4%	28.6%	+1.07%	$38.93B	/payx-vs-wse →
PYPL PayPal Holdings Inc.	B	74/100	9.0x	—	21.6%	+0.71%	$47.31B	/pypl-vs-wse →
NVRI Enviri Corporation	D	51/100	—	—	—	-2.16%	$535.0M	/nvri-vs-wse →
FORR Forrester Research Inc.	D	51/100	—	57.0%	-35.0%	+1.16%	$231.9M	/forr-vs-wse →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0002099039

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Wise Group plc (Class A) (WSE) reported GAAP revenue of $1.89B (+22.5% vs. FY2024 revenue of $1.55B , and +43.1% cumulative change since FY2023) , GAAP net income of $498.7M, operating cash flow of $7.55B, and free cash flow of $7.53B (+32.8% YoY). On the balance sheet, WSE closed FY2025 with $0 in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 6/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$1.89B	$498.7M	$7.55B	$7.53B	—	—
FY2024 (FY)	2025-03-31	$1.55B	$550.3M	$5.72B	$5.68B	—	—
FY2023 (FY)	2024-03-31	$1.32B	$501.5M	$4.08B	$4.08B	—	—

3. WSE Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WSE stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Wise Group plc (Class A) (NASDAQ: WSE) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $11.00 (+0.83% 1D, market cap $13.52B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 12/20, and SEC Balance-Sheet Forensics 11/20. Across 485 tracked Industrials issuers, WSE ranks #161 in composite RQD confidence.

How does WSE compare to PAYX and PYPL in the Industrials sector?

Within the Industrials sector (Diversified Commercial Services), WSE carries a Roarable C- (60/100 RQD), trailing P/E of 27.1x, gross margin of —, and ROIC of —. By comparison, PAYX (Paychex Inc.) holds a A- grade (81/100 RQD, P/E 22.1x, ROIC 28.6%, cap $38.93B) and PYPL (PayPal Holdings Inc.) posts a B grade (74/100 RQD, P/E 9.0x, ROIC 21.6%, cap $47.31B). Among the 5-stock peer group, PYPL leads on earnings multiple (9.0x) while PAYX leads on capital efficiency (28.6% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WSE?

Per WSE's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0002099039), Wise Group plc (Class A) generated $1.89B in revenue (+22.5% YoY), $498.7M in net income, and $7.53B in free cash flow against $0 in total assets and $0 in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WSE trading relative to its 50-day, 200-day, and 52-week technical levels?

WSE last traded at $11.00 (+0.83% on volume of 1,426,896 shares), positioning the stock -7.25% below its 50-day simple moving average ($11.86) and -8.86% below its 200-day simple moving average ($12.07). Across its 52-week range of $10.36 to $17.47, WSE sits at the 9.0% percentile with a 14-day RSI of 33.0 (NEUTRAL RANGE) and an implied next-earnings move of ±5.7% ($10.37 to $11.63).

WSE Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

How profitable is Wise Group plc (Class A) (WSE)?

In FY 2025 (10-K), WSE converted $1.9B of revenue into a 52% gross margin, 31.2% operating margin, and $7.5B in free cash flow (397.9% FCF margin).

Direct Sub-Reports: WSE RQD Cockpit WSE 12M Forecast WSE Earnings & Move WSE Dividends & DRIP WSE Insiders & 13F WSE Whale Options WSE Profit Sankey WSE News & Why