Stock Ratings / Financials / USBC / earnings

EXOD (28) NSLR (61) FOA (54) TONX (35) ⌘ Pro Terminal →

USBC Inc. (USBC) Next Earnings Date & Expected ±12.5% Move

$0.41 -6.03% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $0.40

USBC Inc. (USBC) carries a Roarable Rating of D- (Sell) with 43/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D- • SELL / AVOID Cap $169.2M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on USBC Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is USBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, USBC Inc. (NYSE: USBC) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 43/100 at a spot price of $0.41 (-6.03% 1D, market cap $169.2M). Pillar breakdown: Fundamental Cash Engine 7/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 10/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 3/20. Across 1096 tracked Financials issuers, USBC ranks #892 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does USBC compare to EXOD and NSLR in the Financials sector?

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Within the Financials sector (Finance: Consumer Services), USBC carries a Roarable D- (43/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -18.4%. By comparison, EXOD (Exodus Movement Inc. (Class A)) holds a E grade (28/100 RQD, P/E N/A, ROIC -4.6%, cap $170.3M) and NSLR (Neostellar Capital Corp.) posts a C- grade (61/100 RQD, P/E N/A, ROIC 23.8%, cap $158.3M). Among the 5-stock peer group, FOA leads on earnings multiple (4.0x) while NSLR leads on capital efficiency (23.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for USBC?

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Per USBC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-09-30, CIK 0001074828), USBC Inc. generated $0 in revenue, -$22.1M in net income, and -$7.6M in free cash flow against $93.7M in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $0.40 (-1.28%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 7/20 (D-) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (43/100 · D-) historically underperformed SPY in 71% of rolling 90-day windows (-6.7% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D-

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D

Each axis scored 0–20

12M PRICE TARGET CONE-7.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for USBC)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (43/100 Composite)

🔍 WHY USBC SCORES 43/100 (D-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (35% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+10/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$0.51-13.7% Next Q

Q2 (-2Q)

Grade D$0.44+0% Next Q

Q3 (-1Q)

Grade D$0.44-6.8% Next Q

Current

Grade D-$0.41-6.7% Hist 90D α

Trajectory: C- (51) → D- (43)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a USBC Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While USBC currently carries a cautious 43/100 (D-) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($0.48) and Max Pain ($0.43) forces dealer call-delta covering toward $1.05.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $USBC• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “USBC Beats Next Quarter EPS Consensus (Dec 29, 2026) & Holds Above 200D SMA”

YES 43%NO 57%Trade / Inspect Odds →

NEXT EST. WINDOW: Dec 29, 2026 (~57 DAYS)

Historical OHLCV Volatility ±12.5% Swing Band

±$0.05 Expected Swing

MODEL EARNINGS SETUP GAUGE

USBC Quantitative Pre-Earnings Setup: 43/100

Trailing EPS: $4.25 • YoY Revenue Growth: 12.4%

Model Bullish Setup (43/100)Model Risk Weight (57/100)

Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).

LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

Period	Filed	Revenue	Net Profit	Free Cash Flow	Gross Margin
FY 2025	2025-09-30	$0	-$22.1M	-$7.6M	52%
FY 2024	2024-09-30	$0	-$16.6M	-$12.9M	52%
FY 2023	2023-09-30	$0	-$15.3M	-$10.4M	52%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring USBC)

✓Walkthrough of USBC's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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USBC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.81%▼ SUPPORT BREAKDOWN

2026-10-30O $0.42H $0.44L $0.41C $0.41VOL 117.2K

RES: $0.58SUP: $0.41SMA50: $0.48SMA200: $0.41

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

USBC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 USBC Butterfly Map → + Track USBC →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on USBC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for USBC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for USBC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (USBC)

Financials Rank #892 of 1096 ⚔️ EXOD vs USBC Full Matrix →

1. Head-to-Head Financials Peer Comparison (USBC vs. EXOD, NSLR, FOA, TONX)

Industry: Finance: Consumer Services (156 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, USBC Inc. (USBC) ranks #892 by composite RQD confidence (43/100, grade D-) and #913 by equity capitalization ($169.2M). Within this direct 5-issuer industry benchmark cohort, FOA leads on earnings valuation at 4.0x trailing P/E, while NSLR leads on capital efficiency and profitability with 23.8% ROIC and — gross margin. NSLR currently holds the highest overall quantitative score in the immediate peer group at 61/100 (C-) compared with USBC at 43/100 (D-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
USBC ACTIVE USBC Inc.	D-	43/100	—	—	-18.4%	-6.03%	$169.2M	Benchmark Subject
EXOD Exodus Movement Inc. (Class A)	E	28/100	—	—	-4.6%	-8.69%	$170.3M	/exod-vs-usbc →
NSLR Neostellar Capital Corp.	C-	61/100	—	—	23.8%	-0.84%	$158.3M	/nslr-vs-usbc →
FOA Finance of America Companies Inc. (Class A)	D+	54/100	4.0x	—	11.4%	+0.10%	$181.5M	/foa-vs-usbc →
TONX TON Strategy Company	D-	35/100	—	—	-7.8%	-7.27%	$181.7M	/tonx-vs-usbc →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-09-30 • CIK 0001074828

In its most recent audited fiscal period (FY2025, filed 2025-09-30), USBC Inc. (USBC) reported GAAP revenue of $0 (N/A vs. FY2024 revenue of $0 ) , GAAP net income of -$22.1M, operating cash flow of -$7.6M, and free cash flow of -$7.6M (+41.1% YoY). On the balance sheet, USBC closed FY2025 with $93.7M in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-09-30	$0	-$22.1M	-$7.6M	-$7.6M	$93.7M	—
FY2024 (FY)	2024-09-30	$0	-$16.6M	-$12.8M	-$12.9M	$1.5M	—
FY2023 (FY)	2023-09-30	$0	-$15.3M	-$10.4M	-$10.4M	—	—

3. USBC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is USBC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does USBC compare to EXOD and NSLR in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for USBC?

Where is USBC trading relative to its 50-day, 200-day, and 52-week technical levels?

USBC last traded at $0.41 (-6.03% on volume of 177,756 shares), positioning the stock -14.58% below its 50-day simple moving average ($0.48) and 0.00% above its 200-day simple moving average ($0.41). Across its 52-week range of $0.29 to $1.00, USBC sits at the 16.9% percentile with a 14-day RSI of 37.7 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($1.00 to $0.46).

USBC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is USBC's next earnings date?

Based on SEC filing cadence, USBC Inc. (USBC)'s next quarterly reporting window is estimated around Dec 29, 2026.

How much is USBC stock expected to move on earnings?

Volatility modeling currently projects a ±12.5% event move for USBC, spanning a range between $1 and $0.46.

Direct Sub-Reports: USBC RQD Cockpit USBC 12M Forecast USBC Earnings & Move USBC Dividends & DRIP USBC Insiders & 13F USBC Whale Options USBC Profit Sankey USBC News & Why