CATALYSTYahoo • 5d ago
VersaBank Gets Final Regulatory Approval to Complete ReorganizationVersaBank (VBNK.TO, VBNK) received the final regulatory approval required for the bank to complete r
Why VBNK Stock advanced +0.71% Today — RQD Quant Desk Flash
$22.58 +0.71% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
VersaBank (VBNK) carries a Roarable Rating of D (Sell) with 51/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
ROARABLE D • SELL / AVOID
Cap $732.0M
INTERACTIVE SCENARIO DECK:
RQD QUANT TACHOMETERSELL / AVOID • D
JEV AI Jury Split (Battleground)
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw D · Rk D+
Each axis scored 0–20
12M PRICE TARGET CONE-3.1% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for VBNK)Realized 20D OHLCV Swing Band: ±6.1%
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why VBNK Stock advanced +0.71% Today — RQD Quant Desk Flash
VersaBank (VBNK) advanced +0.71% to $22.58, trading at 82% of its 52-week range ($11.25 – $25.05). Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 82% of its 52-week range ($11.25 – $25.05) with RSI-14 at 45.1 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±6.1% around $22.58 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $20.5M annual free cash flow.
Live VBNK Headlines & Catalysts
CATALYSTYahoo • 5d ago
VersaBank Receives Final Regulatory Approval to Complete Reorganization- Reorganization Will Support Significant Growth Opportunities and Contribute to Enhanced Shareholder Value, Including Broader Investor Awareness and Eligibility for Inclusion in Certain Stock Indices -London, Ontario--(
MARKET WIREYahoo • 13d ago
Money20/20 Just Programmed Six Stablecoin Sessions in Two Days. That Tells You the Pilot Phase Is Over.The payments industry has spent years treating stablecoins as a sandbox experiment, a curiosity relegated to the fringes of treasury management. At Money20/20 USA 2026, held at The Venetian in Las Vegas from October 18-2
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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring VBNK)
- ✓Walkthrough of VBNK's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
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VBNK // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +26.07%📐 WEDGE COMPRESSION COIL
2026-10-30O $22.55H $22.58L $21.85C $22.58VOL 88.4K
RES: $23.83SUP: $18.99SMA50: $21.97SMA200: $18.76
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
VBNK Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor (#25)
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle (#30)
8.0%/yr Implied 5Y Growth
vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger (#33)
No active Ellis Vennor swing setup published on VBNK today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for VBNK. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for VBNK today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (VBNK)
Financials Rank #798 of 1096
⚔️ PGC vs VBNK Full Matrix →
1. Head-to-Head Financials Peer Comparison (VBNK vs. PGC, AGBK, SUPV, AVBH)
Industry: Commercial Banks (34 Tracked Issuers)Across 1096 tracked Financials securities in the Roarable RQD universe, VersaBank (VBNK) ranks #798 by composite RQD confidence (51/100, grade D) and #616 by equity capitalization ($732.0M). Within this direct 5-issuer industry benchmark cohort, PGC leads on earnings valuation at 21.8x trailing P/E, while PGC leads on capital efficiency and profitability with 5.7% ROIC and — gross margin. AGBK currently holds the highest overall quantitative score in the immediate peer group at 60/100 (C-) compared with VBNK at 51/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| VBNK
ACTIVE
VersaBank | D | 51/100 | — | — | — | +0.71% | $732.0M | Benchmark Subject |
| PGC Peapack-Gladstone Financial Corporation | D+ | 53/100 | 21.8x | — | 5.7% | -0.56% | $813.9M | /pgc-vs-vbnk → |
| AGBK AGI Inc (Class A) | C- | 60/100 | — | — | — | +0.39% | $819.9M | /agbk-vs-vbnk → |
| SUPV Grupo Supervielle S.A. each Representing five (Class B) | D+ | 57/100 | — | — | — | +0.30% | $612.0M | /supv-vs-vbnk → |
| AVBH Avidbank Holdings Inc. | D | 50/100 | — | — | -7.0% | +1.37% | $375.6M | /avbh-vs-vbnk → |
2. VBNK Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics
TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOTVersaBank (VBNK) operates in Commercial Banks (Financials) with an equity capitalization of $732.0M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.
3. VBNK Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs VBNK stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-01, VersaBank (NASDAQ: VBNK) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 51/100 at a spot price of $22.58 (+0.71% 1D, market cap $732.0M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 8/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, VBNK ranks #798 in composite RQD confidence.
How does VBNK compare to PGC and AGBK in the Financials sector?
Within the Financials sector (Commercial Banks), VBNK carries a Roarable D (51/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, PGC (Peapack-Gladstone Financial Corporation) holds a D+ grade (53/100 RQD, P/E 21.8x, ROIC 5.7%, cap $813.9M) and AGBK (AGI Inc (Class A)) posts a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $819.9M). Among the 5-stock peer group, PGC leads on earnings multiple (21.8x) while PGC leads on capital efficiency (5.7% ROIC).
What are the biggest fundamental strengths and SEC risk factors for VBNK?
For VersaBank (VBNK), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #798 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is VBNK trading relative to its 50-day, 200-day, and 52-week technical levels?
VBNK last traded at $22.58 (+0.71% on volume of 94,621 shares), positioning the stock +2.78% above its 50-day simple moving average ($21.97) and +20.36% above its 200-day simple moving average ($18.76). Across its 52-week range of $11.25 to $25.05, VBNK sits at the 82.1% percentile with a 14-day RSI of 45.1 (NEUTRAL RANGE) and an implied next-earnings move of ±6.1% ($21.20 to $23.96).
VBNK Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is VBNK stock moving today?
Why VBNK Stock advanced +0.71% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (steady margins) under elevated 10-year interest-rate pressure.