Stock Ratings / Real Estate / WAFU / options

EEIQ (44) NAMI (29) ZCMD (47) VSA (41) ⌘ Pro Terminal →

Wah Fu Education & Technology Group Ltd. (WAFU) Options Positioning, Max Pain & Unusual Sweeps

$1.43 -0.69% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)

Wah Fu Education & Technology Group Ltd. (WAFU) carries a Roarable Rating of D- (Sell) with 38/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D- • RED ALERT Cap $6.3M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

RQD QUANT TACHOMETERRED ALERT • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-9.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WAFU)Realized 20D OHLCV Swing Band: ±8.9%

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±8.9%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (WAFU)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for WAFU.

Sponsored / Partner SpotlightACTIVE TRADER & PROP EVALUATION DESK

Practice in Our Weekly $100,000 Paper Arena Before Risking Personal Capital

Keep your personal nest egg in cash while trading NQ, ES, Crude, and Gold momentum using institutional prop-desk buying power.

FTC Disclosure: Roarable may receive partner referral compensation at no cost to you. Partner relationships never influence RQD scores.

🏆 Enter Free $100K Paper Arena →

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring WAFU)

✓Walkthrough of WAFU's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?

Join Founding VIP Waitlist (No Card Required) →$100K Arena

WAFU // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -12.27%📐 HORIZONTAL RANGE

2026-10-30O $1.41H $1.47L $1.38C $1.43VOL 61.5K

RES: $1.60SUP: $0.88SMA50: $1.43SMA200: $1.58

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WAFU Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WAFU Butterfly Map → + Track WAFU →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +2.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on WAFU today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WAFU. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for WAFU today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WAFU)

Real Estate Rank #44 of 51 ⚔️ EEIQ vs WAFU Full Matrix →

1. Head-to-Head Real Estate Peer Comparison (WAFU vs. EEIQ, NAMI, ZCMD, VSA)

Industry: Other Consumer Services (73 Tracked Issuers)

Across 51 tracked Real Estate securities in the Roarable RQD universe, Wah Fu Education & Technology Group Ltd. (WAFU) ranks #44 by composite RQD confidence (38/100, grade D-) and #43 by equity capitalization ($6.3M). Within this direct 5-issuer industry benchmark cohort, WAFU leads on earnings valuation at N/A trailing P/E, while NAMI leads on capital efficiency and profitability with -35.0% ROIC and 11.0% gross margin. ZCMD currently holds the highest overall quantitative score in the immediate peer group at 47/100 (D) compared with WAFU at 38/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
WAFU ACTIVE Wah Fu Education & Technology Group Ltd.	D-	38/100	—	29.1%	—	-0.69%	$6.3M	Benchmark Subject
EEIQ EpicQuest Education Group International Limited	D	44/100	—	66.3%	—	-4.67%	$6.9M	/eeiq-vs-wafu →
NAMI Jinxin Technology Holding Company	E	29/100	—	11.0%	-35.0%	+3.26%	$7.2M	/nami-vs-wafu →
ZCMD Zhongchao Inc. (Class A)	D	47/100	—	45.0%	-35.0%	-0.90%	$4.9M	/zcmd-vs-wafu →
VSA VisionSys AI Inc.	D-	41/100	—	—	-35.0%	-1.41%	$4.9M	/vsa-vs-wafu →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-31 • CIK 0001716770

In its most recent audited fiscal period (FY2025, filed 2026-03-31), Wah Fu Education & Technology Group Ltd. (WAFU) reported GAAP revenue of $6.4M (+2.7% vs. FY2024 revenue of $6.2M , and -12.0% cumulative change since FY2023) , GAAP net income of -$1.1M, operating cash flow of -$1.4M, and free cash flow of -$1.4M (-47.7% YoY). On the balance sheet, WAFU closed FY2025 with $0 in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 1/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2026-03-31	$6.4M	-$1.1M	-$1.4M	-$1.4M	—	—
FY2024 (FY)	2025-03-31	$6.2M	-$465.3K	-$965.6K	-$976.5K	—	—
FY2023 (FY)	2024-03-31	$7.2M	-$55.3K	-$767.3K	-$767.3K	—	—

3. WAFU Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WAFU stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-01, Wah Fu Education & Technology Group Ltd. (NASDAQ: WAFU) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 38/100 at a spot price of $1.43 (-0.69% 1D, market cap $6.3M). Pillar breakdown: Fundamental Cash Engine 8/20, Institutional 13F & Options Flow 9/20, Executive Insider Alignment 8/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 51 tracked Real Estate issuers, WAFU ranks #44 in composite RQD confidence.

How does WAFU compare to EEIQ and NAMI in the Real Estate sector?

Within the Real Estate sector (Other Consumer Services), WAFU carries a Roarable D- (38/100 RQD), trailing P/E of N/A, gross margin of 29.1%, and ROIC of —. By comparison, EEIQ (EpicQuest Education Group International Limited) holds a D grade (44/100 RQD, P/E N/A, ROIC —, cap $6.9M) and NAMI (Jinxin Technology Holding Company) posts a E grade (29/100 RQD, P/E N/A, ROIC -35.0%, cap $7.2M). Among the 5-stock peer group, WAFU leads on earnings multiple (N/A) while NAMI leads on capital efficiency (-35.0% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WAFU?

Per WAFU's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-31, CIK 0001716770), Wah Fu Education & Technology Group Ltd. generated $6.4M in revenue (+2.7% YoY), -$1.1M in net income, and -$1.4M in free cash flow against $0 in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Real Estate with deep daily trading liquidity.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WAFU trading relative to its 50-day, 200-day, and 52-week technical levels?

WAFU last traded at $1.43 (-0.69% on volume of 12,194 shares), positioning the stock 0.00% above its 50-day simple moving average ($1.43) and -9.49% below its 200-day simple moving average ($1.58). Across its 52-week range of $1.22 to $3.06, WAFU sits at the 11.4% percentile with a 14-day RSI of 41.3 (NEUTRAL RANGE) and an implied next-earnings move of ±8.9% ($1.30 to $1.56).